MyIrishLife vs EBS Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyIrishLife
Manage your financial and health plans in one secure location. Easily submit claims, view balances, and access documents anytime, anywhere. Stay in control of your finances and well-being with this all-in-one platform.
- All-in-one financial and health management
- Submit claims easily
- View account balances
- Access latest documents
- 24/7 access from any device
- Secure platform for all plans
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Introducing the new MyIrishLife App by Irish Life Your financial and health home Your all-in-one platform for health, protection, pensions and investments. A simpler way to stay on top of your finances and cover. MyIrishLife brings all your plans into one secure platform. Save time on everyday tasks Easily submit claims, view balances, check out your latest documents in just a few clicks. Everything in one place View all your policies, benefits and claims in one central platform. 24/7 Access Log in anytime, from any device, to stay in control of your finances and wellbeing, day or night. Please read our Website and App Use Policy and Cookies Policy before downloading. https://www.irishlife.ie/mil-app-terms-conditions-2025/ https://my.irishlife.ie/cookie-policy https://www.irishlife.ie/privacy-notices/
EBS Authenticator
This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.
- Secure login for online banking
- Strong Customer Authentication (SCA)
- Fraud prevention
- One-time activation codes
- Mobile device pairing
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The EBS Authenticator app allows you to pair your mobile device in order to securely log into EBS Your Accounts Online. From August 2019 onwards, when you login to your online banking, you will be asked for additional security details, as well as your current log on details. This extra security layer is to apply what is known as Strong Customer Authentication (SCA) and helps fight fraud and further protect your online banking and payments. You will need a one time activation code from us to setup the app for SCA. Here is what you need to do: 1. Download this EBS Authenticator app. 2. Open the EBS Authenticator app. You will be prompted on screen to enter your Customer ID number and Personal Access Code (PAC) as normal, followed by the 6-digit one time activation code which we send to you by post. Once you have done this you’ll be able to complete SCA at login and use EBS Your Accounts Online.
Screenshots
Verdict
The clearest difference is rating: MyIrishLife at 4.4 against EBS Authenticator's 1.6. MyIrishLife also leads on review sentiment (33% vs 17%) and ratings volume (73 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyIrishLife holds the better App Store score, 4.4 against 1.6. That said, the two scores are not equally well evidenced: MyIrishLife has 73 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 33% of MyIrishLife's written reviews are positive against 17% of EBS Authenticator's.
MyIrishLife ships an update monthly, EBS Authenticator every 2 months. The most recent releases landed on September 23, 2026 and July 5, 2026 respectively.
| Parameter | MyIrishLife | EBS Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (73 ratings) — better | 1.6 (5 ratings) |
| Positive reviews | 33.3% of reviews — better | 16.7% of reviews |
| Number of ratings | 73 — better | 5 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15 — better |
| Further details — not scored | ||
| Size | 64 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Irish Life | EBS Designated Activity Company |
Customer experience
MyIrishLife
EBS Authenticator
In-app purchases
MyIrishLife
No in-app purchases
EBS Authenticator
No in-app purchases
Questions
Is MyIrishLife free?
Is EBS Authenticator free?
Which has better reviews, MyIrishLife or EBS Authenticator?
Do MyIrishLife or EBS Authenticator have ads?
Which is updated more often, MyIrishLife or EBS Authenticator?
Other comparisons
