Best Gusto By Guideline Apps

218+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right gusto by guideline apps can be overwhelming with so many options. We've analyzed 218+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Gusto By Guideline Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GuidelineGuidelineFree4.9★ (1.8K)NoNoAug 2026
2Homebase: Scheduling & PayrollHomebase: Scheduling & PayrollFree4.8★ (93K)YesYesAug 2026
3myFlexPay (powered by Stream)myFlexPay (powered by Stream)Free4.9★ (7.4K)NoNoAug 2026
4VoyaVoyaFree4.7★ (188K)NoNoAug 2026
5Intuit QuickBooks for BusinessIntuit QuickBooks for BusinessFree4.7★ (255K)NoYesAug 2026
6T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoAug 2026
7NetBenefitsNetBenefitsFree4.6★ (29K)NoNoAug 2026
8Tapcheck: On-Demand EarningsTapcheck: On-Demand EarningsFree4.8★ (49K)NoNoAug 2026

Top Picks for Gusto By Guideline

Guideline#1

Guideline by Gusto, inc.

Access your 401(k) anytime
Editor's Choice
💰 Finance
4.9😞(1.8K ratings)
Free
Guideline screenshot 1
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Guideline screenshot 6

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

What We Love

  • 👍 Simple and easy to use UI
  • 💡 Streamlined app experience
  • 🚀 Excellent app performance

Room to Improve

  • 🐛 Login and authentication issues
  • 🔋 Frequent app crashes and freezes
  • 💰 Increasing account fees
Homebase: Scheduling & Payroll#2

Homebase: Scheduling & Payroll by Pioneer Works, Inc.

Small Business Team Management
Strong Contender
💼 Business
4.8😊(93K ratings)
FreeAdsIn-App Purchases
#45in Business
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This app helps small business owners manage hourly teams by streamlining employee scheduling, time tracking, and payroll. It offers features like mobile time clocks, automated payroll calculations, and team communication tools to save time and ensure compliance.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💰 Helpful cash out option
  • 📅 Useful scheduling and shift management

Room to Improve

  • 🐛 Glitches and bugs
  • 🔁 Inconsistent performance
  • 🔒 Location access issues
myFlexPay (powered by Stream)#3

myFlexPay (powered by Stream) by Stream Platforms, Inc.

Take control of your finances
Worth Considering
💰 Finance
4.9😞(7.4K ratings)
Free
myFlexPay (powered by Stream) screenshot 1
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Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

What We Love

  • 💳 Convenient
  • ⚡ Easy
  • 💰 Instant funds transfer
  • 🙌 Life changer

Room to Improve

  • 🐛 App crashes/bugs
  • ⚠️ Inconsistent performance
  • 🚫 No customer service

More Gusto By Guideline apps to explore

4
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
5
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Invoices, expenses & receipts
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
💼 Business
(255K)
subscription
6
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
7
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
8
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
by Tapcheck, Inc.
Free

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

Access earned wages before paydayInstant or next-day transfersNo hidden fees, interest, or credit checks
💰 Finance
(49K)
free with in-app purchases
9
REALtirement by Nationwide
REALtirement by Nationwide
REALtirement by Nationwide
by Nationwide Mutual Insurance Company
Free

Access and manage your retirement account information from any device, anytime. Easily view account details, adjust future contributions, exchange funds, and update your contact information. Enrollment is quick and simple, making retirement planning more convenient.

Up-to-date account informationManage on any deviceChange future contributions
💰 Finance
(5.6K)
free
10
Primerica Online
Primerica Online
Primerica Online
Representative App
Free

This app empowers financial representatives to manage and grow their business remotely. Access client tools for insurance and investments, training materials, and business management features. Stay connected with company news and social media resources.

Client insurance and investment toolsFinancial analysis and calculatorsLicensing and training materials
💰 Finance
(1.2K)
free
11
Rippling - HR, IT & Finance
Rippling - HR, IT & Finance
Rippling - HR, IT & Finance
Benefits, Expenses, PTO & More
Free

Manage your employee benefits, time off, expenses, and paystubs directly from your mobile device. This platform centralizes workforce data, automating tasks and providing insights for efficient business operations.

Access benefits accountsRequest and approve time offSubmit and approve expenses
💼 Business
(14K)
free
12
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(232K)
free with in-app purchases
13
Earned Wage Access by Netchex
Earned Wage Access by Netchex
Earned Wage Access by Netchex
Unlock your employer benefits!
Free

Access your earned wages instantly, track your progress with every shift, and gain insights to improve your financial well-being. This app offers a secure and flexible way to manage your benefits and funds on demand, anytime.

Instant access to earned wagesTrack earnings per shiftReal-time financial insights
💼 Business
(2K)
free
14
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Quicken: Budget & Track Money
Investing, Spending, Net Worth
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(12K)
free with in-app purchases
15
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Automated investment accountsRetirement savings optionsHealth, dental, and vision insurance plans
💰 Finance
(22K)
free with in-app purchases
16
Benefitplace
Benefitplace
Benefitplace
by Benefitfocus
Free

Manage your employee benefits on the go. Access coverage details, ID cards, and make elections. Upload documents, receive notifications, and securely message your benefits administrator.

Access active benefits and coverage detailsView and manage ID cardsUpload required documentation
💼 Business
(29K)
free
17
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
18
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
💰 Finance
(6.6K)
free
19
HealthJoy
HealthJoy
HealthJoy
by HealthJoy, LLC
Free

Simplify and maximize your employee health benefits. Access healthcare concierges, 24/7 online medical consultations, and a personalized benefits wallet. Get help with appointments, prescriptions, doctor recommendations, and medical bill advocacy.

Healthcare concierges for appointments and questions24/7 online medical consultations with prescriptionsPersonalized benefits wallet
💪 Health & Fitness
(3.7K)
free
20
HCMToGo
HCMToGo
HCMToGo
by SaaShr.com
Free

Access your HR information on the go. View and edit timesheets, submit time off, check balances, manage benefits, and view pay stubs. Requires company setup and a unique shortname for access.

Edit timesheetsSubmit time off requestsCheck vacation/sick balances
💼 Business
(14K)
free

FAQ about Gusto By Guideline

What are the best gusto by guideline apps for iPhone?
Guideline tops our gusto by guideline apps ranking as of June 2026, with a 4.9-star average from 1.8K App Store ratings, and it's free to download.
Yes — 20 of the top gusto by guideline apps we rank are free to download, including Guideline and Homebase: Scheduling & Payroll.
Guideline has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 218+ gusto by guideline apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows users to easily set up and manage their 401(k) retirement accounts directly from their mobile devices. It provides tools to track progress, adjust contribution amounts, and consolidate savings from other retirement accounts into one place.
You can invest by taking a questionnaire that helps determine the right portfolio for you. The app also offers automatic rebalancing of your portfolio to help you stay on track with your retirement goals.