Comparison

MTN MoMo vs SBS Banking App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTN MoMo

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

Highlights
  • Send money to friends and family
  • Top up airtime
  • Purchase bundles
  • Pay bills
  • Pay merchants
  • Manage money
Features
Read full description

Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. MoMo makes it easy to keep track of your money. You can use MoMo services to manage your money..

About

SBS Banking App

Features
Read full description

The SBS Banking App gives you ease of access to your accounts and simplifies your transacting. Easy to use, safe and secure.

Screenshots

MTN MoMo4 screens
SBS Banking App4 screens

Verdict

The call

The clearest difference is update cadence: MTN MoMo at every 4 months against SBS Banking App's every 10 months. MTN MoMo also leads on iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MTN MoMo ships an update every 4 months, SBS Banking App every 10 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
MTN MoMo versus SBS Banking App: the parameters behind the verdict, then further details
ParameterMTN MoMoSBS Banking App
PriceFreeFree
Rating3.1 (592 ratings) — better—
Positive reviews7.7% of reviews—
Number of ratings592 — better—
Update frequencyEvery 4 months — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better13.0
Further details — not scored
Size21 MB56 MB
Age rating4+17+
DeveloperMTNSwaziland Building Society

Bugs and requests

MTN MoMo

Reported bugs

5 issues
  • App not working on iOS 16
  • Incorrect pin errors
  • Unable to log in or register
  • Fails to send OTP codes
  • Deducts money without completing transactions

Requested features

5 requests
  • Add ability to cancel scheduled transfers
  • Expand bank integration for transfers
  • Improve security with biometric login
  • Allow usage on WiFi networks
  • Reduce transaction fees

SBS Banking App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MTN MoMo

No in-app purchases

None

SBS Banking App

No in-app purchases

Questions

Is MTN MoMo free?
MTN MoMo is free to download, with no in-app purchases.
Is SBS Banking App free?
SBS Banking App is free to download, with no in-app purchases.
Do MTN MoMo or SBS Banking App have ads?
Neither MTN MoMo nor SBS Banking App shows ads.
Which is updated more often, MTN MoMo or SBS Banking App?
MTN MoMo ships an update every 4 months, and SBS Banking App every 10 months. Most recently, MTN MoMo was updated on October 29, 2026 and SBS Banking App on October 27, 2026.

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