CSOB SmartToken vs MúzaPay

At CSOB, we believe that managing your finances should be convenient, modern, and secure at the same time. That is why we bring you the ČSOB SmartToken mobile application, designed for secure login and authorization of operations in the bank’s digital services. With the application, you can easily and securely: • confirm payments and other active operations • log in to electronic banking • authorize online card payments (3D Secure) • activate the ČSOB SmartBanking application After activation, the application also works offline, without an internet connection – depending on the type of operation, you can confirm it directly in the app or by scanning a QR code and entering an authorization code. After installation, the app will guide you through the activation in just a few steps. You can choose from several modern and secure activation methods: • activation using an identity document • identity verification using facial biometrics • transfer of activation from an old device to a new one via QR code • activation via the ČSOB info line For new clients, the process is even simpler – thanks to new technology, the application can process the provided data and complete the activation conveniently, without duplicate identity verification. For security reasons, this application is not supported on unofficially modified operating systems and devices. Biometric authentication is supported only on selected devices and for selected types of transactions. ©2020 CSOB Slovakia

Aim, pay, done. MúzaPay brings lightning-fast QR benefit payments. Forget plastic cards, paper vouchers, and SMS codes — all you need is your phone. It’s as simple as it gets. - Fast QR payments with no waiting - Biometric security (Face ID / fingerprint) - Full overview of transactions and balances - Eco-friendly, zero-plastic solution - Instant payment notifications Connect your benefit account and pay effortlessly with your phone — at partner locations and online stores. Fast, convenient, and secure.