Best Gusto 401K Apps

249+ iOS apps curated and reviewed

3.3 avg rating
20 free apps
Updated October 2026

If you already know NetBenefits, this is the deeper bench. 249+ gusto 401k apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Gusto 401K Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NetBenefitsNetBenefitsFree4.6★ (29K)NoNoOct 2026
2Invisor 401kInvisor 401kFree1.0★ (1)NoNoOct 2026
3VoyaVoyaFree4.7★ (190K)NoNoOct 2026
4BankPlus 401kBankPlus 401kFree1.0★ (3)NoNoOct 2026
5Vista 401(k)Vista 401(k)Free—YesNoMay 2026
6Capital Group RKDirect 401kCapital Group RKDirect 401kFree4.7★ (12K)NoNoOct 2026
7Capital Group PlanPremier401kCapital Group PlanPremier401kFree4.8★ (12K)NoNoOct 2026
8MVP 401k BenefitsMVP 401k BenefitsFree1.0★ (12)NoNoOct 2026

Top Picks for Gusto 401K

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
💰 Finance
4.6😞(29K ratings)
Free
#32in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times
4.7😞(190K ratings)
Free
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Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

What We Love

  • 🚀 Intuitive user interface
  • 🔒 Robust security features
  • 💡 Retirement planning tools
  • 👍 User-friendly navigation

Room to Improve

  • 🐛 Frequent app crashes and system unavailability
  • 👎 Lack of transparency in account details
  • 🕰️ Slow performance and loading times
  • 📊 Limited investment performance history

More Gusto 401K apps to explore

FAQ about Gusto 401K

What are the best gusto 401k apps for iPhone?
NetBenefits tops our gusto 401k apps ranking as of October 2026, with a 4.6-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top gusto 401k apps we rank are free to download, including NetBenefits and Invisor 401k.
NetBenefits has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ gusto 401k apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.