MobileTmoney vs Settled

MobileTmoney – The Smart Way to Travel Korea Your all-in-one transit card for buses and subways across Korea. Just tap your iPhone or Apple Watch and ride instantly. ■ Made for Travelers - Use public transportation across Korea with ease - No need to buy or carry a physical transit card - No sign-up required—start using it right away - Top up in the app using Apple Pay ■ Tap & Ride Anywhere - Ride buses and subways using your iPhone or Apple Watch - Simply tap your device—no need to open the app or wake your screen - Fast, secure, and contactless ■ Designed for Quick Access - Skip ticket machines and long lines - Works instantly when you're on the move - Check your balance and top up anytime in the app ■ Requirements - iPhone XS / XR or later with iOS 17.2 or later - Apple Watch Series 6 / SE (2nd gen) or later with watchOS 10.2 or later - A credit or debit card added to Apple Pay is required for top-up ■ Permissions To provide a smooth experience, the app may request: Optional Permissions - Phone: Account verification & customer support - Contacts: Recipient search for Send Balance - Location: Tracking for departure & arrival points - Camera: Card registration & QR code scanning Granting these permissions is optional—the app works without them, though some features won't be available. ■ Support - Customer Center: +82-1644-0088 (Weekdays 09:00–18:00, KST) - Email: mobileteam@tmoney.co.kr

Settled splits a receipt the way you'd do it on a napkin, just faster. Photo the receipt, tap who had what, and everyone gets a request for exactly their share. SCAN, DON'T TYPE Point your camera at the receipt. Settled reads every line and price on your phone using Apple's built-in text recognition. No cloud, no AI service, nothing uploaded. If a line comes out wrong, tap it and fix it. TAP WHO HAD WHAT Pick a person, then tap their items. Tap a shared plate for two people and it splits itself. Tax, tip and fees are divided in proportion to what each person actually ordered, so the friend who had water isn't paying for someone's steak. SETTLE IN ONE TAP Every person gets a card with their items and total. Tap Request and Venmo opens with the amount and note filled in. Cash App and PayPal links are one tap too, and Zelle details copy to the clipboard. Or share the whole breakdown as a message. Friends don't need the app. WHO PAID? Anyone can be the payer. Settled tracks who owes whom across every receipt and simplifies it down to the fewest payments. Mark things paid as the money arrives. GROUPS Keep a trip, a household or a regular dinner crew together with its own running balance. YOUR DATA STAYS YOURS Receipts, people and payment handles live only on your phone. There is no account and no server. SETTLED PRO Free covers three receipts a month with up to four people each. Pro removes both limits and adds groups and CSV export. Available monthly, yearly (with a free week) or as a one-time purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://reidwcoleman.github.io/settled/privacy.html