MoneyTrack vs 柚子记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyTrack
This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.
- Ad-free experience
- AI auto-tracking and categorization
- Cross-platform sync (iOS, Android, Desktop)
- Budget control and monitoring
- Asset and debt management
- Shared ledgers for household finances
- Multi-currency support
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MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.
柚子记账
This app offers a simple and ad-free way to track expenses with multiple customizable ledgers. It allows for shared accounting with family and friends, with permission controls for members. Get quick support from an online customer service team.
- Ad-free interface
- Multiple customizable ledgers
- Shared accounting with members
- Permission controls for members
- Online customer support
- Simple and clear design
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无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 柚子记账全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 【多成员共享记账】 每一个账本里都可以邀请家人、朋友来一起记账 账本里的账单记录,每一个成员都可以看到 作为帐本的创建者,还可以为成员设置记账权限 【简洁无广告】 柚子记账承诺没有任何广告 页面打开简洁又清晰明了,轻松上手 【轻松反馈】 柚子记账支持一对一的在线人工客服 您的反馈在内部层层重视,会及时给您答复
Screenshots
Verdict
The clearest difference is rating: MoneyTrack at 4.9 against 柚子记账's 3.0. MoneyTrack also leads on update cadence (fortnightly vs every 3 months) and ratings volume (418 vs 2). 柚子记账's advantage is in-app purchases (none vs 4). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyTrack sells 4 one-off in-app purchases. 柚子记账 asks for nothing beyond the download.
MoneyTrack holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: MoneyTrack has 418 ratings behind it against 2, so its average is the more settled of the two.
MoneyTrack ships an update fortnightly, 柚子记账 every 3 months. The most recent releases landed on October 22, 2026 and October 8, 2026 respectively.
| Parameter | MoneyTrack | 柚子记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (418 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 96.0% of reviews | — |
| Number of ratings | 418 — better | 2 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 70 MB | 74 MB |
| Age rating | 4+ | 9+ |
| Developer | 昱春 唐 | 杭州火炎焱网络技术有限公司 |
Customer experience
MoneyTrack
柚子记账
Bugs and requests
MoneyTrack
Reported bugs
2 issues- Unable to input numbers in notes
- App crashes on high refresh rate devices
Requested features
4 requests- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features
柚子记账
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MoneyTrack
- Monthly$0.99
- Annual$6.00
- Lifetime$19.95
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- Lifetime$19.99
柚子记账
No in-app purchases








