Comparison

MoneyTrack vs 柚子记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

柚子记账

This app offers a simple and ad-free way to track expenses with multiple customizable ledgers. It allows for shared accounting with family and friends, with permission controls for members. Get quick support from an online customer service team.

Highlights
  • Ad-free interface
  • Multiple customizable ledgers
  • Shared accounting with members
  • Permission controls for members
  • Online customer support
  • Simple and clear design
Features
Read full description

无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 柚子记账全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 【多成员共享记账】 每一个账本里都可以邀请家人、朋友来一起记账 账本里的账单记录,每一个成员都可以看到 作为帐本的创建者,还可以为成员设置记账权限 【简洁无广告】 柚子记账承诺没有任何广告 页面打开简洁又清晰明了,轻松上手 【轻松反馈】 柚子记账支持一对一的在线人工客服 您的反馈在内部层层重视,会及时给您答复

Screenshots

MoneyTrack4 screens
柚子记账4 screens

Verdict

The call

The clearest difference is rating: MoneyTrack at 4.9 against 柚子记账's 3.0. MoneyTrack also leads on update cadence (fortnightly vs every 3 months) and ratings volume (418 vs 2). 柚子记账's advantage is in-app purchases (none vs 4). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases. 柚子记账 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

MoneyTrack holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: MoneyTrack has 418 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, 柚子记账 every 3 months. The most recent releases landed on October 22, 2026 and October 8, 2026 respectively.

Scorecard5 real differences · 5 level
MoneyTrack versus 柚子记账: the parameters behind the verdict, then further details
ParameterMoneyTrack柚子记账
PriceFreeFree
Rating4.9 (418 ratings) — better3.0 (2 ratings)
Positive reviews96.0% of reviews—
Number of ratings418 — better2
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size70 MB74 MB
Age rating4+9+
Developer昱春 唐杭州火炎焱网络技术有限公司

Customer experience

MoneyTrack

All ratings411 ratings
Positive98.5%
Neutral0.2%
Negative1.2%
Written reviews378 reviews
Positive96.0%
Neutral1.1%
Negative2.9%

柚子记账

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

柚子记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
None

柚子记账

No in-app purchases

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is 柚子记账 free?
柚子记账 is free to download, with no in-app purchases.
Which has better reviews, MoneyTrack or 柚子记账?
MoneyTrack is rated higher. MoneyTrack averages 4.9 out of 5 from 418 ratings, while 柚子记账 averages 3.0 from 2 ratings.
Do MoneyTrack or 柚子记账 have ads?
Neither MoneyTrack nor 柚子记账 shows ads.
Which is updated more often, MoneyTrack or 柚子记账?
MoneyTrack ships an update fortnightly, and 柚子记账 every 3 months. Most recently, MoneyTrack was updated on October 22, 2026 and 柚子记账 on October 8, 2026.

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