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Gusto Mobile

Gusto Mobile

Small business payroll & HR

53K ratings
481 reviews
#69 in free Finance
💼 Business
💰 Finance
Free

Details

Released
September 28, 2020
Updated
October 26, 2026

Features

Developer

Gusto, inc.
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Gusto Mobile screenshot #1 for iPhone
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Gusto Mobile screenshot #7 for iPhone
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📉no. 69
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About

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

✓Run payroll on the go
✓Review and approve team hours
✓Manage employee information
✓Onboard new employees
✓Access paychecks and early pay
✓Track hours and request time off
Show original description

What users say about Gusto Mobile

Reviews of Gusto Mobile are mixed: the Finance app is rated 4.8/5 from 53K App Store ratings. What users like most: wage advances and budgeting tools, early pay feature. Top complaints: frequent app crashes and glitches, slow load times and app performance issues. Summarized from real user reviews.

Positive things

  • 💰Wage advances and budgeting tools
  • 🕰️Early pay feature
  • 📊Helpful tracking and statistics
  • 👍User-friendly and efficient
  • 🔒Secure and trustworthy

Negative things

  • 🐛Frequent app crashes and glitches
  • ⏱️Slow load times and app performance issues
  • 🔒Difficulty accessing and managing accounts
  • 🔍Unclear policies and lack of transparency
  • ❌Poor customer service and unresponsive support
See all reviews
+1

What's New in Gusto Mobile

4.8.0

October 26, 2026

Bug fixes and improvements.

Charts

Top Free

📉 69-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on October 29, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Trash

It’s slightly better than nothing
IImikeyd

Horrible absolutely the worst

This company is a joke!! I highly suggest not using this.
M0Mike 0104

Gusto

Gusto is an easy app to use
GRGusto review

Phenomenal

Gusto banking is super easy, straight to the point and reliable!
Nneveragain89

Useless

You'd think it would be easy to pay a contractor who sent an invoice. Friends, it is not. Gusto's own chat bot has an outdated concept of how to do this, and after many wasted minutes, we still could not figure out how to tie a payment with a specific invoice upload. Garbage "payroll service."
HHodgesHodges84
See 476 more reviews

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User experience

🐞

Reported Bugs

5 issues

Login screen freezes and issues

Bug

Inconsistent paycheck arrival times

Bug

Debit card delivery delays and malfunctions

Bug

Inability to update contact information

Bug

Syncing issues between app and web platform

Bug
✨

Requested Features

5 requests

Ability to easily update direct deposit split

Feature

Mobile time tracking and clocking in/out

Feature

Improved geofencing and location accuracy

Feature

Integration with other financial apps and services

Feature

Streamlined onboarding and account management

Feature

FAQ

What does Gusto Mobile do?

Gusto Mobile is designed to simplify payroll, paycheck management, time tracking, and savings for small businesses. It provides tools for both employers to manage their team and run payroll, and for employees to access their pay and manage work-related tasks.

What are the key features for business owners?

For business owners and payroll administrators, key features include the ability to run payroll easily, review and approve team hours and time off, manage critical team information, onboard new employees directly from the app, and set up customizable notifications and permissions.

What are the key features for employees?

Employees can easily manage their paychecks, route money to different bank accounts, and potentially receive paychecks up to two days early with Gusto Wallet. They can also manage their benefits, access and sign important documents, track their hours, and request time off.

Is Gusto Mobile free to use?

The application itself is free to download and use, offering core functionalities for both employers and employees. However, specific financial services like on-demand pay and savings accounts are provided by partner institutions and may have associated terms and conditions.

What kind of devices is Gusto Mobile compatible with?

The application is designed for mobile use, implying compatibility with both iOS and Android smartphones and tablets. Specific version requirements are typically detailed in the app store listing for each operating system.