Comparison

EBS Authenticator vs MyPension365

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBS Authenticator

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

Highlights
  • Secure login for online banking
  • Strong Customer Authentication (SCA)
  • Fraud prevention
  • One-time activation codes
  • Mobile device pairing
Features
Read full description

The EBS Authenticator app allows you to pair your mobile device in order to securely log into EBS Your Accounts Online. From August 2019 onwards, when you login to your online banking, you will be asked for additional security details, as well as your current log on details. This extra security layer is to apply what is known as Strong Customer Authentication (SCA) and helps fight fraud and further protect your online banking and payments. You will need a one time activation code from us to setup the app for SCA. Here is what you need to do: 1. Download this EBS Authenticator app. 2. Open the EBS Authenticator app. You will be prompted on screen to enter your Customer ID number and Personal Access Code (PAC) as normal, followed by the 6-digit one time activation code which we send to you by post. Once you have done this you’ll be able to complete SCA at login and use EBS Your Accounts Online.

About

MyPension365

Manage your retirement savings plan with this app. Track your fund's value, adjust contributions, and explore future scenarios with a retirement calculator. Update personal details and view important correspondence securely.

Highlights
  • Check retirement fund value
  • Request contribution changes
  • Perform fund switches
  • Use retirement calculator
  • View correspondence
  • Update personal details
  • Enhanced security features
Features
Read full description

Using leading edge technology, New Ireland’s MyPension365 member app makes it easy to keep up to date with your retirement savings plan. Your up to date retirement savings information is at your fingertips empowering you to better understand your pension and retirement planning position. You can: • Check the latest value of your retirement fund • Request contribution changes and fund switches online • See how changing your contributions or retirement age could impact on your retirement fund using the retirement calculator • View correspondence on your MyPension365 profile • Update your personal details and your beneficiary's details • Change your security preferences Enhanced security features: • Face ID • Touch ID • Password Note: You must be a member of a participating employer’s retirement plan on MyPension365 to use this app.

Screenshots

EBS Authenticator3 screens
MyPension3654 screens

Verdict

The call

The clearest difference is rating: MyPension365 at 5.0 against EBS Authenticator's 1.6. EBS Authenticator's advantage is ratings volume (5 vs 1) and iOS requirement (15 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyPension365 holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: EBS Authenticator has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
EBS Authenticator versus MyPension365: the parameters behind the verdict, then further details
ParameterEBS AuthenticatorMyPension365
PriceFreeFree
Rating1.6 (5 ratings)5.0 (1 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings5 — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15 — better17.0
Further details — not scored
Size8 MB81 MB
Age rating4+4+
DeveloperEBS designated activity companyNew Ireland Assurance plc

Customer experience

EBS Authenticator

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews8 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

MyPension365

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

EBS Authenticator

No in-app purchases

None

MyPension365

No in-app purchases

Questions

Is EBS Authenticator free?
EBS Authenticator is free to download, with no in-app purchases.
Is MyPension365 free?
MyPension365 is free to download, with no in-app purchases.
Which has better reviews, EBS Authenticator or MyPension365?
MyPension365 is rated higher. EBS Authenticator averages 1.6 out of 5 from 5 ratings, while MyPension365 averages 5.0 from 1 ratings.
Do EBS Authenticator or MyPension365 have ads?
Neither EBS Authenticator nor MyPension365 shows ads.
Which is updated more often, EBS Authenticator or MyPension365?
EBS Authenticator ships an update every 2 months, and MyPension365 every 2 months. Most recently, EBS Authenticator was updated on October 9, 2026 and MyPension365 on October 6, 2026.

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