Best Gusto Retirement Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Gusto Mobile is the household name in gusto retirement, but it's far from the only option. We track 249+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Gusto Retirement Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Gusto MobileGusto MobileFree4.8โ˜… (53K)NoNoOct 2026
2John Hancock RetirementJohn Hancock RetirementFree4.7โ˜… (38K)NoNoOct 2026
3Alerus RetirementAlerus RetirementFree4.5โ˜… (1.2K)NoNoOct 2026
4Discover MobileDiscover MobileFree4.9โ˜… (5.2M)NoNoOct 2026
5Paychex FlexPaychex FlexFree4.8โ˜… (577K)NoNoOct 2026
6Asset Recovery: UnclaimedAsset Recovery: UnclaimedFreeโ€”YesNoOct 2026
7Wipfli RetirementWipfli RetirementFreeโ€”NoNoMay 2026
8Asset Recovery: Lost 401kAsset Recovery: Lost 401kFreeโ€”YesNoOct 2026

Top Picks for Gusto Retirement

Gusto Mobile#1

Gusto Mobile by Gusto, inc.

Small business payroll & HR
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(53K ratings)
Free
#73in Finance
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This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

What We Love

  • ๐Ÿ’ฐ Wage advances and budgeting tools
  • ๐Ÿ•ฐ๏ธ Early pay feature
  • ๐Ÿ“Š Helpful tracking and statistics
  • ๐Ÿ‘ User-friendly and efficient
  • ๐Ÿ”’ Secure and trustworthy

Room to Improve

  • ๐Ÿ› Frequent app crashes and glitches
  • โฑ๏ธ Slow load times and app performance issues
  • ๐Ÿ”’ Difficulty accessing and managing accounts
  • ๐Ÿ” Unclear policies and lack of transparency
  • โŒ Poor customer service and unresponsive support
4.7๐Ÿ˜ž(38K ratings)
Free
John Hancock Retirement screenshot 1
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John Hancock Retirement screenshot 6

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

What We Love

  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Quick access to account information

Room to Improve

  • ๐Ÿ› Frequent technical issues and app crashes
  • ๐Ÿ“‰ Lack of detailed portfolio information
  • ๐Ÿค” Confusing and outdated user interface
  • ๐Ÿ” Difficulty accessing transaction history
Alerus Retirement#3

Alerus Retirement by Alerus Financial Corporation

Participant Account Access
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(1.2K ratings)
Free
Alerus Retirement screenshot 1
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Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

What We Love

  • ๐Ÿ‘ User-friendly
  • ๐Ÿš€ Easy to use
  • ๐Ÿ’ก Helpful features
  • ๐Ÿš€ Organized
  • ๐Ÿ‘ Great app
  • ๐Ÿ‘ Awesome app
  • ๐Ÿ‘ Excellent
  • ๐Ÿ‘ Nice update
  • ๐Ÿ‘ Clean and easy to use
  • ๐Ÿ‘ Great information

Room to Improve

  • ๐Ÿ› Login process cumbersome
  • ๐Ÿ› Linking external accounts is poor
  • ๐Ÿ› Difficult to navigate
  • ๐Ÿ› Can't find info
  • ๐Ÿ› Difficult to log in
  • ๐Ÿ› Hard to change password
  • ๐Ÿ› It's often a pain to get into account
  • ๐Ÿ› Won't let us open statements
  • ๐Ÿ› Terrible app
  • ๐Ÿ› Cumbersome hard to navigate!
  • ๐Ÿ› Unclearable badge notifications
  • ๐Ÿ› Alerus App slow to use
  • ๐Ÿ› Difficult to get any information from this app
  • ๐Ÿ› 4.0 super glitchy
  • ๐Ÿ› Cant login
  • ๐Ÿ› Doesnt work, dont bother
  • ๐Ÿ› Your account has been disabled... again
  • ๐Ÿ› Outdated app, does not work most of the time
  • ๐Ÿ› Worst App Ever
  • ๐Ÿ› Awful App
  • ๐Ÿ› Notifications do not clear
  • ๐Ÿ› Notifications won't clear after viewing them

More Gusto Retirement apps to explore

FAQ about Gusto Retirement

What are the best gusto retirement apps for iPhone?
Gusto Mobile tops our gusto retirement apps ranking as of October 2026, with a 4.8-star average from 53K App Store ratings, and it's free to download.
Yes โ€” 20 of the top gusto retirement apps we rank are free to download, including Gusto Mobile and John Hancock Retirement.
Gusto Mobile has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ gusto retirement apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.