Tipio vs Fineyo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tipio
Effortlessly calculate and split tips for any dining experience. This tool helps you determine gratuity based on service cost and desired percentage, then splits the total bill evenly among diners.
- Calculate tip percentage
- Split total cost among diners
- Determine individual cost per person
- Easy bill splitting
- Quick tip calculation
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Tipio: The Essential Tip Calculator Tipio is your go-to tool for calculating tips at restaurants, bars, or any venue where gratuity is expected. Easily determine your tip based on the service cost, the number of people, and your preferred tip percentage. Tipio not only calculates the tip per person but also provides the total cost for each individual. Simply enter your meal cost and desired tip percentage, and let Tipio do the rest. If you’re dining with friends, you can effortlessly split the total cost among everyone, ensuring a smooth and stress-free payment experience.
Fineyo
Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.
- Expense & Income Tracker
- Budget Planner
- Spending Insights & Charts
- Custom Categories
- iCloud Sync
- Offline Mode
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Take control of your money with a simple, powerful expense tracker. Track spending, set budgets, and see exactly where your money goes. No clutter. No overwhelm. Just clarity. Managing subscriptions, multiple accounts, and daily expenses should not feel overwhelming. Fineyo helps you track spending, set budgets, and understand your financial habits in seconds. Whether you are saving for travel, building an emergency fund, or simply trying to stop overspending, Fineyo makes personal finance clear and effortless. TRACK EXPENSES IN SECONDS Add expenses or income instantly. No complicated forms. No unnecessary steps. Just fast, intuitive money tracking. Perfect for daily expense tracking, subscription management, and quick budget logging. SEE WHERE YOUR MONEY GOES Get a complete overview of your finances in one clean dashboard. Categorize transactions, review spending history, and stay organized with a minimalist interface designed for clarity. Fineyo works as your personal money manager and spending tracker. VISUAL CHARTS & INSIGHTS Understand your financial habits at a glance. Analyze trends, monitor monthly spending, and identify areas to improve with clear and modern charts. Data becomes insight. Insight becomes smarter decisions. SMART BUDGETING MADE SIMPLE Create category budgets and set spending limits. Receive gentle reminders when you are approaching your limit so you stay in control without stress. Budgeting should guide you, not pressure you. KEY FEATURES • Expense & Income Tracker • Budget Planner for specific categories • Spending Insights & Charts • Custom Categories with Emojis • iCloud Sync Across Devices • Apple Pay Transaction Import • Multi-Currency Support • Powerful Search & Filters • Dark Mode • Offline Mode - Track anytime Fineyo is built for people who want a clean, distraction-free budgeting app without complexity. If you are looking for: • an expense tracker • a budget app • a money manager • a spending tracker • a personal finance app Fineyo brings it all together in one beautifully simple experience. Start tracking your expenses today and build better financial habits with confidence. Terms of Use https://fineyo.app/terms-of-use.html Privacy Policy https://fineyo.app/privacy-policy.html
Screenshots
Verdict
The clearest difference is price: Fineyo at Free against Tipio's $0.99. Fineyo also leads on ratings volume (11 vs 1). Tipio's advantage is in-app purchases (none vs 3) and review sentiment (100% vs 80%). On rating, update cadence, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Fineyo is free to download; Tipio costs $0.99 up front. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Tipio asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Tipio against 5.0 for Fineyo. That said, the two scores are not equally well evidenced: Fineyo has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 100% of Tipio's written reviews are positive against 80% of Fineyo's.
Tipio ships an update every 5 days, Fineyo every 4 days. The most recent releases landed on September 19, 2026 and September 12, 2026 respectively.
| Parameter | Tipio | Fineyo |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 5.0 (1 ratings) | 5.0 (11 ratings) |
| Positive reviews | 100.0% of reviews — better | 80.0% of reviews |
| Number of ratings | 1 | 11 — better |
| Update frequency | Every 5 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 1 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmitry Mashkin | Deniss Dubinins |
Customer experience
Tipio
Fineyo
In-app purchases
Tipio
No in-app purchases
Fineyo
- Monthly Premium3 Days trial$3.991 Month
- Annual Premium7 Days trial$24.991 Year
- Lifetime$34.99









