Best Guideline 401K Apps

249+ iOS apps curated and reviewed

3.9 avg rating
19 free apps
Updated August 2026

Whether you're new to guideline 401k or looking for an upgrade, our curated collection of 249+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Guideline 401K Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GuidelineGuidelineFree4.9★ (1.8K)NoNoAug 2026
2NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
3John Hancock RetirementJohn Hancock RetirementFree4.7★ (37K)NoNoAug 2026
4Principal®Principal®Free4.8★ (233K)NoNoAug 2026
5401GO401GOFree4.8★ (16)NoNoJun 2026
6T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoAug 2026
7Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8★ (17K)NoNoAug 2026
8Planforge 401kPlanforge 401kFree5.0★ (2)NoNoAug 2026

Top Picks for Guideline 401K

Guideline#1

Guideline by Gusto, inc.

Access your 401(k) anytime
Editor's Choice
💰 Finance
4.9😞(1.8K ratings)
Free
Guideline screenshot 1
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Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

What We Love

  • 👍 Simple and easy to use UI
  • 💡 Streamlined app experience
  • 🚀 Excellent app performance

Room to Improve

  • 🐛 Login and authentication issues
  • 🔋 Frequent app crashes and freezes
  • 💰 Increasing account fees
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(29K ratings)
Free
#45in Finance
NetBenefits screenshot 1
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NetBenefits screenshot 6

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
John Hancock Retirement#3

John Hancock Retirement by John Hancock

Worth Considering
💰 Finance
4.7😞(37K ratings)
Free
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Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

What We Love

  • 🔒 Robust security features
  • 👍 Easy to use
  • 🚀 Quick access to account information

Room to Improve

  • 🐛 Frequent technical issues and app crashes
  • 📉 Lack of detailed portfolio information
  • 🤔 Confusing and outdated user interface

More Guideline 401K apps to explore

4
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
5
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free
6
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
7
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
💰 Finance
(17K)
free with in-app purchases
8
Planforge 401k
Planforge 401k
Planforge 401k
Pay Your Team, Not the IRS
Free

Access your employer-sponsored 401(k) plan securely and instantly. View your dashboard, sign forms electronically, set up auto-escalation, and receive personalized investment recommendations. Track deadlines and plan milestones with ease.

Personalized 401(k) dashboardElectronic form signingAuto-escalation setup
💰 Finance
(2)
free
9
Vista 401(k)
Vista 401(k)
Vista 401(k)
by FBMC Benefits Management, Inc
Free
💼 Business
(0)
10
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(65K)
free with in-app purchases
11
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
12
Solo 401k Calculator
Solo 401k Calculator
Solo 401k Calculator
Self-Employed Retirement
$9.99
💰 Finance
(0)
13
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
14
1st 401k
1st 401k
1st 401k
by 1st Source Corporation
Free

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

Retirement plan managementAccount reviewEmployer-sponsored plan access
💰 Finance
(1)
free
15
Oriental 401K Plan
Oriental 401K Plan
Oriental 401K Plan
To access your 401K account in
Free

Manage your retirement savings on the go. View your balance, track performance, and adjust contributions securely. Access financial wellness resources to help you reach your future goals.

Secure account accessView balance and performanceTrack investment mix
💰 Finance
(5)
free
16
BankPlus 401k
BankPlus 401k
BankPlus 401k
by Schwab Retirement Technologies Inc.
Free

Manage your retirement savings on the go. Enroll, forecast your income, monitor investments, and adjust contributions. Securely upload documents and access financial learning resources.

Retirement account enrollmentIncome forecastInvestment performance monitoring
💰 Finance
(1)
free
17
Invisor 401k
Invisor 401k
Invisor 401k
by Schwab Retirement Technologies Inc.
Free
💰 Finance
(0)
18
Definiti 401(k)
Definiti 401(k)
Definiti 401(k)
Your 401k at your fingertips
Free
💰 Finance
(0)
19
MVP 401k Benefits
MVP 401k Benefits
MVP 401k Benefits
Retirement. Define it.
Free

Manage your retirement savings with ease. Access account details, track investments, and forecast your future income. Securely enroll, make changes to contributions, and learn about financial planning.

Biometric loginCheck balances and transactionsRetirement income forecast
💰 Finance
(6)
free
20
401K Match AI Benefits Finder
401K Match AI Benefits Finder
401K Match AI Benefits Finder
401K Match & Benefits HSA FSA
Free
💰 Finance
(0)

FAQ about Guideline 401K

What are the best guideline 401k apps for iPhone?
Guideline tops our guideline 401k apps ranking as of August 2026, with a 4.9-star average from 1.8K App Store ratings, and it's free to download.
Yes — 19 of the top guideline 401k apps we rank are free to download, including Guideline and NetBenefits.
Guideline has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ guideline 401k apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows users to easily set up and manage their 401(k) retirement accounts directly from their mobile devices. It provides tools to track progress, adjust contribution amounts, and consolidate savings from other retirement accounts into one place.
You can invest by taking a questionnaire that helps determine the right portfolio for you. The app also offers automatic rebalancing of your portfolio to help you stay on track with your retirement goals.