Comparison

Mintyn vs Rubies Junior

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintyn

Manage all your finances in one place, from sending money and paying bills to investing and saving. This app offers a free current account for individuals and businesses, along with features for shopping, airtime purchases, and even flight bookings.

Highlights
  • Free current account
  • Send and receive money
  • Pay bills
  • Invest and save
  • Shop for groceries and food
  • Expense tracking analytics
  • Cardless ATM withdrawal
Features
Read full description

About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)

About

Rubies Junior

Features
Read full description

Rubies Junior is the newest app from Rubies Digital Bank made specifically for the children (the Juniors) with all the features of the original Rubies Bank app: Savings, Payments (with parental control), Investments, Cards, Money Requests, Planning tools etc. Rubies Junior app provides a platform for children to learn how to manage their own finances, very early in life. Learning these finance management skills is all done under parents' digital supervision. Improving money management skills for kids is the key reason for the Rubies app and it has all the capabilities to help them become financially savvy.

Screenshots

Mintyn4 screens
Rubies Junior3 screens

Verdict

The call

The clearest difference is update cadence: Mintyn at every 11 days against Rubies Junior's monthly. Rubies Junior's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mintyn ships an update every 11 days, Rubies Junior monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
Mintyn versus Rubies Junior: the parameters behind the verdict, then further details
ParameterMintynRubies Junior
PriceFreeFree
Rating4.4 (334 ratings) — better—
Positive reviews46.2% of reviews—
Number of ratings334 — better—
Update frequencyEvery 11 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size114 MB40 MB
Age rating4+4+
DeveloperMint Financial Technology ServiceRUBIES MICROFINANCE BANK LIMITED

Bugs and requests

Mintyn

Reported bugs

7 issues
  • Balance display shows XXXXX.XX instead of actual amount
  • Eye logo to reveal balance is unresponsive
  • App crashes during registration
  • Network connection errors preventing login
  • Transfer and payment processing failures
Show 2 more
  • App freezes and stops responding
  • Maintenance without user notification

Requested features

4 requests
  • Add more financial institutions to transaction list (e.g., Carbon bank)
  • ATM card functionality
  • Call/phone support option
  • Better weekend support

Rubies Junior

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mintyn

No in-app purchases

None

Rubies Junior

No in-app purchases

Questions

Is Mintyn free?
Mintyn is free to download, with no in-app purchases.
Is Rubies Junior free?
Rubies Junior is free to download, with no in-app purchases.
Do Mintyn or Rubies Junior have ads?
Neither Mintyn nor Rubies Junior shows ads.
Which is updated more often, Mintyn or Rubies Junior?
Mintyn ships an update every 11 days, and Rubies Junior monthly. Most recently, Mintyn was updated on November 6, 2026 and Rubies Junior on November 3, 2026.

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