Mintyn vs Rubies Junior
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mintyn
Manage all your finances in one place, from sending money and paying bills to investing and saving. This app offers a free current account for individuals and businesses, along with features for shopping, airtime purchases, and even flight bookings.
- Free current account
- Send and receive money
- Pay bills
- Invest and save
- Shop for groceries and food
- Expense tracking analytics
- Cardless ATM withdrawal
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About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)
Rubies Junior
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Rubies Junior is the newest app from Rubies Digital Bank made specifically for the children (the Juniors) with all the features of the original Rubies Bank app: Savings, Payments (with parental control), Investments, Cards, Money Requests, Planning tools etc. Rubies Junior app provides a platform for children to learn how to manage their own finances, very early in life. Learning these finance management skills is all done under parents' digital supervision. Improving money management skills for kids is the key reason for the Rubies app and it has all the capabilities to help them become financially savvy.
Screenshots
Verdict
The clearest difference is update cadence: Mintyn at every 11 days against Rubies Junior's monthly. Rubies Junior's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mintyn ships an update every 11 days, Rubies Junior monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Mintyn | Rubies Junior |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (334 ratings) — better | — |
| Positive reviews | 46.2% of reviews | — |
| Number of ratings | 334 — better | — |
| Update frequency | Every 11 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 114 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Mint Financial Technology Service | RUBIES MICROFINANCE BANK LIMITED |
Bugs and requests
Mintyn
Reported bugs
7 issues- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures
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- App freezes and stops responding
- Maintenance without user notification
Requested features
4 requests- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support
Rubies Junior
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mintyn
No in-app purchases
Rubies Junior
No in-app purchases









