Comparison

HSBC Australia vs Clerk.AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSBC Australia

Manage your Australian banking needs with a secure and user-friendly mobile app. Perform transactions, manage credit cards, and access global account summaries. Open new accounts and trade on international markets.

Highlights
  • Open new accounts
  • Manage credit cards
  • Pay bills
  • Lock/unlock cards
  • Set spend limits
  • Global account view
  • Trade international shares
Features
Read full description

Enjoy faster banking with a simple and seamless design that leaves you more time to explore your world. Take a closer look today: - This brand new app has been made specifically for Australian banking needs. - Built with enhanced security, log on with convenience using Face ID, Touch ID or a Digital Secure Key. - Products and services – You can make Domestic & International payments with your mobile device. - Credit Card functions - You can pay bills, lock/unlock cards, set spend limits & configure other personalised controls - Set up notifications and avoid late fees. - Update your personal details on the go through the app. - Travelling or have overseas accounts? You can use and download the app wherever you are in the world. Easily manage your HSBC Australia accounts, and view account summaries of your international accounts with our global view functionality. Please note, if you would like to access or manage your international account, please use the specific country’s app (if available), or select the relevant country through the old HSBC app. Whether you’re new to online banking or an existing user, getting started is easy. - New online banking users can download and register through the HSBC Australia Mobile Banking App. - Existing users can use their existing details. If you have your Digital Secure Key activated, your security settings will automatically transfer across to the new app. Ready to make the move? Download the new HSBC Australia Mobile Banking App now. * Important note: This App is provided by HSBC Bank Australia. Please do not download this App if you are not an existing customer of HSBC Australia. HSBC Bank Australia Limited ABN 48 006 434 162 AFSL/Australian Credit Licence 232595

About

Clerk.AI

Features
Read full description

Clerk.AI for iPhone is the companion to Clerk.AI for Mac, the app that gets your company's books ready for your accountant. WHAT IT'S FOR Closing a month means collecting things: bank statements, the receipt for that card payment, the invoice buried in an email thread. Clerk.AI does that collection on your Mac. But some things it cannot know on its own — what a payment was actually for, where a withdrawal went, whether a cost was personal or the business's. For those, it asks you. This app is where those questions reach you. ANSWER FROM ANYWHERE Open questions from your Mac appear in your inbox. Tap one and answer it — type a sentence, or hold the mic button and simply say it. A close that used to wait until you were back at your desk keeps moving while you're on a train or on the sofa. SPOKEN ANSWERS, TRANSCRIBED ON YOUR OWN MAC Voice answers are sent to your Mac, which transcribes them locally with Whisper — including languages phone dictation handles poorly. You can watch the transcription progress on the card as it runs. Nothing is transcribed in the cloud. SYNC THROUGH YOUR OWN iCLOUD Questions and answers move between your Mac and your iPhone through your own iCloud account. Augmented Mind runs no server that stores your books, and there is no account to create here — nothing to sign in to. WHAT YOU NEED • Clerk.AI for Mac — free, from clerkai.eu • Your Mac and this iPhone signed into the same iCloud account Without a Mac running Clerk.AI, this app has nothing to show you: the inbox is empty by design. Clerk.AI is made in Europe by Augmented Mind AB.

Screenshots

HSBC Australia4 screens
Clerk.AI4 screens

Verdict

The call

HSBC Australia and Clerk.AI are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
HSBC Australia versus Clerk.AI: the parameters behind the verdict, then further details
ParameterHSBC AustraliaClerk.AI
PriceFreeFree
Rating4.8 (793 ratings) — better—
Positive reviews43.6% of reviews—
Number of ratings793 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size595 MB5 MB
Age rating4+4+
DeveloperHSBC Global Services UK LimitedAugmented Mind

Bugs and requests

HSBC Australia

Reported bugs

4 issues
  • App crashes during use
  • Unable to access app while overseas
  • Repeated verification requests
  • Inconsistent account syncing

Requested features

5 requests
  • Add PayID support
  • Improve transaction search
  • Provide real-time balance updates
  • Enable account customization
  • Introduce push notifications

Clerk.AI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HSBC Australia

No in-app purchases

None

Clerk.AI

No in-app purchases

Questions

Is HSBC Australia free?
HSBC Australia is free to download, with no in-app purchases.
Is Clerk.AI free?
Clerk.AI is free to download, with no in-app purchases.
Do HSBC Australia or Clerk.AI have ads?
Neither HSBC Australia nor Clerk.AI shows ads.

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