EBS Authenticator vs MyPension365
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EBS Authenticator
This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.
- Secure login for online banking
- Strong Customer Authentication (SCA)
- Fraud prevention
- One-time activation codes
- Mobile device pairing
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The EBS Authenticator app allows you to pair your mobile device in order to securely log into EBS Your Accounts Online. From August 2019 onwards, when you login to your online banking, you will be asked for additional security details, as well as your current log on details. This extra security layer is to apply what is known as Strong Customer Authentication (SCA) and helps fight fraud and further protect your online banking and payments. You will need a one time activation code from us to setup the app for SCA. Here is what you need to do: 1. Download this EBS Authenticator app. 2. Open the EBS Authenticator app. You will be prompted on screen to enter your Customer ID number and Personal Access Code (PAC) as normal, followed by the 6-digit one time activation code which we send to you by post. Once you have done this you’ll be able to complete SCA at login and use EBS Your Accounts Online.
MyPension365
Manage your retirement savings plan with this app. Track your fund's value, adjust contributions, and explore future scenarios with a retirement calculator. Update personal details and view important correspondence securely.
- Check retirement fund value
- Request contribution changes
- Perform fund switches
- Use retirement calculator
- View correspondence
- Update personal details
- Enhanced security features
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Using leading edge technology, New Ireland’s MyPension365 member app makes it easy to keep up to date with your retirement savings plan. Your up to date retirement savings information is at your fingertips empowering you to better understand your pension and retirement planning position. You can: • Check the latest value of your retirement fund • Request contribution changes and fund switches online • See how changing your contributions or retirement age could impact on your retirement fund using the retirement calculator • View correspondence on your MyPension365 profile • Update your personal details and your beneficiary's details • Change your security preferences Enhanced security features: • Face ID • Touch ID • Password Note: You must be a member of a participating employer’s retirement plan on MyPension365 to use this app.
Screenshots
Verdict
The clearest difference is rating: MyPension365 at 5.0 against EBS Authenticator's 1.6. EBS Authenticator's advantage is ratings volume (5 vs 1) and iOS requirement (15 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPension365 holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: EBS Authenticator has 5 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.
| Parameter | EBS Authenticator | MyPension365 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (5 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 12.5% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15 — better | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | EBS designated activity company | New Ireland Assurance plc |
Customer experience
EBS Authenticator
MyPension365
In-app purchases
EBS Authenticator
No in-app purchases
MyPension365
No in-app purchases
Questions
Is EBS Authenticator free?
Is MyPension365 free?
Which has better reviews, EBS Authenticator or MyPension365?
Do EBS Authenticator or MyPension365 have ads?
Which is updated more often, EBS Authenticator or MyPension365?
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