Comparison

e vs Smartcash PSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

e

Securely store and access your digital IDs, including driver's licenses, passports, and credit cards. This app provides a safe backup for sensitive documents, accessible anytime, anywhere with encrypted authentication.

Highlights
  • Digital ID storage
  • Secure document backup
  • Encrypted passcode access
  • Thumb impression authentication
  • Anytime, anywhere access
Features
Read full description

e-wallets is the safest & most secure app to digitally store your important personal IDs and sensitive data such as your drivers license, passport, credit & debit cards, health insurance documents and so much more. e-wallets is the perfect solution to digitally backup all your important IDs and sensitive documents in the event they are lost, stolen or even in the case of an emergency. Users can simply create an account and store all the confidential banking and other relevant information safely which can be accessed anytime and anywhere by logging into your e-wallets account. e-wallets uses an encrypted passcode and thumb impression to authenticate and access your e-wallets. So without your own personal permission, nobody will have access to your sensitive data but you. Download e-wallets now on iOS App Store to safely secure all your personal & sensitive data today.

About

Smartcash PSB

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Highlights
  • Instant money transfers
  • Mobile and data recharge
  • Utility and bill payments
  • Merchant scan and pay
  • Multi-account management
  • Secure sign-in and transactions
  • Favorite transaction shortcuts
Features
Read full description

The Smartcash PSB app will allow you to: - Transfer Money instantly to any mobile number or Bank accounts. - Recharge or Buy Data for you and your loved ones. - Pay Electric, Water, Cable TV, Solar, Transport, Postpaid Bills & much more at the convenience of your home. - Scan & Pay at merchant outlets. - Manage more than one account through one app. - Sign-in & do your transactions Securely. - Add your transactions as Favourites for quick checkouts.

Screenshots

e4 screens
Smartcash PSB3 screens

Verdict

The call

The clearest difference is review sentiment: Smartcash PSB at 44% against e's 0%. Smartcash PSB also leads on rating (3.9 vs 1.3) and ratings volume (2.1K vs 12). e's advantage is update cadence (every 10 days vs every 3 weeks) and iOS requirement (12.1 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Smartcash PSB holds the better App Store score, 3.9 against 1.3. That said, the two scores are not equally well evidenced: Smartcash PSB has 2.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 0% of e's written reviews are positive against 44% of Smartcash PSB's.

UpkeepUpdate frequency

e ships an update every 10 days, Smartcash PSB every 3 weeks. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

Scorecard5 real differences · 5 level
e versus Smartcash PSB: the parameters behind the verdict, then further details
ParametereSmartcash PSB
PriceFreeFree
Rating1.3 (12 ratings)3.9 (2.1K ratings) — better
Positive reviews0.0% of reviews43.6% of reviews — better
Number of ratings122.1K — better
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.1 — better15.0
Further details — not scored
Size19 MB161 MB
Age rating4+4+
DeveloperMobile App FundAirtel Africa

Customer experience

e

All ratings12 ratings
Positive8.3%
Neutral0.0%
Negative91.7%
Written reviews9 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Smartcash PSB

All ratings2,114 ratings
Positive69.1%
Neutral8.4%
Negative22.5%
Written reviews289 reviews
Positive43.6%
Neutral6.2%
Negative50.2%

Bugs and requests

e

Not enough reviews yet to summarise bugs or requests.

Smartcash PSB

Reported bugs

5 issues
  • Inability to register or login
  • Delayed or failed money transfers
  • Deducted funds not reflected in account balance
  • Unexplained account lockouts
  • Unreliable data bundle activations

Requested features

5 requests
  • Dark mode option
  • Biometric login support
  • Improved transaction history and dispute resolution
  • Reduced data bundle pricing
  • Better network coverage and stability

In-app purchases

None

e

No in-app purchases

None

Smartcash PSB

No in-app purchases

Questions

Is e free?
e is free to download, with no in-app purchases.
Is Smartcash PSB free?
Smartcash PSB is free to download, with no in-app purchases.
Which has better reviews, e or Smartcash PSB?
Smartcash PSB is rated higher. e averages 1.3 out of 5 from 12 ratings, while Smartcash PSB averages 3.9 from 2.1K ratings.
Do e or Smartcash PSB have ads?
Neither e nor Smartcash PSB shows ads.
Which is updated more often, e or Smartcash PSB?
e ships an update every 10 days, and Smartcash PSB every 3 weeks. Most recently, e was updated on October 12, 2026 and Smartcash PSB on October 25, 2026.

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