SikaCash vs PeerCash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SikaCash
Easily send money to friends and family using your debit card. Enjoy competitive exchange rates for international money transfers. Track your transactions and ensure a smooth transfer experience directly from your mobile device.
- Debit card money transfers
- International money transfers
- Competitive exchange rates
- Transaction tracking
- Mobile money sending
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Send money with SikaCash through your Debit Card to make a money transfer to relatives and friends directly from your mobile device. We use the best exchange rates to make sure your money goes further. Send money to friends and track money transfers using the SikaCash app, and feel confident that your transaction will always go smoothly. Current receiving countries supported: • Guinea • Gambia • Senegal • Burkina Faso • Cote DIvoire • Mali • Sierra Leone
PeerCash
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PeerCash – Contact-Based Lending Made Personal Borrow and lend within your trusted contacts — peer-to-peer lending made simple, secure, and personal. Experience the future of peer-to-peer lending with our innovative features designed for trust and transparency. PeerCash is not a loan provider — it's your personal ledger for recording and managing loans with people you know. Key Features: Contact-Based Lending – Only borrow and lend with people in your trusted network Real-Time Ledger – Keep a live, detailed record of all transactions and repayments Secure Transactions – All loan records are safely stored and easily accessible Payment Reminders – Never miss a due date with smart notifications Interest Management – Set, track, and calculate interest with ease
Screenshots
Verdict
The clearest difference is in-app purchases: SikaCash at none against PeerCash's 1. SikaCash also leads on iOS requirement (13.4 vs 15). PeerCash's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PeerCash sells 1 one-off in-app purchase. SikaCash asks for nothing beyond the download.
SikaCash ships an update every 2 months, PeerCash every 3 days. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.
| Parameter | SikaCash | PeerCash |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (227 ratings) — better | — |
| Positive reviews | 43.9% of reviews | — |
| Number of ratings | 227 — better | — |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.4 — better | 15 |
| Further details — not scored | ||
| Size | 66 MB | 18 MB |
| Age rating | 4+ | 17+ |
| Developer | AFRICA REMITTANCE COMPANY LLC | Mobil80 Solutions and Services Private Limited |
Bugs and requests
SikaCash
Reported bugs
17 issues- Customer support unresponsive
- Transactions delayed on weekends
- Customer service representatives cannot respond correctly
- Financial proof documents not received
- Money never delivered
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- Money stolen and no response
- Transactions take forever
- Money not delivered after days
- App not working today
- Funds never reached recipient's wallet
- Support team unhelpful and dismissive
- App freezes on payment processing
- Facial recognition and ID pin not working
- Stuck on debit card info screen
- New update does not give option for receiver to pick up in person
- Mandatory updates cause loss of saved information (beneficiaries, cards)
- App will not download with VPN on
Requested features
7 requests- Upgrade app for top-up feature
- More customization options
- Implement better transaction tracking systems
- Improve integration with local payment services
- Enhance customer service quality
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- Fix issue for iPhone 16pro max (mobile money transfer option)
- New update should allow receiver pickup in person
PeerCash
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SikaCash
No in-app purchases
PeerCash
- Ledger Fee$0.99
Questions
Is SikaCash free?
Is PeerCash free?
Do SikaCash or PeerCash have ads?
Which is updated more often, SikaCash or PeerCash?
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