Best Gusto 401K Apps

250+ iOS apps curated and reviewed

3.3 avg rating
20 free apps
Updated September 2026

If you already know Guideline, this is the deeper bench. 250+ gusto 401k apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Gusto 401K Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GuidelineGuidelineFree4.9โ˜… (1.9K)NoNoSep 2026
2Invisor 401kInvisor 401kFree1.0โ˜… (1)NoNoSep 2026
3NetBenefitsNetBenefitsFree4.6โ˜… (29K)NoNoSep 2026
4BankPlus 401kBankPlus 401kFree1.0โ˜… (1)NoNoJul 2026
5Vista 401(k)Vista 401(k)Freeโ€”YesNoMay 2026
6John Hancock RetirementJohn Hancock RetirementFree4.7โ˜… (37K)NoNoSep 2026
7MVP 401k BenefitsMVP 401k BenefitsFree1.0โ˜… (6)NoNoAug 2026
8BNC 401(k)BNC 401(k)Freeโ€”NoNoJul 2026

Top Picks for Gusto 401K

Guideline#1

Guideline by Gusto, inc.

Access your 401(k) anytime
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(1.9K ratings)
Free
Guideline screenshot 1
Guideline screenshot 2
Guideline screenshot 3
Guideline screenshot 4
Guideline screenshot 5
Guideline screenshot 6

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

What We Love

  • ๐Ÿ‘ Simple and easy to use UI
  • ๐Ÿ’ก Streamlined app experience
  • ๐Ÿš€ Excellent app performance

Room to Improve

  • ๐Ÿ› Login and authentication issues
  • ๐Ÿ”‹ Frequent app crashes and freezes
  • ๐Ÿ’ฐ Increasing account fees
  • ๐Ÿšซ Lack of dark mode support
NetBenefits#3

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(29K ratings)
Free
#46in Finance
NetBenefits screenshot 1
NetBenefits screenshot 2

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile access
  • ๐Ÿ”’ Secure document upload
  • ๐Ÿ’ก Helpful retirement planning tools

Room to Improve

  • ๐Ÿ› Buggy and glitchy
  • ๐Ÿ•ธ๏ธ Feels like a mobile website, not a true app
  • ๐Ÿค” Confusing navigation and user experience
  • โฑ๏ธ Slow performance and long load times

More Gusto 401K apps to explore

FAQ about Gusto 401K

What are the best gusto 401k apps for iPhone?
Guideline tops our gusto 401k apps ranking as of September 2026, with a 4.9-star average from 1.9K App Store ratings, and it's free to download.
Yes โ€” 20 of the top gusto 401k apps we rank are free to download, including Guideline and Invisor 401k.
Guideline has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ gusto 401k apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows users to easily set up and manage their 401(k) retirement accounts directly from their mobile devices. It provides tools to track progress, adjust contribution amounts, and consolidate savings from other retirement accounts into one place.
You can invest by taking a questionnaire that helps determine the right portfolio for you. The app also offers automatic rebalancing of your portfolio to help you stay on track with your retirement goals.