Thrivent RCD vs LCEF Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Thrivent RCD
This app allows financial professionals to securely transmit check payments for various Thrivent products, including life, health, annuity, and mutual funds. It also facilitates check payments for financial plans directly from a mobile device.
- Transmit check payments
- Supports life, health, annuity, and mutual funds
- Accepts payments for financial plans
- Mobile check capture
- Secure transmission
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Thrivent RCD is an app for the Thrivent's Financial Professionals to transmit checks for life, health, annuity, and Mutual Funds products using their mobile device. Check payments for Financial Plans are also accepted.
LCEF Mobile
Manage your Lutheran Church Extension Fund accounts on the go. Check balances, transfer funds, pay bills, and deposit checks directly from your mobile device. Secure access is available via fingerprint authentication.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills to existing payees
- Deposit checks remotely
- Fingerprint login
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Start banking wherever you are with LCEF Mobile! Available to all Lutheran Church Extension Fund mobile banking users. LCEF Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Make Deposits - Deposit checks while on the go. Touch ID - Allows user to set up access to mobile banking using fingerprint after authenticating with full credentials.
Screenshots
Verdict
Thrivent RCD and LCEF Mobile both sit at 4.5 stars, but that hides the real split: 40% of LCEF Mobile's written reviews are positive against 0% of Thrivent RCD's. LCEF Mobile also leads on update cadence (monthly vs every 9 months) and ratings volume (70 vs 8). Thrivent RCD's advantage is iOS requirement (10.0 vs 15.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for Thrivent RCD against 4.6 for LCEF Mobile. That said, the two scores are not equally well evidenced: LCEF Mobile has 70 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 0% of Thrivent RCD's written reviews are positive against 40% of LCEF Mobile's.
Thrivent RCD ships an update every 9 months, LCEF Mobile monthly. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.
| Parameter | Thrivent RCD | LCEF Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (8 ratings) | 4.6 (70 ratings) — better |
| Positive reviews | 0.0% of reviews | 40.0% of reviews — better |
| Number of ratings | 8 | 70 — better |
| Update frequency | Every 9 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 74 MB | 124 MB |
| Age rating | 4+ | 4+ |
| Developer | Thrivent Financial For Lutherans | Lutheran Church Extension Fund |
Customer experience
Thrivent RCD
LCEF Mobile
In-app purchases
Thrivent RCD
No in-app purchases
LCEF Mobile
No in-app purchases
Questions
Is Thrivent RCD free?
Is LCEF Mobile free?
Which has better reviews, Thrivent RCD or LCEF Mobile?
Do Thrivent RCD or LCEF Mobile have ads?
Which is updated more often, Thrivent RCD or LCEF Mobile?
Other comparisons
