Comparison

Mintyn vs Zinary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintyn

Manage all your finances in one place. Send and receive money, pay bills, shop, invest, and save. Offers free current accounts for individuals and businesses, plus tools for expense tracking and cardless withdrawals.

Highlights
  • Free current accounts
  • Send and receive money
  • Pay bills
  • Shop for groceries and food
  • Invest and save
  • Expense tracking analytics
  • Cardless ATM withdrawals
Features
Read full description

About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)

About

Zinary

A secure and fast payment platform that enables users to make and accept contactless payments. It offers a simple way to manage transactions and provides live chat support for assistance.

Highlights
  • Secure payment platform
  • Contactless payment support
  • Accept and make payments
  • Live chat support
  • Fast transaction processing
Features
Read full description

Zinary, a secure, reliable, and fast payment platform. Zinary’s unique, simple and secure Zinpay feature allows you to make and accept payments. Sell more by supporting Zinpay in your store which is a contactless way of payment. If you need help, reach out to support@zinary.com or use the livechat for real time support.

Screenshots

Mintyn4 screens
Zinary4 screens

Verdict

The call

The clearest difference is review sentiment: Mintyn at 46% against Zinary's 0%. Mintyn also leads on rating (4.4 vs 1.8) and ratings volume (334 vs 9). Zinary's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mintyn holds the better App Store score, 4.4 against 1.8. That said, the two scores are not equally well evidenced: Mintyn has 334 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 46% of Mintyn's written reviews are positive against 0% of Zinary's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 26, 2026 and August 28, 2026 respectively.

Scorecard4 real differences · 6 level
Mintyn versus Zinary: the parameters behind the verdict, then further details
ParameterMintynZinary
PriceFreeFree
Rating4.4 (334 ratings) — better1.8 (9 ratings)
Positive reviews46.0% of reviews — better0.0% of reviews
Number of ratings334 — better9
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size112 MB54 MB
Age rating4+4+
DeveloperMint Financial Technology ServiceZINARY ANALYTICA LIMITED

Customer experience

Mintyn

All ratings334 ratings
Positive82.9%
Neutral6.0%
Negative11.1%
Written reviews50 reviews
Positive46.0%
Neutral0.0%
Negative54.0%

Zinary

All ratings9 ratings
Positive22.2%
Neutral0.0%
Negative77.8%
Written reviews7 reviews
Positive0.0%
Neutral14.3%
Negative85.7%

Bugs and requests

Mintyn

Reported bugs

7 issues
  • Balance display shows XXXXX.XX instead of actual amount
  • Eye logo to reveal balance is unresponsive
  • App crashes during registration
  • Network connection errors preventing login
  • Transfer and payment processing failures
Show 2 more
  • App freezes and stops responding
  • Maintenance without user notification

Requested features

4 requests
  • Add more financial institutions to transaction list (e.g., Carbon bank)
  • ATM card functionality
  • Call/phone support option
  • Better weekend support

Zinary

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mintyn

No in-app purchases

None

Zinary

No in-app purchases

Questions

Is Mintyn free?
Mintyn is free to download, with no in-app purchases.
Is Zinary free?
Zinary is free to download, with no in-app purchases.
Which has better reviews, Mintyn or Zinary?
Mintyn is rated higher. Mintyn averages 4.4 out of 5 from 334 ratings, while Zinary averages 1.8 from 9 ratings.
Do Mintyn or Zinary have ads?
Neither Mintyn nor Zinary shows ads.
Which is updated more often, Mintyn or Zinary?
Mintyn ships an update every 2 weeks, and Zinary every 2 weeks. Most recently, Mintyn was updated on September 26, 2026 and Zinary on August 28, 2026.

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