ImmediatePay vs ShiftTip AI

Access the Pay You’ve Earned When You Need It Most We partner with employers to offer access to earned pay between paydays and our pay card solutions. How ImmediatePay Works Your earned pay is available to access after you finish your workday, thanks to time tracking and payroll connections with Immediate. Simply choose the amount you’d like to transfer, select where to send the funds, and confirm the details. It’s that simple—you’ve just been paid! Financial Wellness Tools Whether you’re looking to manage your expenses better, start saving for a financial goal, or build healthier habits, ImmediatePay gives you access to tools that can help improve your overall financial wellness. Financial Coaching: Do you have specific questions about your finances? As an enrolled user, you can access real-time financial coaching from our experts. Whether you need advice on saving for an emergency fund or improving your credit score, we’re here to help guide you! Financial Surveys: Take charge of your financial health with tools like the FinHealth Score® from the Financial Health Network. Assess spending, saving, borrowing, and planning behaviors to make smarter decisions to improve your financial well-being. Financial Education: Access hundreds of financial education articles and financial wellness calculators. Whether you’re just starting out or working toward long-term goals, these resources will help you make informed decisions no matter where you are in your financial journey. Prescription Savings: Save big on prescriptions for you and your family with up to 80% savings on medications at over 65,000+ pharmacies nationwide. Get Started with ImmediatePay Today ImmediatePay is offered through participating employers as a financial wellness benefit. If your workplace doesn’t have it yet, ask your employer to consider offering ImmediatePay so you can access the pay you’ve earned when you need it most.

ShiftTip AI helps restaurant and hospitality workers see what each shift is really worth. Scan a checkout report or log a shift manually, then track tips, wages, tip-outs, card fees, and your effective hourly earnings in one clear place. Your earnings history stays on your device, so you can review your best shifts without creating an account or sharing your data. Key features: • Scan checkout reports to reduce manual entry. • Review and approve every extracted amount before saving. • Track tips, wages, card fees, tip-outs, total earnings, and hourly rate. • Calculate shared Private Event tip pools automatically. • Review earnings by day, month, or custom date range. • Use the widget and Siri Shortcuts for quick earnings updates. • Unlock ShiftTip AI Pro with a one-time purchase for private shift coaching and personalized earning observations. No subscription. Checkout images and shift information are processed on-device. ShiftTip AI has no account requirement, ads, analytics, or per-scan fee.