Kachinga vs Kiddo Wallet App

Kachinga™ helps parents raise financially smart kids by combining an intuitive allowance, chore, and savings management app with a secure debit card for kids with parental controls to provide critical real-world money experience. Kachinga empowers kids by giving them age-appropriate ideas how to earn money and the freedom to make their own money decisions in a safe and controlled environment. And gives parents peace of mind by making it super easy to transfer money (no more trips to the ATM!), providing transparency and controls for kids’ spending, and delivering personalized financial literacy guidance and tools to help teach kids how to manage money responsibly. Kachinga uses a reloadable debit card which means kids can only spend what parents put on the card. This means no overspending and no unexpected overdraft fees. Ever. FOR PARENTS – CONVENIENCE & PEACE OF MIND - Automate allowances & paid chores - Instantly transfer money to kids’ cards - Manage paid & unpaid chores - Get real-time spending & chore notifications - Set parent-paid interest rates for all savings - Automatically match funds for each Save goal - Turn card on/off from the app - View kids’ account histories & trends - Invite others to contribute to kids’ Save goals FOR KIDS & TEENS – FREEDOM & RESPONSIBILITY - Use their own app to manage their money - Track Spend, Save & Give account balances - View & manage chores - Request paid chores - Create savings & giving goals - Shop online & in stores with their own card - Use Apple Pay - Turn card on/off from the app - View account history & trends SECURITY YOU CAN COUNT ON - No hidden fees & no overdrafts mean no unwelcome surprises - Accounts are FDIC insured through our partner Sunrise Banks, member FDIC - Bank-grade encryption & authentication; we never store Social Security numbers - Highly secure data management & strict data privacy; we never sell your data - Fingerprint & Face ID lock to ensure privacy & security - Automatically blocked categories for non-age appropriate spending - Parents can choose if or how much money a kid can withdraw from ATM Kachinga offers two subscription options: - Real Money (Free for 1 month, $36/year per child): Transfer money to your child's Kachinga reloadable debit card to provide critical real-world experience. - Virtual Money (Free): Manage & track money you're holding elsewhere for your kids. Perfect for younger kids! Learn more at https:/kachinga.com.

Make allowance automatic, chores count, and saving a habit. Kiddo Wallet is the family allowance and chore tracker where kids learn how money works and parents stay in charge. No real money moves, so it's a safe, simple way to teach. ALLOWANCE THAT PAYS ITSELF Set an amount and a day once. Weekly or monthly, the allowance lands in your child's wallet at 7:00 AM in your time zone, and they get a notification. SAVINGS GOALS KIDS CARE ABOUT A new bike, a game, a skateboard: kids pick a goal, add to it and watch the progress fill up. Only a parent can release the money, so every purchase starts a conversation. YOU APPROVE EVERY REQUEST When your child wants to spend, they ask in the app. You approve or decline with one tap. A clear balance and history show kids where their money goes. CHORES THAT PAY (Kiddo Plus) Create chores with a reward and a schedule. Kids mark them done, you check, and the reward lands in their wallet. A simple chore chart that teaches money is earned. REPORTS AT A GLANCE (Kiddo Plus) See the month for the whole family or for each child: income, spending and savings. Export it to CSV. BUILT FOR FAMILIES - Parents create the account. Kids sign in with a short one-time code, no email or password - Every child gets their own wallet - Kids never see prices or purchases - No ads, ever KIDDO PLUS (optional) Free: one child, allowance, savings goals, requests and approvals. Kiddo Plus adds unlimited children, chores with rewards, and history and reports. It is an auto-renewing subscription, annual (7-day free trial for new subscribers) or monthly. Payment is charged to your Apple ID and renews automatically unless you cancel at least 24 hours before the period ends. Manage it in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Kiddo Wallet Terms: https://portostack.com/kiddo-wallet/terms Privacy Policy: https://portostack.com/kiddo-wallet/privacy