Comparison

NDB Neos vs Centrix

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NDB Neos

Manage your finances on the go with a streamlined mobile banking experience. This app offers advanced technology and industry-leading security to handle all your financial needs, from transfers to statement downloads, all from your smartphone.

Highlights
  • Redesigned user interface
  • Advanced banking technology
  • Industry-leading security
  • Manage finances anytime, anywhere
  • Fund transfers
  • Download statements
Features
Read full description

Welcome to NEOS, the all new and upgraded mobile banking experience from NDB Bank - where innovation meets simplicity. Built for today's fast moving world, NEOS brings banking features to your fingertips so you can manage your money anytime, anywhere, without ever stepping into a branch. Enjoy a beautifully redesigned interface, advanced technology, and industry leading security. With NEOS, your entire financial world lives in one intelligent, customizable app. Why Choose NEOS ? Because your time, security and convenience matter the most to us. Whether you're transferring funds, or downloading your statements, NEOS makes every transaction smarter, faster, and simpler.

About

Centrix

Features
Read full description

Centrix “Centrix” is a digital (FinTech) Payment App powered by Central Finance Company PLC. Download the Centrix app for bank to bank money transfer via JustPay and CEFT & instantly, pay at shops (merchant locations) using LankaQR and make your bill payments with ease and conveniently. Use Centrix for mobile recharge, Postpaid bill payment, Utility bill payment such as Water, Electricity, Landline, Broadband and insurance. All transactions effortlessly perform in a few clicks. All Sri Lankan citizens over 18 years can download this digital payment platform via AppStore, PlayStore and Huawei AppGallery to enjoy the usefulness of digital payments whether you are a Central Finance customer or not. Those who are not Central Finance customers can add their own bank accounts, Credit cards, Debit cards, Pre-paid cards and any approved payment instruments to the Centrix. The security of your data is our priority and we don’t share your data with external parties. Use biometric or pin verification to authenticate all your transactions. Centrix complies with the Guideline No: 01/2020 “Minimum Compliance Standards for Payment Related Mobile Applications" issued by Central Bank of Sri Lanka (CBSL). Centrix complies with the BSS (Baseline Security Standards) for mobile applications, common baseline security standards for developing mobile based applications for the financial sector organizations. Furthermore, Centrix conducted a mobile application security assessment and was certified with TechCERT. Fund Transfers - Swiftly send & receive money from anywhere and at any time via JustPay and CEFT certified bank accounts directly and effortless. - Manage your all financial transactions in a single platform and monitor the account transactions movement with your own customizations. LankaQR Payment - Scan & Pay at any LankaQR enabled merchant (over the counter and online) with any of your bank accounts added as the payment source in Centrix. Bill Payments Over 90+ billers are enabled to make payments conveniently and pay all your bills in one go. Use any of your bank accounts, credit cards, debit cards, pre-paid cards and any other approved payment instrument to experience the convenience in a few clicks to complete the transactions. Get your own e-receipt for your reference at the end of each transaction and conveniently share with any platform with ease for your financial management using Centrix. Instant Notifications Centrix instant spending notifications via in-app and SMS on where your money is spent and for what. Start using “Centrix” today and love the handiness of digital transactions.

Screenshots

NDB Neos4 screens
Centrix4 screens

Verdict

The call

The clearest difference is update cadence: Centrix at monthly against NDB Neos's every 3 months. Centrix also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NDB Neos ships an update every 3 months, Centrix monthly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
NDB Neos versus Centrix: the parameters behind the verdict, then further details
ParameterNDB NeosCentrix
PriceFreeFree
Rating3.6 (23 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings23 — better—
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size117 MB69 MB
Age rating17+4+
DeveloperNational Development BankCentral Finance Company PLC

In-app purchases

None

NDB Neos

No in-app purchases

None

Centrix

No in-app purchases

Questions

Is NDB Neos free?
NDB Neos is free to download, with no in-app purchases.
Is Centrix free?
Centrix is free to download, with no in-app purchases.
Do NDB Neos or Centrix have ads?
Neither NDB Neos nor Centrix shows ads.
Which is updated more often, NDB Neos or Centrix?
NDB Neos ships an update every 3 months, and Centrix monthly. Most recently, NDB Neos was updated on November 3, 2026 and Centrix on November 3, 2026.

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