Comparison

BFC Pay vs YONO SBI Bahrain

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BFC Pay

Manage your finances seamlessly with this app, offering effortless mobile payments, global money transfers, and a multi-currency travel card. Securely pay bills, access instant Sharia-compliant financing, and simplify your financial life.

Highlights
  • Effortless mobile payments
  • Global money transfers
  • Multi-currency travel card
  • Online bill payments
  • Sharia-compliant financing
  • Bulletproof security
Features
Read full description

BFC Pay is the answer to all your payment and banking needs, whether you're an individual or a business in Bahrain. Our mobile payments app is designed to make your financial life easier and more secure. With seamless digital payments, a multi-currency travel card, and a wide range of financial services, BFC Pay is the only app you'll ever need. Key Features Mobile Payments Made Effortless: Simplify your daily transactions, from saving bills to sending money to friends and family, with the tap of your finger. Global Money Transfers: Break free from borders and send money to your loved ones or make business transactions, all while enjoying competitive rates and unparalleled convenience. Travel Buddy Card: Simplify foreign exchange during travel and shopping with our multi-currency card. Easily load your card via our mobile app for seamless travel and shopping. Bulletproof Security: BFC Pay's ironclad security provides fortified protection for your valuable funds within our digital wallet. Online Bill Payments: BFC Pay lets you settle your bills through secure mobile transactions and multiple payment modes. Skip the lines and paper bills – just tap, pay and simplify your expenses. BFC is offering Advance Salary Sharia Compliant, offering access to INSTANT finance whenever and whatever you need it for 24/7 Get fast approval and instant financing disbursed to your BFC wallet/ Shari'a Compliant Profit Specifications for Personal Financing: •Fixed Murabaha Profit 8 BHD •Maximum Finance: 300 BHD •Minimum Finance: 50 BHD •Max Financing Duration: 45 Days •Minimum Financing Duration: 30 Days Islamic Financing Eligibility: • Employed (WPS customer) • Age 26 to 59 • Allowed Nationalities (India, Pakistan, Bangladesh, Nepal, China, Bahrain, Philippines, SriLanka) Finance Features: • Licensed by the CBB as a Sharia Compliant Financing Company • Fast Approvals • Easy Application Process • Instant Money Disbursed • Paperless Application • No Hidden Charges Liability Letter Fee - 0 Financial Statement - 0 Early Settlement - 1% of the outstanding credit facility amount or BD 100, whichever is lower. Late Payment Fee - 0 Release Letter Fee- 0 (No Obligation Letter) Join the digital payments revolution! Download BFC Pay now!

About

YONO SBI Bahrain

This mobile banking app offers retail internet banking users a revamped experience with features like fund transfers, TD/RD management for existing customers, India remittances, and a spend analyzer. It provides convenient access to manage finances on the go.

Highlights
  • Fund Transfer (Fawri/Fawri+)
  • Fund transfer within SBI
  • TD/RD for existing customers
  • India remittance
  • Spend Analyzer
  • Scheduled transactions
Features
Read full description

About the app With a strong focus on customer convenience our latest mobile banking offering, YONO SBI Bahrain is an application for our retail Internet banking users. Download the app now and enjoy the revamped banking experience with attractive features such as Fund Transfer (Fawri/Fawri+), Fund transfer within SBI, TD for existing customer, RD for existing customer, India remittance, Spend Analyzer etc. Kindly use only App Store to download this application. Users can conveniently access below features in YONO SBI Bahrain India Remittance: Customer may initiate fund transfer, enable standing instructions, schedule transaction to any internal/external accounts through yono. Spend Analyzer: Customer clicks on “Spend Analysis” to see analysis of customer spends in different categories, displayed as a multi-color charts. Colors represent different categories of spends viz. food, bills, transport etc. Customer can view weekly, monthly and quarterly spend analysis All you need An iPhone/iPad Internet Connectivit

Screenshots

BFC Pay4 screens
YONO SBI Bahrain4 screens

Verdict

The call

The clearest difference is rating: BFC Pay at 4.7 against YONO SBI Bahrain's 3.0. BFC Pay also leads on ratings volume (340 vs 4) and review sentiment (50% vs 33%). YONO SBI Bahrain's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BFC Pay holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: BFC Pay has 340 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 50% of BFC Pay's written reviews are positive against 33% of YONO SBI Bahrain's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

Scorecard6 real differences · 4 level
BFC Pay versus YONO SBI Bahrain: the parameters behind the verdict, then further details
ParameterBFC PayYONO SBI Bahrain
PriceFreeFree
Rating4.7 (340 ratings) — better3.0 (4 ratings)
Positive reviews50.0% of reviews — better33.3% of reviews
Number of ratings340 — better4
Update frequencyMonthlyMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size151 MB52 MB
Age rating4+4+
DeveloperBFC GROUP HOLDINGS WLLState Bank of India

Customer experience

BFC Pay

All ratings340 ratings
Positive91.5%
Neutral4.1%
Negative4.4%
Written reviews12 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

YONO SBI Bahrain

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

BFC Pay

No in-app purchases

None

YONO SBI Bahrain

No in-app purchases

Questions

Is BFC Pay free?
BFC Pay is free to download, with no in-app purchases.
Is YONO SBI Bahrain free?
YONO SBI Bahrain is free to download, with no in-app purchases.
Which has better reviews, BFC Pay or YONO SBI Bahrain?
BFC Pay is rated higher. BFC Pay averages 4.7 out of 5 from 340 ratings, while YONO SBI Bahrain averages 3.0 from 4 ratings.
Do BFC Pay or YONO SBI Bahrain have ads?
BFC Pay shows ads; YONO SBI Bahrain does not.
Which is updated more often, BFC Pay or YONO SBI Bahrain?
BFC Pay ships an update monthly, and YONO SBI Bahrain monthly. Most recently, BFC Pay was updated on November 6, 2026 and YONO SBI Bahrain on November 5, 2026.

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