Fio Smartbanking SK vs Čítačka RB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fio Smartbanking SK
Manage your bank account on the go with this secure mobile banking app. Easily check balances, make payments, control card limits, and even apply for loans, savings, or investments. Open new accounts or manage existing ones with a few clicks.
- Account balance checks
- Mobile payments
- Card limit control
- Loan applications
- Savings and investment options
- QR code payments
- Account opening
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Fio Smartbanking je inteligentné a bezpečné mobilné bankovníctvo na každodennú správu financií – s okamžitými platbami zdarma, správou kariet, sporením, investovaním a založením účtu online. Rýchly štart bez návštevy pobočky Ste klientom Fio banky? Stačí si aplikáciu stiahnuť a jednoducho aktivovať. Ešte nemáte účet? Založte si ho priamo v aplikácii, zvládnete to pohodlne online už za niekoľko minút. Najdôležitejšie bankové služby na pár ťuknutí • Platby mobilom a hodinkami. • Okamžité platby zadarmo. • Platby na kontakt. • QR platby a Zaplať mi. Prehľad o financiách kedykoľvek a odkiaľkoľvek • Zostatky a pohyby na účtoch. • Správa kariet, ich limitov aj zabezpečenia. • Widget so zostatkom na plochu mobilu. • Prispôsobenie aplikácie podľa vlastných potrieb. Viac než len bežný účet • Nová karta ihneď. • Sporenie. • Investovanie. • Pôžička a povolené prečerpanie. • Poistenie ku kartám. Bezpečnosť, na ktorú sa môžete spoľahnúť Aplikácia spĺňa najmodernejšie bezpečnostné štandardy a chráni vaše financie pri prihlasovaní aj potvrdzovaní transakcií. Po novom si počas telefonátu môžete v aplikácii overiť, že vám skutočne volá Fio banka. Rovnako tak môžete počas hovoru bezpečne potvrdiť svoju totožnosť bankárovi. K dispozícii je aj zabezpečená komunikácia cez Fio servis a možnosť kontaktovať infolinku priamo z aplikácie.
Čítačka RB
This application allows Raiffeisen Bank clients to confirm operations in their Internet banking. It supports activation via ID card scanning, in-person visits, or phone, and offers offline usage after initial setup. Users can set a login password and fingerprint for enhanced security and convenience.
- Confirm Internet banking operations
- Activate via ID card scan
- Offline usage supported
- Set login password
- Fingerprint login option
- Requires iOS 14.0+
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The Reader application is intended for clients of Raiffeisen Bank. It serves to confirm operations in Internet banking of Raiffeisen banka. Complete information as well as the scope and terms of use of the Reader can be found at www.raiffeisen.sk. - By scanning the face and ID card directly in the Reader application. For activation, it is necessary to have the client number, a valid SR ID card and an SMS code sent to the phone number registered in the bank. - In person at the branch. - By phone via Infolink. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. During activation, the Reader prompts the user to set a login password and to set a fingerprint for more convenient login. The current version of the Reader application is available for devices with the iOS 14.0 operating system and higher.
Screenshots
Verdict
Fio Smartbanking SK and Čítačka RB both sit at 3.7 stars, but that hides the real split: 69% of Fio Smartbanking SK's written reviews are positive against 0% of Čítačka RB's. Fio Smartbanking SK also leads on update cadence (every 11 days vs every 5 months) and ratings volume (12 vs 3). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.7 for Fio Smartbanking SK against 3.7 for Čítačka RB. Both are backed by a comparable volume of ratings — 12 and 3 respectively. Written reviews are what separate them: 69% of Fio Smartbanking SK's written reviews are positive against 0% of Čítačka RB's.
Fio Smartbanking SK ships an update every 11 days, Čítačka RB every 5 months. The most recent releases landed on September 12, 2026 and September 17, 2026 respectively.
| Parameter | Fio Smartbanking SK | Čítačka RB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (12 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 69.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 12 — better | 3 |
| Update frequency | Every 11 days — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 86 MB | 116 MB |
| Age rating | 4+ | 12+ |
| Developer | Fio banka, a.s. | Tatra banka, a.s. |
Customer experience
Fio Smartbanking SK
Čítačka RB
In-app purchases
Fio Smartbanking SK
No in-app purchases
Čítačka RB
No in-app purchases
Questions
Is Fio Smartbanking SK free?
Is Čítačka RB free?
Which has better reviews, Fio Smartbanking SK or Čítačka RB?
Do Fio Smartbanking SK or Čítačka RB have ads?
Which is updated more often, Fio Smartbanking SK or Čítačka RB?
Other comparisons
