My Retirement vs SpendCaddie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Retirement
Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.
- Account balance viewing
- Asset class breakdowns
- Contribution management
- Active loan viewing
- Retirement readiness assessment
- Fingerprint/facial recognition login
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If you’re in an employer-sponsored retirement plan with services provided by Nationwide, check out the My Retirement app. Using fingerprint or facial recognition, you can look at your account on the go, or see your retirement readiness using My Income & Retirement Planner. Get the retirement and financial planning help you want, including: • Viewing account balances • Asset class breakdowns • Managing contributions • Viewing active loans Some features may not be available to all plans.
SpendCaddie
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BETA ONLY - SpendCaddie is a financial management app that helps advise you on how to pay off debt, where to allocate your money, and create sweeps and payoff schedules on schedules that work for you. We want to help you become debt free, manage credit cards wisely, and get you in control of your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: My Retirement at none against SpendCaddie's 2. SpendCaddie's advantage is update cadence (every 4 days vs monthly) and iOS requirement (15.1 vs 17). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendCaddie sells 2 in-app purchases, starting at $9.99 per month. My Retirement asks for nothing beyond the download.
My Retirement ships an update monthly, SpendCaddie every 4 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.
| Parameter | My Retirement | SpendCaddie |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (24K ratings) — better | — |
| Positive reviews | 48.6% of reviews | — |
| Number of ratings | 24K — better | — |
| Update frequency | Monthly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17 | 15.1 — better |
| Further details — not scored | ||
| Size | 48 MB | 59 MB |
| Age rating | 4+ | 17+ |
| Developer | Nationwide Mutual Insurance | SpendCaddie |
Bugs and requests
My Retirement
Reported bugs
3 issues- Login and update issues
- Crashes and freezes
- Unreliable and inconsistent performance
Requested features
3 requests- Improved navigation and UI
- Real-time investment tracking
- Ability to manage accounts and settings
SpendCaddie
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My Retirement
No in-app purchases
SpendCaddie
- SpendCaddie Pro Monthly$9.991 Month
- SpendCaddie Pro Annual$99.991 Year
