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Gusto Mobile

Gusto Mobile

Small business payroll & HR

48K ratings
421 reviews
#62 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • September 28, 2020
  • August 17, 2026

Features

Developer

Gusto, inc.
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Gusto Mobile screenshot #1 for iPhone
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Gusto Mobile screenshot #7 for iPhone
📉no. 62
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❓5 answered
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About

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

✓Run payroll on the go
✓Review and approve team hours
✓Manage employee information
✓Onboard new employees
✓Access paychecks and early pay
✓Track hours and request time off
Show original description

What users say

Summarized from real user reviews of Gusto Mobile. Based on 48K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💰Wage advances and budgeting tools
  • 🕰️Early pay feature
  • 📊Helpful tracking and statistics
  • 👍User-friendly and efficient
  • 🔒Secure and trustworthy

Negative things

  • 🐛Frequent app crashes and glitches
  • ⏱️Slow load times and app performance issues
  • 🔒Difficulty accessing and managing accounts
  • 🔍Unclear policies and lack of transparency
  • ❌Poor customer service and unresponsive support
See all reviews

What's New in Gusto Mobile

3.78.0

August 17, 2026

Bug fixes and improvements.

Charts

Top Free

📉 62-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on August 28, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Fees

There should not be this many fees to move money around
KaTtheGreat.KaTtheGreat.

Gusto Sucks!

Can’t get all of my money out of here. Charging a fee to transfer my money is unacceptable. I got tricked into using this banking app in the first place and I’m glad I never had to rely on it. Gusto Sucks!!!
BIGGALFJRBIGGALFJR

Easy to use

All the features of the app are easy to use and very convenient
Good price & easy to useGood price & easy to use

No Option to Stay Logged In

Other payroll providers allow the user to stay logged in which enables the user to seamlessly clock in and out. With Gusto, you need to verify your login credentials, wait for the app to load the landing page, then wait for the app to load the time clock page, all before you can clock in/out. The option to remain logged in at all times would significantly benefit the user experience.
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NHxltNHxlt

Bobbi Jo Wagner

Junk! People like myself who can’t afford the newest iPhone can’t even access this anymore so I have no idea what’s going on with my pay or schedule or taxes or anything!!😥👎🏻
1bartender1bartender
See 416 more reviews

Developer apps

Guideline
Guideline

Access your 401(k) anytime

💰 Finance

(1.8K)

Free
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User experience

🐞

Reported Bugs

5 issues

Login screen freezes and issues

Bug

Inconsistent paycheck arrival times

Bug

Debit card delivery delays and malfunctions

Bug

Inability to update contact information

Bug

Syncing issues between app and web platform

Bug
✨

Requested Features

5 requests

Ability to easily update direct deposit split

Feature

Mobile time tracking and clocking in/out

Feature

Improved geofencing and location accuracy

Feature

Integration with other financial apps and services

Feature

Streamlined onboarding and account management

Feature

FAQ

What does Gusto Mobile do?

Gusto Mobile is designed to simplify payroll, paycheck management, time tracking, and savings for small businesses. It provides tools for both employers to manage their team and run payroll, and for employees to access their pay and manage work-related tasks.

What are the key features for business owners?

For business owners and payroll administrators, key features include the ability to run payroll easily, review and approve team hours and time off, manage critical team information, onboard new employees directly from the app, and set up customizable notifications and permissions.

What are the key features for employees?

Employees can easily manage their paychecks, route money to different bank accounts, and potentially receive paychecks up to two days early with Gusto Wallet. They can also manage their benefits, access and sign important documents, track their hours, and request time off.

Is Gusto Mobile free to use?

The application itself is free to download and use, offering core functionalities for both employers and employees. However, specific financial services like on-demand pay and savings accounts are provided by partner institutions and may have associated terms and conditions.

What kind of devices is Gusto Mobile compatible with?

The application is designed for mobile use, implying compatibility with both iOS and Android smartphones and tablets. Specific version requirements are typically detailed in the app store listing for each operating system.