The Beans vs CardBrain

The Beans — We’ll build you a custom, simple, free, Visual Financial Plan and keep you updated, so you find your Money + Life Balance. The Beans is the only Visual Financial Planning mobile app that will: • Build you a custom, simple, and free Visual Financial Plan that you can personalize. • Automatically and accurately label your transactions. • Plan your monthly expenses. • Keep you updated on how much you are free to spend and any upcoming bills. • Keep your information safe and secure. What is a Visual Financial Plan and how does it work? A Visual Financial Plan is a more holistic look at your finances. Think of it as an upgrade to a budget. You’d connect your active accounts (checking, credit cards, loans, savings— whichever apply to you), then we’d surface your bills and other financial commitments for you to confirm. After confirming your commitments, The Beans calculates your average spending outside of bills and presents you with a Visual Financial Plan, which you’ll then customize and commit to. New Plans begin on the first of each month. We’ll send you support to stay on track and you’ll earn achievements as time goes on. As your finances evolve so will your Plan, which you can adjust at anytime. How much does The Beans cost? The Beans app is free to download. Is it safe and secure? The Beans keeps your information private and secure. We won’t sell your information or advertise to you. Does The Beans work with my bank? The Beans works with close to 10,000 banks, if yours is not supported we will work to get you connected as soon as possible. Read our friendly Terms of Service here: https://www.thebeans.io/home/terms-of-service/

Get more value from every card in your wallet. Premium credit cards can include statement credits, category bonuses, travel protections, and other perks—but remembering what is available, what you have used, and which card to choose can be difficult. CardBrain brings your wallet into one clear, private dashboard on iPhone and iPad. Track benefits, compare perks, choose the best card for a purchase, and see whether annual fees are paying for themselves. TRACK BENEFITS Follow monthly, quarterly, semiannual, annual, and multi-year statement credits. Mark a benefit as used or enter a partial amount to see what remains before it resets. FIND THE BEST CARD Search a store or select a spending category to see which card in your wallet is likely to earn the most. Categories include dining, groceries, gas, travel, online shopping, rental cars, and foreign purchases. UNDERSTAND YOUR REAL ANNUAL COST CardBrain calculates effective annual fees using the benefits you have actually redeemed. Review the math by card and use the wallet value audit to make more confident renewal decisions. COMPARE PERKS AND PROTECTIONS Review rental car coverage, trip delay, cell phone protection, purchase protection, extended warranty, foreign transaction fees, and more across your cards. STAY ORGANIZED Add card open dates and private notes for retention offers, downgrade plans, referral bonuses, or anything else you want to remember. You can also add custom benefits. BUILT FOR IPHONE AND IPAD Use a streamlined phone experience or take advantage of spacious iPad dashboards, split views, and side-by-side card details. 230+ CARDS SUPPORTED Explore a growing catalog from major U.S. and Canadian issuers, including American Express, Chase, Capital One, Citi, Bilt, Bank of America, Wells Fargo, U.S. Bank, Discover, and more. CARDBRAIN PRO CardBrain is free to start. The optional CardBrain Pro upgrade adds reminders for expiring credits, card anniversaries, and free-night certificates, plus wallet value audit tools. Choose an annual auto-renewable subscription or a lifetime unlock. PRIVACY FIRST No bank login. No advertising. Your selected cards, benefit progress, notes, reminders, and preferences stay on your device. CardBrain uses RevenueCat to manage purchases and fetches public card catalog data over HTTPS so card information can stay current. CardBrain is not affiliated with any card issuer or payment network. Benefit terms change frequently; always confirm current details with your issuer before making financial decisions. CardBrain Pro Annual renews automatically unless canceled at least 24 hours before the end of the current period. Payment is charged to your Apple ID. Manage or cancel in App Store subscription settings. Prices vary by region and are displayed before purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://becky2019.github.io/creditbrain/privacy-policy.html