白猫贷 vs 360分期贷
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
白猫贷
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白猫贷是一款利用人工智能和大数据风控技术，面向大众提供金融信贷服务的小额贷款平台，致力于为用户提供方便、快捷、安心的借款服务。 ——产品特色—— 【额度高】额度最高200,000万 【门槛低】凭身份证快速出额度 方便快捷 【放款快】实时审批 快速放款 畅快体验 【流程简】在线申请 自动审核 “刷脸”得额度 ——温馨提示—— 1.贷款额度、利率，放款时间以实际审核为准 2.贷款有风险，借款需谨慎，请根据个人能力合理贷款，理性消费，避免逾期 官方微信：白猫贷 官方客服电话：400-6888009 ( 工作日9:30-18:30 )
360分期贷
This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.
- Consumer installment loans
- Flexible repayment plans
- Competitive interest rates
- Secure transactions
- Quality assurance for purchases
- Online application and approval
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360分期贷是奇富科技旗下品牌，您身边的消费分期专家。帮助更多的借款用户获得更优质的服务而推出的消费分期平台。利率合规、还款计划灵活，为很多急需借款的用户解决了燃眉之急，普惠每一个奋斗者，为实体经济助力。 ——产品特色—— 1. 分期购物：国行正品，品质保证 2. 优质体验：分期期限灵活，可支持信用卡等多种方式 3. 安全保障：银行级风控团队保驾护航 ——如何使用—— 1. 在线填写资料，申请额度 2. 快速审批，获得额度 3. 分期借款，多种期限选择慢慢还 ——温馨提示—— 1. 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00） 2. 贷款额度、利率，放款时间以实际审核为准; 3. 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
The clearest difference is ads: 白猫贷 at none against 360分期贷's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
白猫贷 ships an update every 6 weeks, 360分期贷 every 3 weeks. The most recent releases landed on September 19, 2026 and August 12, 2026 respectively.
| Parameter | 白猫贷 | 360分期贷 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.5 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 32 MB | 81 MB |
| Age rating | 17+ | 17+ |
| Developer | Guangzhou Zhidu Internet Microfinance Co., Ltd. | Fuzhou Qifu Online Microcredit Co., Ltd |
In-app purchases
白猫贷
No in-app purchases
360分期贷
No in-app purchases
