Comparison

EBS Authenticator vs AIB Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBS Authenticator

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

Highlights
  • Secure login for online banking
  • Strong Customer Authentication (SCA)
  • Fraud prevention
  • One-time activation codes
  • Mobile device pairing
Features
Read full description

The EBS Authenticator app allows you to pair your mobile device in order to securely log into EBS Your Accounts Online. From August 2019 onwards, when you login to your online banking, you will be asked for additional security details, as well as your current log on details. This extra security layer is to apply what is known as Strong Customer Authentication (SCA) and helps fight fraud and further protect your online banking and payments. You will need a one time activation code from us to setup the app for SCA. Here is what you need to do: 1. Download this EBS Authenticator app. 2. Open the EBS Authenticator app. You will be prompted on screen to enter your Customer ID number and Personal Access Code (PAC) as normal, followed by the 6-digit one time activation code which we send to you by post. Once you have done this you’ll be able to complete SCA at login and use EBS Your Accounts Online.

About

AIB Authenticator

Enhance your account security with two-factor authentication. This app provides an extra layer of protection for logging in and authorizing important transactions. Easily manage your digital profile and authenticate online purchases for added peace of mind.

Highlights
  • Two-factor authentication (2FA)
  • Approve or deny push notifications
  • Manage Digital Profile
  • Set up or reset digital password
  • Authenticate online purchases
Read full description

The AIB Authenticator App enables 2FA (second factor authentication) for your AIB account. The App provides an additional layer of security which will allow you to log in or authenticate critical transactions on your account. Once you are set up you simply have to enter your password, and then approve or deny the push notification sent to your phone. Enrolment is easy. Once you download the app follow the steps to register your device. As part of enrolment you may be asked to create a Digital Profile. Your Digital Profile is a representation of identity information and security credentials which will allow us to uniquely identify you so you enjoy our services more securely. Services Available • Manage your Digital Profile • Set up or reset your Digital password • Business cardholders can authenticate online purchases for Debit or Credit card transactions.

Screenshots

EBS Authenticator3 screens
AIB Authenticator4 screens

Verdict

The call

The clearest difference is rating: EBS Authenticator at 1.6 against AIB Authenticator's 1.0. EBS Authenticator also leads on review sentiment (17% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EBS Authenticator holds the better App Store score, 1.6 against 1.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews point the same way: 17% of EBS Authenticator's written reviews are positive against 0% of AIB Authenticator's.

UpkeepUpdate frequency

EBS Authenticator ships an update every 2 months, AIB Authenticator every 3 months. The most recent releases landed on July 5, 2026 and August 27, 2026 respectively.

Scorecard2 real differences · 8 level
EBS Authenticator versus AIB Authenticator: the parameters behind the verdict, then further details
ParameterEBS AuthenticatorAIB Authenticator
PriceFreeFree
Rating1.6 (5 ratings) — better1.0 (2 ratings)
Positive reviews16.7% of reviews — better0.0% of reviews
Number of ratings5 — better2
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15 — better16.6
Further details — not scored
Size8 MB40 MB
Age rating4+4+
DeveloperEBS Designated Activity CompanyAllied Irish Banks, p.l.c.

Customer experience

EBS Authenticator

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

AIB Authenticator

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews28 reviews
Positive0.0%
Neutral3.6%
Negative96.4%

In-app purchases

None

EBS Authenticator

No in-app purchases

None

AIB Authenticator

No in-app purchases

Questions

Is EBS Authenticator free?
EBS Authenticator is free to download, with no in-app purchases.
Is AIB Authenticator free?
AIB Authenticator is free to download, with no in-app purchases.
Which has better reviews, EBS Authenticator or AIB Authenticator?
EBS Authenticator is rated higher. EBS Authenticator averages 1.6 out of 5 from 5 ratings, while AIB Authenticator averages 1.0 from 2 ratings.
Do EBS Authenticator or AIB Authenticator have ads?
Neither EBS Authenticator nor AIB Authenticator shows ads.
Which is updated more often, EBS Authenticator or AIB Authenticator?
EBS Authenticator ships an update every 2 months, and AIB Authenticator every 3 months. Most recently, EBS Authenticator was updated on July 5, 2026 and AIB Authenticator on August 27, 2026.

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