Gusto Mobile vs 记账2
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gusto Mobile
This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.
- Run payroll on the go
- Review and approve team hours
- Manage employee information
- Onboard new employees
- Access paychecks and early pay
- Track hours and request time off
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Gusto simplifies payroll, paycheck management, time tracking, expense reimbursement, and savings for small businesses—making it easier to manage tasks on the go with powerful tools for employers, employees, and contractors. For business owners and payroll administrators: Payroll: Easily run regular or off-cycle payroll on the go. Time: Review and approve your team's hours and time off. Team: View and manage critical team information in one place. Onboarding: Add and onboard team members directly from the app. Notifications: Set up notifications and permissions to suit your business. Expenses: Review and approve expense reimbursements on the go.³ For employees: Paychecks: Easily manage paychecks and route money to different bank accounts. Early Pay: Receive paychecks up to 2 days early¹ and access advances between paydays with Gusto Wallet.² Benefits: Manage your benefits or sign up for special offers. Documents: Access and sign important documents. Time: Track your hours and request time off. Expenses: Snap receipts and submit expenses from anywhere. For US contractors: Pay: View payment history, download pay statements, and route money to different bank accounts. Time: Clock in and out, review tracked hours, make updates as needed, and check schedules. Scheduling: View personal and team schedules, and update availability. Documents: Access and sign important documents. ¹ With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer submits the payment file. The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. ² All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Per pay period advance amounts may vary and are based on factors including repayment history. Terms and conditions apply. On-Demand Pay provided by Clair. Clair is a financial services company, not a bank. ³ Available with Gusto Plus and Gusto Premium only
记账2
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记账2 - 您的智能财务管理专家 【核心功能】 • 快速记账 - 3秒完成一笔记录,简洁高效 • 智能分析 - AI驱动的财务建议,个性化理财指导 • 预算管理 - 实时监控消费情况,智能预警超支 • 数据同步 - Firebase云端安全备份,多设备无缝同步 • 隐私保护 - Face ID生物识别保护,数据安全可靠 + 一键删除账号保护个人信息安全 【AI智能分析】 • 消费习惯分析与优化建议 • 预算超支智能预警 • 个性化理财建议 • 财务健康度评估 【特色功能】 • 支持中英文界面切换 • 优雅的Material Design设计 • 快捷输入常用交易 • 多维度统计图表 • 自定义分类管理 • 离线模式支持 【安全保障】 您的所有数据都经过加密处理,支持本地存储和云端同步。我们承诺保护您的隐私 安全,不会向第三方分享您的财务信息。 【适用人群】 • 需要管理个人财务的用户 • 希望培养理财习惯的初学者 • 追求高效记账的专业人士 • 注重数据安全的隐私保护者 立即下载,开启智能理财新生活!
Screenshots
Verdict
The clearest difference is update cadence: Gusto Mobile at weekly against 记账2's every 6 months. Gusto Mobile also leads on chart position (#63 vs unranked). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Gusto Mobile ships an update weekly, 记账2 every 6 months. The most recent releases landed on October 15, 2026 and October 1, 2026 respectively.
| Parameter | Gusto Mobile | 记账2 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (52K ratings) — better | — |
| Positive reviews | 35.6% of reviews | — |
| Number of ratings | 52K — better | — |
| Update frequency | Weekly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #63 — better | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 249 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Gusto, inc. | 伟 付 |
Bugs and requests
Gusto Mobile
Reported bugs
5 issues- Login screen freezes and issues
- Inconsistent paycheck arrival times
- Debit card delivery delays and malfunctions
- Inability to update contact information
- Syncing issues between app and web platform
Requested features
5 requests- Ability to easily update direct deposit split
- Mobile time tracking and clocking in/out
- Improved geofencing and location accuracy
- Integration with other financial apps and services
- Streamlined onboarding and account management
记账2
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Gusto Mobile
No in-app purchases
记账2
No in-app purchases









