Best Guideline 401K Apps

247+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated October 2026

Whether you're new to guideline 401k or looking for an upgrade, our curated collection of 247+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Guideline 401K Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Gusto MobileGusto MobileFree4.8★ (53K)NoNoOct 2026
2NetBenefitsNetBenefitsFree4.6★ (29K)NoNoOct 2026
3Principal®Principal®Free4.8★ (239K)NoNoOct 2026
4Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (18K)NoNoOct 2026
5Invisor 401kInvisor 401kFree1.0★ (1)NoNoOct 2026
6Planforge 401kPlanforge 401kFree5.0★ (2)NoNoOct 2026
7VoyaVoyaFree4.7★ (190K)NoNoOct 2026
8Vista 401(k)Vista 401(k)Free—YesNoMay 2026

Top Picks for Guideline 401K

Gusto Mobile#1

Gusto Mobile by Gusto, inc.

Small business payroll & HR
Editor's Choice
💰 Finance
4.8😐(53K ratings)
Free
#73in Finance
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This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

What We Love

  • 💰 Wage advances and budgeting tools
  • 🕰️ Early pay feature
  • 📊 Helpful tracking and statistics
  • 👍 User-friendly and efficient
  • 🔒 Secure and trustworthy

Room to Improve

  • 🐛 Frequent app crashes and glitches
  • ⏱️ Slow load times and app performance issues
  • 🔒 Difficulty accessing and managing accounts
  • 🔍 Unclear policies and lack of transparency
  • ❌ Poor customer service and unresponsive support
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(29K ratings)
Free
#35in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
  • ⏱️ Slow performance and long load times
Principal®#3

Principal® by Principal Financial Group

Retire on your terms.
Worth Considering
💰 Finance
4.8😞(239K ratings)
Free
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Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

What We Love

  • 🚀 Easy to use
  • 👍 Convenient mobile access
  • 💡 Helpful investment tools
  • 🔒 Secure login process

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⏱️ Slow and laggy performance
  • 📊 Lacking key account information
  • 🤔 Confusing navigation and UI

More Guideline 401K apps to explore

FAQ about Guideline 401K

What are the best guideline 401k apps for iPhone?
Gusto Mobile tops our guideline 401k apps ranking as of October 2026, with a 4.8-star average from 53K App Store ratings, and it's free to download.
Yes — 20 of the top guideline 401k apps we rank are free to download, including Gusto Mobile and NetBenefits.
Gusto Mobile has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ guideline 401k apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.