Kachinga vs Epay USA

Kachinga™ helps parents raise financially smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience. Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly. Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever. FOR PARENTS – CONVENIENCE & PEACE OF MIND - Automate allowances & paid chores - Instantly transfer money to kids’ cards - Manage paid & unpaid chores - Get real-time spending & chore notifications - Set parent-paid interest rates for all savings - Automatically match funds for each Save goal - Turn card on/off from the app - View kids’ account histories & trends - Invite others to contribute to kids’ Save goals FOR KIDS & TEENS – FREEDOM & RESPONSIBILITY - Use their own app to manage their money - Track Spend, Save & Give account balances - View & manage chores - Request paid chores - Create savings & giving goals - Shop online & in stores with their own card - Use Apple Pay - Turn card on/off from the app - View account history & trends SECURITY YOU CAN COUNT ON - No hidden fees & no overdrafts mean no unwelcome surprises - Accounts are FDIC insured through our partner Sunrise Banks, member FDIC - Bank-grade encryption & authentication; we never store Social Security numbers - Highly secure data management & strict data privacy; we never sell your data - Fingerprint & Face ID lock to ensure privacy & security - Automatically blocked categories for non-age appropriate spending - Parents can choose if or how much money a kid can withdraw from ATM Kachinga offers two subscription options: - Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience. - Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids! Learn more at https:/kachinga.com.

Take control of your finances TODAY! epay® Visa® Prepaid Card is a simple, secure and convenient way to manage your money. Your Money, your way Check tour balance, view your transactions and transfer money. You can use your epay® Visa® Prepaid Card to make purchases everywhere Visa® debit cards are accepted anywhere in the world. Register and activate your new account and start using your card on the things that matter most to you and your loved ones. ● Get your money into your epay® Visa® Prepaid Card account quickly ● Direct Deposits. A convenient way to add money to your epay® Visa® Prepaid Card ● Add Cash directly from your mobile phone in minutes ● Enjoy the freedom to handle your finances all from one account. ● Shop anywhere, pay your bills online or withdraw cash from ATM´s ● No Credit Check ● No Minimum Balance ● No hidden fees ● Set up and manage alerts The epay app is designed to help you manage your epay cards. Easily manage any epay card any time and anywhere. The epay® Visa® Prepaid Card is issued by Axiom Bank, N.A. Member of the FDIC.