Comparison

ComBank Digital vs Kokopay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ComBank Digital

Manage your finances effortlessly with a secure and user-friendly mobile banking application. Open accounts instantly, track spending, set savings goals, and receive real-time notifications for all account activity. Access banking services, locate ATMs, and stay updated on offers.

Highlights
  • Secure login with fingerprint
  • View payment card details and limits
  • Report lost/stolen cards
  • Open accounts instantly
  • Set savings goals with Spaces
  • Real-time account notifications
  • Bill payments and fund management
Features
Read full description

Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. Receive instant notifications on all account activity so you know what’s happening with your account in real-time. Balance Inquiry, View account history Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. Locating our service points and ATM Information on interest rates / currency details of our products Our latest promotional and offers Who we are, Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computerlinked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade Finance’ magazines.

About

Kokopay

This app offers a fast and secure platform for managing and paying bills across Africa. It consolidates various payment needs into a single, user-friendly interface.

Highlights
  • Fast bill payments
  • Secure transactions
  • All-in-one platform
  • African focus
Features
Read full description

Kokopay is the fastest and safest all-in-one bill payment app within Africa

Screenshots

ComBank Digital4 screens
Kokopay4 screens

Verdict

The call

The clearest difference is review sentiment: Kokopay at 71% against ComBank Digital's 19%. Kokopay also leads on rating (3.7 vs 3.3). ComBank Digital's advantage is update cadence (monthly vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kokopay holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 68 and 31 respectively. Written reviews point the same way: 19% of ComBank Digital's written reviews are positive against 71% of Kokopay's.

UpkeepUpdate frequency

ComBank Digital ships an update monthly, Kokopay every 5 months. Both last shipped on October 22, 2026.

Scorecard3 real differences · 7 level
ComBank Digital versus Kokopay: the parameters behind the verdict, then further details
ParameterComBank DigitalKokopay
PriceFreeFree
Rating3.3 (68 ratings)3.7 (31 ratings) — better
Positive reviews19.4% of reviews71.4% of reviews — better
Number of ratings68 — better31
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size120 MB48 MB
Age rating17+4+
DeveloperCommercial Bank of Ceylon PLCKOKOSEND LIMITED

Customer experience

ComBank Digital

All ratings68 ratings
Positive55.9%
Neutral4.4%
Negative39.7%
Written reviews62 reviews
Positive19.4%
Neutral3.2%
Negative77.4%

Kokopay

All ratings29 ratings
Positive72.4%
Neutral6.9%
Negative20.7%
Written reviews21 reviews
Positive71.4%
Neutral4.8%
Negative23.8%

Bugs and requests

ComBank Digital

Reported bugs

17 issues
  • App gets locked time to time
  • Login flow is a mess
  • Reset login feature is useless
  • Face ID, passcodes doesn't work
  • Unable to login after 2FA
Show 12 more
  • App isn’t letting me logged in
  • App is glitchy
  • OTP not received
  • App does not load on iOS
  • App tries to load then prompts for update (which is already done)
  • iPhone Face ID errors out with 'security error'
  • OTP problems
  • App automatically exits on iPhone 5S
  • Communication failed, network connection lost (even with good internet)
  • Forcefully logged out saying already logged in
  • Bug alert
  • App needs improvements from scratch

Requested features

19 requests
  • Add Apple Pay
  • Modernize UI
  • Integrate biometric security features
  • Improve transaction history display
  • Clarify beneficiaries tab
Show 14 more
  • Enable Face ID/biometrics for login
  • Make login easier (no username/password every time)
  • Allow saving bank names/branches for transfers
  • Add option to send messages/emails
  • Improve user experience for non-tech savvy users
  • Add prominent close button for demo mode
  • Educate branch staff on new apps/features
  • Allow linking of multiple accounts
  • Enable money transfers to customizable goals
  • Add option to save passwords in iOS keychain
  • Reactivate old web version
  • Allow deletion/amendment of saved payees
  • Provide transaction slips/PDFs
  • Improve widget functionality

Kokopay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ComBank Digital

No in-app purchases

None

Kokopay

No in-app purchases

Questions

Is ComBank Digital free?
ComBank Digital is free to download, with no in-app purchases.
Is Kokopay free?
Kokopay is free to download, with no in-app purchases.
Which has better reviews, ComBank Digital or Kokopay?
Kokopay is rated higher. ComBank Digital averages 3.3 out of 5 from 68 ratings, while Kokopay averages 3.7 from 31 ratings.
Do ComBank Digital or Kokopay have ads?
Neither ComBank Digital nor Kokopay shows ads.
Which is updated more often, ComBank Digital or Kokopay?
ComBank Digital ships an update monthly, and Kokopay every 5 months. Most recently, ComBank Digital was updated on October 22, 2026 and Kokopay on October 22, 2026.

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