Comparison

SAIB Mobile vs ENBD X KSA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAIB Mobile

Manage your finances with a secure and intuitive mobile banking app. Perform transactions, pay bills, transfer funds, and manage your cards and investments all from your smartphone.

Highlights
  • User registration and quick login options
  • Dashboard for account overview and transaction monitoring
  • Seamless fund transfers and bill payments
  • Comprehensive card management (mada, credit, travel)
  • Apply for and manage finance products (loans)
  • Investment portfolio overview and market updates
Features
Read full description

Welcome to the future of banking with the Saudi Investment Bank‘s all-new Mobile Banking App! Designed with cutting-edge technology and a sleek intuitive user interface. Our app delivers an unparalleled banking experience at your fingertips. Whether you are at home, at work, or on the go, the SAIB Mobile App is your reliable partner for seamless, secure, and swift financial management. 1. User Registration and Setup:
 New to SAIB? Easily register through the app’s seamless process. After registration, enable quick login options such as Face ID, Touch ID, or a secure passcode for future logins. You can also save your credentials to simplify future access without compromising security. 2. Login Options:
 Our app offers a range of secure login methods tailored to your preference. You can log in using a traditional username and password or opt for faster, more convenient methods like biometrics or PIN logins. 3. Dashboard Overview:
 Manage all your finances at a glance with our dashboard. View account balances, monitor transactions, pay bills, and transfer money seamlessly to your favorate beneficiaries. With easy access to essential banking features, your financial management has never been more efficient. 4. Account and Profile Management:
 Manage profile settings, preferences and even customize the app theme effortlessly. You can open new additional accounts instantly within the app. Everything you need to personalize your banking experience is just a few taps away. 5. Transfers & Payments:
 Effortlessly transfer funds to your accounts or beneficiaries, both locally and internationally. The app supports a variety of payment options, including quick transfers and bill payments for utilities and government services. You can also manage recurring payments with a simple, streamlined process. All payments are handled securely and quickly for your convenience. 6. Card Management:
 From mada cards to travel and credit cards, SAIB Mobile banking allows you to manage all your cards in one place. View balances, transaction history, and activate or block cards as needed. Add cards to Apple Wallet for seamless, contactless payments. You can also control spending limits, manage PIN settings. With comprehensive tools, you’ll have complete control over your cards anytime, anywhere. 7. Finance Products:
 Stay on top of your finances with an integrated dashboard that provides an overview of your current loan, repayment schedules, and details. You can apply for new loans, including personal or home finance, and even refinance existing ones. Manage overdue payments, early settlements, or explore new financing options directly through the app, ensuring you have the financial flexibility you need. 8. Investment Services:
 Have an updated insight of your investment portfolio with ease. SAIB Mobile Banking offers comprehensive investment services including an overview of your investments, view market updates, IPO subscriptions and even subscribing to new funds with just a few taps. 9. Contact and Help Center:
 Need assistance? SAIB Mobile Banking provides instant support through live chat and a dedicated FAQ section covering accounts, transactions, and cards. For further support you can submit requests, complaints, or track the status of your previous interactions directly through the app. 10. Marketplace & Loyalty Program:
 Maximize your banking experience with SAIB’s exclusive loyalty program. Track your points, view rewards, and redeem them for a variety of benefits, including travel miles, cash, or exclusive offers. Explore gift vouchers, partner deals, and other special promotions designed just for you. Revolutionize Your Banking Today! With SAIB’s new Mobile Banking App, we’re transforming the way you manage your finances—putting you in control of your money in a more efficient, secure, and personalized way. Whether you’re paying bills, managing your accounts, or seeking financial advice, you’ll find everything you need in one place.

About

ENBD X KSA

Manage your finances on the go with comprehensive banking services. Track accounts, make transfers, manage cards, and locate branches and ATMs. Receive real-time notifications and redeem rewards instantly.

Highlights
  • Account balance and transaction tracking
  • Fund transfers and bill payments
  • International remittances
  • Debit and credit card management
  • ATM and branch locator
  • Real-time account notifications
  • Points redemption for cashback
Features
Read full description

Key Features: - Account Management: Keep track of your account balances, transaction history, and manage your finances effortlessly while on the move. - Transfers and Payments: Seamlessly transfer funds between accounts, settle bills. - Direct Remit: Swiftly transfer funds to other countries such as Egypt, India. - Card Management: Enhance your security by activating, blocking, or managing your debit and credit cards seamlessly. - ATM and Branch Locator: Locate the closest ENBD ATMs and branches through location-based services for added convenience. - Notifications: Stay updated on your account activities and receive important alerts through real-time notifications. - Redemption: Instantly redeem your points for Cashback, ensuring instant credit to your account. Experience the pinnacle of seamless banking with our intuitive interface and round-the-clock access to essential banking services. Download ENBD X KSA now to embark on a smarter banking journey and seize control of your finances anytime, anywhere.

Screenshots

SAIB Mobile4 screens
ENBD X KSA4 screens

Verdict

The call

The clearest difference is review sentiment: SAIB Mobile at 63% against ENBD X KSA's 26%. SAIB Mobile also leads on rating (4.8 vs 4.3) and ratings volume (3.3K vs 337). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SAIB Mobile holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: SAIB Mobile has 3.3K ratings behind it against 337, so its average is the more settled of the two. Written reviews point the same way: 63% of SAIB Mobile's written reviews are positive against 26% of ENBD X KSA's.

UpkeepUpdate frequency

SAIB Mobile ships an update every 2 weeks, ENBD X KSA monthly. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
SAIB Mobile versus ENBD X KSA: the parameters behind the verdict, then further details
ParameterSAIB MobileENBD X KSA
PriceFreeFree
Rating4.8 (3.3K ratings) — better4.3 (337 ratings)
Positive reviews63.1% of reviews — better25.8% of reviews
Number of ratings3.3K — better337
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size168 MB530 MB
Age rating4+4+
DeveloperThe Saudi Investment BankEmirates NBD Bank P.J.S.C

Customer experience

SAIB Mobile

All ratings3,320 ratings
Positive94.3%
Neutral0.6%
Negative5.1%
Written reviews111 reviews
Positive63.1%
Neutral3.6%
Negative33.3%

ENBD X KSA

All ratings338 ratings
Positive81.7%
Neutral3.0%
Negative15.4%
Written reviews89 reviews
Positive25.8%
Neutral4.5%
Negative69.7%

User reviews

SAIB Mobile

From 3.3K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast and responsive
  • 💡 Useful banking services

Room to improve

  • 🐛 App not working due to pilot mode
  • 🐛 Inability to access accounts
  • 🐛 App not functioning for essential tasks

ENBD X KSA

From 337 App Store ratings

What we love

  • 👍 Easy login with Face ID

Room to improve

  • 🐛 App crashes on login
  • 🐛 Unclear reward calculation
  • 🐛 Unable to view account statement
  • 🐛 Unable to make payments or view card details
  • 🐛 Slow and outdated interface

Bugs and requests

SAIB Mobile

Reported bugs

2 issues
  • App not working for approximately a month
  • Login issues preventing access to accounts

Requested features

2 requests
  • Expand app availability beyond pilot mode
  • Improve app stability and reliability

ENBD X KSA

Reported bugs

2 issues
  • Errors when trying to make payments
  • Inability to delete pre-existing bills

Requested features

3 requests
  • Ability to view reward balance and redeem rewards
  • Improved account management features
  • Better transaction details and history

In-app purchases

None

SAIB Mobile

No in-app purchases

None

ENBD X KSA

No in-app purchases

Questions

Is SAIB Mobile free?
SAIB Mobile is free to download, with no in-app purchases.
Is ENBD X KSA free?
ENBD X KSA is free to download, with no in-app purchases.
Which has better reviews, SAIB Mobile or ENBD X KSA?
SAIB Mobile is rated higher. SAIB Mobile averages 4.8 out of 5 from 3.3K ratings, while ENBD X KSA averages 4.3 from 337 ratings.
Do SAIB Mobile or ENBD X KSA have ads?
Neither SAIB Mobile nor ENBD X KSA shows ads.
Which is updated more often, SAIB Mobile or ENBD X KSA?
SAIB Mobile ships an update every 2 weeks, and ENBD X KSA monthly. Most recently, SAIB Mobile was updated on October 26, 2026 and ENBD X KSA on October 28, 2026.

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