Comparison

EGPAY vs Klivvr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EGPAY

This mobile application facilitates easy bill payments and loyalty point accumulation for various services across Egypt. It allows users to top up mobile credit, pay internet and utility bills, and purchase online services. Merchants can also use it for payment processing and fund transfers.

Highlights
  • Bill payment for utilities and mobile
  • Loyalty point accumulation
  • Mobile credit top-up
  • Online service purchases
  • Fund transfers for merchants
  • Detailed activity reports
Features
Read full description

إيجي باي هو تطبيق يعمل على الهاتف المحمول لتسديد الفواتير وتجميع نقاط الولاء التي تمكن العميل من تسديد المدفوعات بسهولة ويسر للعديد من الخدمات عن طريق نقاط بيع ووكلاء في جمهورية مصر العربية وتشمل شحن الرصيد ، ودفع فواتير الإنترنت ، ودفع فواتير التليفون الأرضي ، وكذلك دفع فواتير الكهرباء والمياه وغيرها من الخدمات الأخرى على الإنترنت. يحتوي التطبيق على العديد من المميزات التي تسمح للتجار بإتمام عمليات الدفع للمستخدمين لبرامج تجميع نقاط الولاء وتحويل الأموال بين التجار وتجديد الإشتراكات فى مواقع مختلفة. بالإضافة إلى ذلك ؛ فإن التطبيق يسمح لك بالحصول على تقرير مفصّل لكل الأنشطة التي قمت بها بسهولة في قائمة التقارير. نحن نعلم تماماً أن الوقت والمعاملات المادية الآمنه هي أهم ما يبحث عنه الناس ، لذلك قمنا بتوفيرتطبيق للحفاظ على وقتكم ومجهودكم في دفع الفواتير وكذلك المدفوعات الأخرى. تطبيق إيجي باي يقدم لمستخدميه واحده من أسرع طرق الدفع واكثرها أمانآ عبر الإنترنت في مصر. تم تطوير تطبيق إيجي باي للهواتف المحموله من قبل شركة إيجي باي للبرمجيات وهي شركة مساهمه مصريه تقوم بتقديم خدماتها عبر منافذ بيع موجود عليها علامة إيجي باي في جميع أنحاء جمهورية مصر العربية لتغطية العديد من الخدمات وذلك لتسهيل وتيسير الخدمات المقدمة للمستهلك. بعض من خدمات إيجي باي : شحن جميع خطوط المحمول المدفوعه مقدماً في مصر . دفع فواتير المحمول. دفع فواتير المرافق العامة كالكهرباء والمياه. دفع فواتير التليفون الأرضي. شراء الألعاب من الإنترنت. شراء الخدمات الإلكترونيه ( سكايب ، فيسبوك ، آي تيونز ...إلخ) دفع رسوم الدراسة الجامعية. الدعم الفني : نسعد كثيراً لسماع رأيكم في منتجنا ، حتي يتسنى لنا الارتقاء بمستوى الخدمة دائمآ. راسلونا على عنوان البريد الإلكتروني : customercare@egpay.com

About

Klivvr

Manage your finances with flexible credit, family budgeting, and rewards. This app offers buy now, pay later options, allows you to share cards with family members, and provides tools to track spending and earn points on purchases. Enjoy exclusive offers and gamified challenges to save more.

Highlights
  • Buy now, pay later with flexible installments
  • Family Plan with up to 4 extra cards
  • Real-time transaction tracking
  • Earn and redeem K Points for cash
  • Spending challenges and gamification
  • Exclusive offers and discounts
Features
Read full description

Klivvr is your all-in-one app for spending, credit, rewards, and family money management, giving you real control over your finances.   Buy now, pay later Get an instant credit limit of up to 500,000 EGP and split your purchases into manageable installments. - Flexible repayment plans up to 60 months - Competitive interest rates, zero hidden charges - Apply and get approved in minutes through the app - Clear payment schedule, always visible in-app   Spend & send Klivvr's prepaid card is built for seamless everyday spending - Pay online, in-store, or withdraw cash from ATMs - Earn K.Points on every transaction - Redeem your K.Points for cashback - Track your spending in real time with full control   Klivvr Family One account, more flexibility, total control. - Issue up to 5 cards for you and your family - Set spending permissions per card - Transfer money instantly between accounts - Double the K.Points per transaction - Enjoy reduced credit interest rates K.Points & rewards Every purchase earns you points. Unlock exclusive vouchers, discounts at top merchants, and cashback. The more you spend, the more you earn.   Klivvr is licensed and regulated by the Financial Regulatory Authority (FRA) and the Central Bank of Egypt (CBE). Your money and data are always protected with bank-grade security.

Screenshots

EGPAY4 screens
Klivvr4 screens

Verdict

The call

The clearest difference is rating: Klivvr at 3.6 against EGPAY's 3.0. Klivvr also leads on ratings volume (55 vs 2). EGPAY's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Klivvr holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: Klivvr has 55 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

EGPAY ships an update every 8 days, Klivvr every 10 days. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
EGPAY versus Klivvr: the parameters behind the verdict, then further details
ParameterEGPAYKlivvr
PriceFreeFree
Rating3.0 (2 ratings)3.6 (55 ratings) — better
Positive reviews—31.8% of reviews
Number of ratings255 — better
Update frequencyEvery 8 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, Apple Watch
Requires iOS15.6 — better16.0
Further details — not scored
Size84 MB219 MB
Age rating17+4+
DeveloperEGPAY for SOFTWAREKlivvr

Customer experience

EGPAY

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Klivvr

All ratings53 ratings
Positive67.9%
Neutral1.9%
Negative30.2%
Written reviews44 reviews
Positive31.8%
Neutral2.3%
Negative65.9%

In-app purchases

None

EGPAY

No in-app purchases

None

Klivvr

No in-app purchases

Questions

Is EGPAY free?
EGPAY is free to download, with no in-app purchases.
Is Klivvr free?
Klivvr is free to download, with no in-app purchases.
Which has better reviews, EGPAY or Klivvr?
Klivvr is rated higher. EGPAY averages 3.0 out of 5 from 2 ratings, while Klivvr averages 3.6 from 55 ratings.
Do EGPAY or Klivvr have ads?
Neither EGPAY nor Klivvr shows ads.
Which is updated more often, EGPAY or Klivvr?
EGPAY ships an update every 8 days, and Klivvr every 10 days. Most recently, EGPAY was updated on October 22, 2026 and Klivvr on October 27, 2026.

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