Comparison

MTN MoMo vs Paymatch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTN MoMo

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

Highlights
  • Send money to friends and family
  • Top up airtime
  • Purchase bundles
  • Pay bills
  • Pay merchants
  • Manage money
Features
Read full description

Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. MoMo makes it easy to keep track of your money. You can use MoMo services to manage your money..

About

Paymatch

Read full description

PayMatch allows you to connect with peers, negotiate, and exchange currencies at your preferred exchange rate.

Screenshots

MTN MoMo4 screens
Paymatch4 screens

Verdict

The call

The clearest difference is update cadence: Paymatch at every 2 weeks against MTN MoMo's every 4 months. MTN MoMo's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MTN MoMo ships an update every 4 months, Paymatch every 2 weeks. The most recent releases landed on September 23, 2026 and May 16, 2026 respectively.

Scorecard2 real differences · 8 level
MTN MoMo versus Paymatch: the parameters behind the verdict, then further details
ParameterMTN MoMoPaymatch
PriceFreeFree
Rating3.1 (572 ratings) — better—
Positive reviews7.7% of reviews—
Number of ratings572 — better—
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better12.0
Further details — not scored
Size21 MB46 MB
Age rating4+17+
DeveloperMTNTECNOVICE TECHNOLOGIES LTD

Bugs and requests

MTN MoMo

Reported bugs

5 issues
  • App not working on iOS 16
  • Incorrect pin errors
  • Unable to log in or register
  • Fails to send OTP codes
  • Deducts money without completing transactions

Requested features

5 requests
  • Add ability to cancel scheduled transfers
  • Expand bank integration for transfers
  • Improve security with biometric login
  • Allow usage on WiFi networks
  • Reduce transaction fees

Paymatch

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MTN MoMo

No in-app purchases

None

Paymatch

No in-app purchases

Questions

Is MTN MoMo free?
MTN MoMo is free to download, with no in-app purchases.
Is Paymatch free?
Paymatch is free to download, with no in-app purchases.
Do MTN MoMo or Paymatch have ads?
Neither MTN MoMo nor Paymatch shows ads.
Which is updated more often, MTN MoMo or Paymatch?
MTN MoMo ships an update every 4 months, and Paymatch every 2 weeks. Most recently, MTN MoMo was updated on September 23, 2026 and Paymatch on May 16, 2026.

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