Comparison

EBS Authenticator vs Malahide Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBS Authenticator

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

Highlights
  • Secure login for online banking
  • Strong Customer Authentication (SCA)
  • Fraud prevention
  • One-time activation codes
  • Mobile device pairing
Features
Read full description

The EBS Authenticator app allows you to pair your mobile device in order to securely log into EBS Your Accounts Online. From August 2019 onwards, when you login to your online banking, you will be asked for additional security details, as well as your current log on details. This extra security layer is to apply what is known as Strong Customer Authentication (SCA) and helps fight fraud and further protect your online banking and payments. You will need a one time activation code from us to setup the app for SCA. Here is what you need to do: 1. Download this EBS Authenticator app. 2. Open the EBS Authenticator app. You will be prompted on screen to enter your Customer ID number and Personal Access Code (PAC) as normal, followed by the 6-digit one time activation code which we send to you by post. Once you have done this you’ll be able to complete SCA at login and use EBS Your Accounts Online.

About

Malahide Credit Union

Read full description

Secure Log in - Biometric login provides a quick and secure method for you to log in. Balances at a glance and online payments - View all of your balances - Make transfers to other accounts - Set up direct debits or standing orders - Make online payments - Manage and add new Payees Apply for a loan and be approved from wherever you are - The online loan calculator allows you to check how much interest you would pay back on your loan. - With the online loan application, you can uploads your supporting documents and see your application status from your account. - E-signatures technology allows you to e-sign documents for your loan so you can get approved (and paid) faster! Manage your profile - Easily update your personal details and change your password and PIN without having to contact your Credit Union

Screenshots

EBS Authenticator3 screens
Malahide Credit Union3 screens

Verdict

The call

The clearest difference is device support: EBS Authenticator at 2 against Malahide Credit Union's —. Malahide Credit Union's advantage is iOS requirement (12.0 vs 15). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
EBS Authenticator versus Malahide Credit Union: the parameters behind the verdict, then further details
ParameterEBS AuthenticatorMalahide Credit Union
PriceFreeFree
Rating1.6 (5 ratings) — better—
Positive reviews16.7% of reviews—
Number of ratings5 — better—
Update frequencyEvery 2 months—
AdsNo—
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — better—
Requires iOS1512.0 — better
Further details — not scored
Size8 MB16 MB
Age rating4+4+
DeveloperEBS Designated Activity CompanyMalahide & District Credit Union

In-app purchases

None

EBS Authenticator

No in-app purchases

None

Malahide Credit Union

No in-app purchases

Questions

Is EBS Authenticator free?
EBS Authenticator is free to download, with no in-app purchases.
Is Malahide Credit Union free?
Malahide Credit Union is free to download, with no in-app purchases.

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