Comparison

Ruoff LO vs Addy AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ruoff LO

This mobile application provides loan officers with on-the-go access to proprietary systems and over 40 tools. It allows users to manage their business and assist clients from anywhere, eliminating the need for a laptop.

Highlights
  • On-the-go access to proprietary systems
  • Over 40 unique tools
  • Client assistance from anywhere
  • Laptop-free business management
  • Real-time information access
Features
Read full description

Ruoff LO offers a dynamic mobile solution tailored for loan officers feeling trapped inside their offices. The app empowers loan officers by providing access to Ruoff Mortgage’s proprietary systems on the go. Experience over 40 unique tools that provide you with the information and access you need on the go, without the hassle of carrying a bulky laptop. Your business is at your fingertips, ensuring access whenever and wherever you need it to assist your clients.

About

Addy AI

Features
Read full description

Addy AI helps mortgage teams manage their loan pipeline, review files, and move loans forward from anywhere. Built for lenders, loan officers, processors, and mortgage operations teams, the Addy AI mobile app gives you a faster way to access your pipeline, review loan information, and use AI-powered tools while on the go. With Addy AI, you can search and filter loans, review key loan details, track loan status, run processing checklists, and ask file-aware questions powered by the loan file, documents, guidelines, and checklist context. Whether you are reviewing income, checking conditions, identifying large deposits, or looking for answers inside a loan file, Addy AI helps reduce manual work and gives your team faster access to the information they need.

Screenshots

Ruoff LO4 screens
Addy AI4 screens

Verdict

The call

Ruoff LO and Addy AI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ruoff LO ships an update every 5 weeks, Addy AI every 3 weeks. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Ruoff LO versus Addy AI: the parameters behind the verdict, then further details
ParameterRuoff LOAddy AI
PriceFreeFree
Rating2.3 (16 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings16 — better—
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size103 MB4 MB
Age rating4+4+
DeveloperRuoffAddy AI, Inc.

In-app purchases

None

Ruoff LO

No in-app purchases

None

Addy AI

No in-app purchases

Questions

Is Ruoff LO free?
Ruoff LO is free to download, with no in-app purchases.
Is Addy AI free?
Addy AI is free to download, with no in-app purchases.
Do Ruoff LO or Addy AI have ads?
Neither Ruoff LO nor Addy AI shows ads.
Which is updated more often, Ruoff LO or Addy AI?
Ruoff LO ships an update every 5 weeks, and Addy AI every 3 weeks. Most recently, Ruoff LO was updated on November 3, 2026 and Addy AI on October 25, 2026.

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