Comparison

BW vs Instabank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BW

Securely authorize online credit card payments directly from your smartphone. Avoid fraud with this convenient and easy-to-use payment verification tool.

Highlights
  • Secure online payment authorization
  • Convenient in-app verification
  • Protection against credit card fraud
  • Easy registration via QR code
  • Supports Mastercard Identity Check™
  • Supports Visa Secure
Features
Read full description

3D-Secure per App: Sicheres bezahlen im Internet Online-Shopping ist nicht nur schnell und bequem, sondern auch sicherer als sein Ruf. Vorausgesetzt, Sie nutzen die empfohlenen Sicherheitsvorkehrungen. +++ Ihre Vorteile +++ - Einfach: Die Registrierung ist in wenigen Schritten erledigt und per QR-Code-Scan in der App möglich. - Bequem: Sie geben jeden Bezahlvorgang direkt in der BW-Secure-App frei. - Sicher: Keine Chance für Kreditkartenbetrug im Internet durch die via App zu bestätigende Zahlungsfreigabe. +++ Der sichere Weg +++ 3D-Secure ist ein international anerkannter Sicherheitsstandard für Kreditkartenzahlungen im Internet: - Für Mastercard-Kreditkarten heißt der Service „Mastercard Identity Check™“ - Für Visa-Kreditkarten heißt dieser Service „Visa Secure“.

About

Instabank

Manage your finances with a comprehensive overview of transactions, invoices, and balances. Make payments, transfer funds, and apply for credit or loans easily. Access secure self-service options and bank messages.

Highlights
  • Full account overview
  • Transaction and invoice tracking
  • Bill payments and money transfers
  • Loan and credit applications
  • Secure login with biometrics
  • Bank message inbox
Features
Read full description

Instabank appen - alt du trenger som Instabank kunde! Du får full oversikt, selvbetjening og enkel innlogging med Touch ID eller Face ID FULLSTENDIG OVERSIKT • Transaksjoner • Fakturaer • Saldo / balanse BETALINGER OG OVERFØRING • Betal regninger på et blunk • Overfør penger når du trenger SELVBETJENING • Forenklet søknad om økt kreditt eller lån • Bestill smarte tilleggsforsikringer • Postkasse med meldinger fra banken • Oppdater dine opplysninger Vi jobber kontinuerlig med å gjøre appen og mobilbanken bedre, med nye funksjoner og stadige oppdateringer. Har du gode ideer til forbedringer eller er det noe som ikke virker som det skal, send en epost til appsupport@instabank.no. Om du liker appen, blir vi henrykte av å få en vurdering her i App Store. Hilsen oss i Instabank

Screenshots

BW4 screens
Instabank4 screens

Verdict

The call

The clearest difference is review sentiment: BW at 42% against Instabank's 19%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BW ships an update every 3 months, Instabank every 2 months. The most recent releases landed on September 18, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 9 level
BW versus Instabank: the parameters behind the verdict, then further details
ParameterBWInstabank
PriceFreeFree
Rating1.0 (1 ratings) — better—
Positive reviews42.3% of reviews — better18.8% of reviews
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size25 MB142 MB
Age rating4+4+
DeveloperBaden-Württembergische BankInstabank ASA

Customer experience

BW

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews26 reviews
Positive42.3%
Neutral11.5%
Negative46.2%

Instabank

Written reviews16 reviews
Positive18.8%
Neutral18.8%
Negative62.5%

In-app purchases

None

BW

No in-app purchases

None

Instabank

No in-app purchases

Questions

Is BW free?
BW is free to download, with no in-app purchases.
Is Instabank free?
Instabank is free to download, with no in-app purchases.
Do BW or Instabank have ads?
Neither BW nor Instabank shows ads.
Which is updated more often, BW or Instabank?
BW ships an update every 3 months, and Instabank every 2 months. Most recently, BW was updated on September 18, 2026 and Instabank on September 21, 2026.

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