Comparison

Gusto Mobile vs Pinchy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Gusto Mobile

This app streamlines payroll, time tracking, and expense management for small businesses. Employers can manage team onboarding and approvals, while employees and contractors can track hours, access paychecks, and manage benefits on the go.

Highlights
  • Run payroll on the go
  • Track employee time and time off
  • Manage team information
  • Onboard new team members
  • Approve expense reimbursements
  • Access paychecks and documents
  • Track hours and view schedules
Features
Currently charting
Read full description

Gusto simplifies payroll, paycheck management, time tracking, expense reimbursement, and savings for small businesses—making it easier to manage tasks on the go with powerful tools for employers, employees, and contractors. For business owners and payroll administrators: Payroll: Easily run regular or off-cycle payroll on the go. Time: Review and approve your team's hours and time off. Team: View and manage critical team information in one place. Onboarding: Add and onboard team members directly from the app. Notifications: Set up notifications and permissions to suit your business. Expenses: Review and approve expense reimbursements on the go.³ For employees: Paychecks: Easily manage paychecks and route money to different bank accounts. Early Pay: Receive paychecks up to 2 days early¹ and access advances between paydays with Gusto Wallet.² Benefits: Manage your benefits or sign up for special offers. Documents: Access and sign important documents. Time: Track your hours and request time off. Expenses: Snap receipts and submit expenses from anywhere. For US contractors: Pay: View payment history, download pay statements, and route money to different bank accounts. Time: Clock in and out, review tracked hours, make updates as needed, and check schedules. Scheduling: View personal and team schedules, and update availability. Documents: Access and sign important documents. ¹ With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer submits the payment file. The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC. ² All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Per pay period advance amounts may vary and are based on factors including repayment history. Terms and conditions apply. On-Demand Pay provided by Clair. Clair is a financial services company, not a bank. ³ Available with Gusto Plus and Gusto Premium only

About

Pinchy

Features
Read full description

Splitting the bill shouldn't be a group project. Snap a photo of any receipt and Pinchy's AI reads every item in seconds. Share one link to the group chat - friends tap what they ordered right from their browser, no app or account needed - and everyone's share updates live, tax and fees included. How it works - Snap: point your camera at the receipt. Items, prices, and totals are extracted automatically - Share: one link to the group chat; friends claim their items from any phone - Settle: see exactly who owes what, then request it through the apps you already use Made for real bills - Claim exact quantities ("I had 2 of the drinks") or split items evenly - Tax and tip split your way: evenly or by what each person ordered, decided by group vote - The gold lobster badge marks who fronted the bill, so everyone knows who to pay back - Receipts stay live until the host closes the tab; totals stay honest with built-in math checks against the printed total - Your history, synced: every receipt you split or joined Fair pricing One free receipt scan every month. Unlimited scanning is $2 per month. Pinchy never moves your money. Payment requests happen through the apps you and your friends already use. Privacy Policy: https://pinchy.chynplabs.com/privacy Terms of Use: https://pinchy.chynplabs.com/terms

Screenshots

Gusto Mobile4 screens
Pinchy4 screens

Verdict

The call

The clearest difference is chart position: Gusto Mobile at #70 against Pinchy's unranked. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Gusto Mobile ships an update weekly, Pinchy every 4 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 10 level
Gusto Mobile versus Pinchy: the parameters behind the verdict, then further details
ParameterGusto MobilePinchy
PriceFreeFree
Rating4.8 (53K ratings) — better—
Positive reviews35.7% of reviews—
Number of ratings53K — better—
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#70 — better—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size257 MB44 MB
Age rating4+4+
DeveloperGusto, inc.Index Labs LLC

Bugs and requests

Gusto Mobile

Reported bugs

5 issues
  • Login screen freezes and issues
  • Inconsistent paycheck arrival times
  • Debit card delivery delays and malfunctions
  • Inability to update contact information
  • Syncing issues between app and web platform

Requested features

5 requests
  • Ability to easily update direct deposit split
  • Mobile time tracking and clocking in/out
  • Improved geofencing and location accuracy
  • Integration with other financial apps and services
  • Streamlined onboarding and account management

Pinchy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Gusto Mobile

No in-app purchases

None

Pinchy

No in-app purchases

Questions

Is Gusto Mobile free?
Gusto Mobile is free to download, with no in-app purchases.
Is Pinchy free?
Pinchy is free to download, with no in-app purchases.
Do Gusto Mobile or Pinchy have ads?
Neither Gusto Mobile nor Pinchy shows ads.
Which is updated more often, Gusto Mobile or Pinchy?
Gusto Mobile ships an update weekly, and Pinchy every 4 days. Most recently, Gusto Mobile was updated on November 4, 2026 and Pinchy on October 31, 2026.

Other comparisons