BFC Pay vs YONO SBI Bahrain
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BFC Pay
Manage your finances seamlessly with this app, offering effortless mobile payments, global money transfers, and a multi-currency travel card. Securely pay bills, access instant Sharia-compliant financing, and simplify your financial life.
- Effortless mobile payments
- Global money transfers
- Multi-currency travel card
- Online bill payments
- Sharia-compliant financing
- Bulletproof security
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BFC Pay is the answer to all your payment and banking needs, whether you're an individual or a business in Bahrain. Our mobile payments app is designed to make your financial life easier and more secure. With seamless digital payments, a multi-currency travel card, and a wide range of financial services, BFC Pay is the only app you'll ever need. Key Features Mobile Payments Made Effortless: Simplify your daily transactions, from saving bills to sending money to friends and family, with the tap of your finger. Global Money Transfers: Break free from borders and send money to your loved ones or make business transactions, all while enjoying competitive rates and unparalleled convenience. Travel Buddy Card: Simplify foreign exchange during travel and shopping with our multi-currency card. Easily load your card via our mobile app for seamless travel and shopping. Bulletproof Security: BFC Pay's ironclad security provides fortified protection for your valuable funds within our digital wallet. Online Bill Payments: BFC Pay lets you settle your bills through secure mobile transactions and multiple payment modes. Skip the lines and paper bills – just tap, pay and simplify your expenses. BFC is offering Advance Salary Sharia Compliant, offering access to INSTANT finance whenever and whatever you need it for 24/7 Get fast approval and instant financing disbursed to your BFC wallet/ Shari'a Compliant Profit Specifications for Personal Financing: •Fixed Murabaha Profit 8 BHD •Maximum Finance: 300 BHD •Minimum Finance: 50 BHD •Max Financing Duration: 45 Days •Minimum Financing Duration: 30 Days Islamic Financing Eligibility: • Employed (WPS customer) • Age 26 to 59 • Allowed Nationalities (India, Pakistan, Bangladesh, Nepal, China, Bahrain, Philippines, SriLanka) Finance Features: • Licensed by the CBB as a Sharia Compliant Financing Company • Fast Approvals • Easy Application Process • Instant Money Disbursed • Paperless Application • No Hidden Charges Liability Letter Fee - 0 Financial Statement - 0 Early Settlement - 1% of the outstanding credit facility amount or BD 100, whichever is lower. Late Payment Fee - 0 Release Letter Fee- 0 (No Obligation Letter) Join the digital payments revolution! Download BFC Pay now!
YONO SBI Bahrain
This mobile banking app offers retail internet banking users a revamped experience with features like fund transfers, TD/RD management for existing customers, India remittances, and a spend analyzer. It provides convenient access to manage finances on the go.
- Fund Transfer (Fawri/Fawri+)
- Fund transfer within SBI
- TD/RD for existing customers
- India remittance
- Spend Analyzer
- Scheduled transactions
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About the app With a strong focus on customer convenience our latest mobile banking offering, YONO SBI Bahrain is an application for our retail Internet banking users. Download the app now and enjoy the revamped banking experience with attractive features such as Fund Transfer (Fawri/Fawri+), Fund transfer within SBI, TD for existing customer, RD for existing customer, India remittance, Spend Analyzer etc. Kindly use only App Store to download this application. Users can conveniently access below features in YONO SBI Bahrain India Remittance: Customer may initiate fund transfer, enable standing instructions, schedule transaction to any internal/external accounts through yono. Spend Analyzer: Customer clicks on “Spend Analysis” to see analysis of customer spends in different categories, displayed as a multi-color charts. Colors represent different categories of spends viz. food, bills, transport etc. Customer can view weekly, monthly and quarterly spend analysis All you need An iPhone/iPad Internet Connectivit
Screenshots
Verdict
The clearest difference is rating: BFC Pay at 4.7 against YONO SBI Bahrain's 3.0. BFC Pay also leads on ratings volume (340 vs 4) and review sentiment (50% vs 33%). YONO SBI Bahrain's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BFC Pay holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: BFC Pay has 340 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 50% of BFC Pay's written reviews are positive against 33% of YONO SBI Bahrain's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.
| Parameter | BFC Pay | YONO SBI Bahrain |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (340 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 50.0% of reviews — better | 33.3% of reviews |
| Number of ratings | 340 — better | 4 |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 151 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | BFC GROUP HOLDINGS WLL | State Bank of India |
Customer experience
BFC Pay
YONO SBI Bahrain
In-app purchases
BFC Pay
No in-app purchases
YONO SBI Bahrain
No in-app purchases







