Gusto Mobile vs Sub Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gusto Mobile
This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.
- Run payroll on the go
- Review and approve team hours
- Manage employee information
- Onboard new employees
- Access paychecks and early pay
- Track hours and request time off
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Gusto simplifies payroll, paycheck management, time tracking, expense reimbursement, and savings for small businesses—making it easier to manage tasks on the go with powerful tools for employers, employees, and contractors. For business owners and payroll administrators: Payroll: Easily run regular or off-cycle payroll on the go. Time: Review and approve your team's hours and time off. Team: View and manage critical team information in one place. Onboarding: Add and onboard team members directly from the app. Notifications: Set up notifications and permissions to suit your business. Expenses: Review and approve expense reimbursements on the go.³ For employees: Paychecks: Easily manage paychecks and route money to different bank accounts. Early Pay: Receive paychecks up to 2 days early¹ and access advances between paydays with Gusto Wallet.² Benefits: Manage your benefits or sign up for special offers. Documents: Access and sign important documents. Time: Track your hours and request time off. Expenses: Snap receipts and submit expenses from anywhere. For US contractors: Pay: View payment history, download pay statements, and route money to different bank accounts. Time: Clock in and out, review tracked hours, make updates as needed, and check schedules. Scheduling: View personal and team schedules, and update availability. Documents: Access and sign important documents. ¹ With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer submits the payment file. The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. ² All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Per pay period advance amounts may vary and are based on factors including repayment history. Terms and conditions apply. On-Demand Pay provided by Clair. Clair is a financial services company, not a bank. ³ Available with Gusto Plus and Gusto Premium only
Sub Plus
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How much are you really paying for subscriptions every month? Most people guess low. Sub Plus shows you the real number in seconds — every subscription, bill and recurring payment in one clean dashboard — and makes sure you never get surprised by a charge again. TRACK EVERY SUBSCRIPTION IN ONE PLACE • Add any subscription or recurring bill in seconds: streaming, music, AI tools, cloud storage, gaming, fitness, finance and more • See your total monthly and yearly spend at a glance on the dashboard • Automatic brand icons keep your list clean and recognizable • Weekly, monthly, quarterly, semi-annual and yearly billing cycles • Organize with categories, payment methods, expense groups and notes NEVER MISS A RENEWAL • Get a bill reminder days before you're charged — you choose how many days and what time • Overdue payments are flagged so nothing slips through • One tap on "Paid" advances the due date to the next billing cycle automatically RENEWAL CHECK-IN - When a renewal date arrives, Sub Plus asks the question other trackers don't: did you actually renew this, or did you cancel it? Confirm each subscription with one tap — renewed subscriptions roll forward, cancelled ones stop counting toward your spending. Your numbers stay honest, and unwanted subscriptions get caught instead of quietly draining your budget. KNOW WHERE YOUR MONEY GOES • Beautiful spending analytics built with Swift Charts • Bar chart of upcoming months so you can see expensive months coming • Category breakdown shows exactly which type of subscription eats your budget • Spot the services you barely use — and cancel subscriptions with confidence IMPORT BILLS WITHOUT TYPING • Paste or share a receipt or invoice email and Sub Plus reads it for you • Service name, price, billing cycle and next payment date are detected automatically • Import straight from Mail with the share extension — no manual data entry MULTI-CURRENCY SUPPORT - Track subscriptions in USD, EUR, GBP, CAD, AUD, TRY, AED, THB and more — perfect if you pay for services in more than one currency. PRIVATE BY DESIGN • No account. No sign-up. No bank connection required. • Your data is stored on your device, not on someone else's server • Freelancers tracking recurring business expenses and software costs • Budgeters who want a clear picture of fixed monthly spending • Anyone who wants to save money without a spreadsheet Subscriptions are designed to be forgotten. Sub Plus is designed to remember. Download it, add your subscriptions in a couple of minutes, and find out what you're really spending — most users find at least one subscription they'd forgotten about. Take control of your recurring payments today with Sub Plus. Privacy Policy: https://code-wave.co.uk/privacy-policy Terms of Use: https://apple.com/legal/internet-services/itunes/dev/stdeula
Screenshots
Verdict
The clearest difference is in-app purchases: Gusto Mobile at none against Sub Plus's 1. Gusto Mobile also leads on chart position (#67 vs unranked). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sub Plus sells 1 one-off in-app purchase. Gusto Mobile asks for nothing beyond the download.
Gusto Mobile ships an update weekly, Sub Plus every 4 days. The most recent releases landed on October 16, 2026 and September 19, 2026 respectively.
| Parameter | Gusto Mobile | Sub Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (52K ratings) — better | — |
| Positive reviews | 35.5% of reviews | — |
| Number of ratings | 52K — better | — |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #67 — better | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 249 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Gusto, inc. | Code Wave Developer Ltd |
Bugs and requests
Gusto Mobile
Reported bugs
5 issues- Login screen freezes and issues
- Inconsistent paycheck arrival times
- Debit card delivery delays and malfunctions
- Inability to update contact information
- Syncing issues between app and web platform
Requested features
5 requests- Ability to easily update direct deposit split
- Mobile time tracking and clocking in/out
- Improved geofencing and location accuracy
- Integration with other financial apps and services
- Streamlined onboarding and account management
Sub Plus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Gusto Mobile
No in-app purchases
Sub Plus
- Billed Once$12.99
Questions
Is Gusto Mobile free?
Is Sub Plus free?
Do Gusto Mobile or Sub Plus have ads?
Which is updated more often, Gusto Mobile or Sub Plus?
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