Comparison

FSB vs EducationFirstFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSB

Manage all your financial accounts, including those from other institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments and transfers easily. Deposit checks remotely and manage your debit card.

Highlights
  • Aggregate accounts from other banks
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfers
  • Deposit checks remotely
  • Manage debit cards
  • Find branches and ATMs
Features
Read full description

First State Bank of Livingston is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FSB - myMobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FSB - myMobile app, you must be enrolled as a First State Bank of Livingston Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

EducationFirstFCU

Manage your finances with a personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, manage debit cards, and aggregate accounts securely.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Manage debit cards (reorder, turn off)
  • Aggregate financial accounts
Features
Read full description

EducationFirstFCU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with EducationFirstFCU: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts - Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

FSB4 screens
EducationFirstFCU4 screens

Verdict

The call

FSB and EducationFirstFCU both sit at 4.8 stars, but that hides the real split: 100% of FSB's written reviews are positive against 70% of EducationFirstFCU's. FSB also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FSB against 4.8 for EducationFirstFCU. Both are backed by a comparable volume of ratings — 1.6K and 4.5K respectively. Written reviews are what separate them: 100% of FSB's written reviews are positive against 70% of EducationFirstFCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
FSB versus EducationFirstFCU: the parameters behind the verdict, then further details
ParameterFSBEducationFirstFCU
PriceFreeFree
Rating4.8 (1.6K ratings)4.8 (4.5K ratings) — better
Positive reviews100.0% of reviews — better70.0% of reviews
Number of ratings1.6K4.5K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size199 MB197 MB
Age rating4+12+
DeveloperFirst State Bank of Livingston IncEducation First Federal Credit Union

Customer experience

FSB

All ratings1,570 ratings
Positive95.7%
Neutral1.7%
Negative2.6%
Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

EducationFirstFCU

All ratings4,497 ratings
Positive96.2%
Neutral1.6%
Negative2.2%
Written reviews50 reviews
Positive70.0%
Neutral4.0%
Negative26.0%

Bugs and requests

FSB

Not enough reviews yet to summarise bugs or requests.

EducationFirstFCU

Reported bugs

3 issues
  • Login issues with constant verification codes
  • Inability to view account information
  • Bill pay stopped working after system update

Requested features

3 requests
  • Confirmation prompt before submitting payments
  • Ability to see pending deposits
  • Restore previous features that were removed

In-app purchases

None

FSB

No in-app purchases

None

EducationFirstFCU

No in-app purchases

Questions

Is FSB free?
FSB is free to download, with no in-app purchases.
Is EducationFirstFCU free?
EducationFirstFCU is free to download, with no in-app purchases.
Which has better reviews, FSB or EducationFirstFCU?
EducationFirstFCU is rated higher. FSB averages 4.8 out of 5 from 1.6K ratings, while EducationFirstFCU averages 4.8 from 4.5K ratings.
Do FSB or EducationFirstFCU have ads?
Neither FSB nor EducationFirstFCU shows ads.
Which is updated more often, FSB or EducationFirstFCU?
FSB ships an update monthly, and EducationFirstFCU monthly. Most recently, FSB was updated on October 29, 2026 and EducationFirstFCU on October 30, 2026.

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