CSOB SmartToken vs Čítačka RB

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia

The Reader application is intended for clients of Raiffeisen Bank. It serves to confirm operations in Internet banking of Raiffeisen banka. Complete information as well as the scope and terms of use of the Reader can be found at www.raiffeisen.sk. - By scanning the face and ID card directly in the Reader application. For activation, it is necessary to have the client number, a valid SR ID card and an SMS code sent to the phone number registered in the bank. - In person at the branch. - By phone via Infolink. The Reader requires an Internet connection for activation and updating. Subsequently, it can also be used offline. During activation, the Reader prompts the user to set a login password and to set a fingerprint for more convenient login. The current version of the Reader application is available for devices with the iOS 14.0 operating system and higher.