MTN MoMo vs 2Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTN MoMo
Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.
- Send money to friends and family
- Top up airtime
- Purchase bundles
- Pay bills
- Pay merchants
- Manage money
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Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. MoMo makes it easy to keep track of your money. You can use MoMo services to manage your money..
2Pay
Send money to loved ones quickly and affordably with this finance app. Register, select an amount, and enter recipient details for international transfers. Avoid long waits and poor exchange rates for a better money transfer experience.
- Fast money transfers
- Affordable international sending
- Simple registration process
- Recipient details entry
- Avoids lengthy waiting periods
- Favorable exchange rates
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Send money worldwide with confidence using 2Pay. 2Pay is a fast, secure, and affordable international money transfer app that lets you send money to family and friends in over 70 countries. Whether you're making a bank transfer, cash pickup, or mobile wallet payment, 2Pay provides competitive exchange rates, low fees, and real-time transfer tracking. Why choose 2Pay? • Fast international money transfers • Send to 70+ countries worldwide • Competitive exchange rates • Bank deposits, Cash Pickup & Mobile Wallets • Apple Pay & Open Banking payments • Secure identity verification (KYC) • Real-time transfer tracking • Instant notifications • Safe and encrypted payments Download 2Pay today and experience the smarter way to send money internationally.
Screenshots
Verdict
The clearest difference is review sentiment: 2Pay at 100% against MTN MoMo's 8%. 2Pay also leads on rating (4.1 vs 3.1) and update cadence (monthly vs every 4 months). MTN MoMo's advantage is ratings volume (572 vs 9) and iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
2Pay holds the better App Store score, 4.1 against 3.1. That said, the two scores are not equally well evidenced: MTN MoMo has 572 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 8% of MTN MoMo's written reviews are positive against 100% of 2Pay's.
MTN MoMo ships an update every 4 months, 2Pay monthly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.
| Parameter | MTN MoMo | 2Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (572 ratings) | 4.1 (9 ratings) — better |
| Positive reviews | 7.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 572 — better | 9 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 21 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | MTN | 2Pay limited |
Customer experience
MTN MoMo
2Pay
Bugs and requests
MTN MoMo
Reported bugs
5 issues- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions
Requested features
5 requests- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees
2Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MTN MoMo
No in-app purchases
2Pay
No in-app purchases
