Comparison

MyFin vs Precise Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFin

Manage your finances securely with a digital wallet offering free IBAN, fee-free currency exchange, and convenient payment options. Trade stocks, manage your cards, and pay bills all from your smartphone.

Highlights
  • Free IBAN account
  • Fee-free currency exchange
  • POS payments in multiple countries
  • ATM cash deposits
  • Utility and vignette payments
  • QR code payments
  • Stock and ETF trading
  • Card management and personalization
Features
Read full description

MyFin - Your Digital Wallet! As a licensed company approved by the Bulgarian National Bank, MyFin offers you security comparable to that of a traditional bank, all while saving you time and money. With MyFin, you'll enjoy: - Free IBAN: Obtain your own IBAN directly through your smartphone within minutes, simply by registering on the app. - Currency Exchange Without Fees: Exchange currencies without incurring any additional fees. - POS Payments in Various Countries: MyFin serves as your digital wallet, enabling fast and secure payments in multiple countries. - Cash Deposits via ATM (available exclusively for Fibank ATMs): Easily add cash to your MyFin wallet at Fibank ATMs without any extra charges. - Utility Payments and Vignette Purchases: MyFin provides the convenience of paying utility bills and purchasing vignettes for your car directly from your phone, all without any fees. - Electronic food vouchers! Now you can easily manage and check your voucher balance directly through the app. Available exclusively in Bulgaria. - Payment with QR code: Experience the convenience of making payments more easily than ever before with our new QR code payment feature. Simply scan and pay directly from your smartphone, enhancing your payment experience. - Investments - You can now trade stocks and ETFs! We offer you direct trading on the stock market. Invest quickly and easily and monitor your investments at any time. - Card Management: Take control of your cards by freezing them or setting customized limits for payments, ATM withdrawals, and geographical regions. - Personalized card design: Make your MyFin card uniquely yours with our personalized card design feature. Customize the design of your card effortlessly, reflecting your individual style and preferences. MyFin - Твоя дигитален портфейл! Като лицензирано дружество от БНБ MyFin ти дава сигурност на банкова институция, позволявайки ти да спестяваш време и пари. С MyFin получаваш: - Безплатен IBAN. Отваряш собствена сметка с IBAN, напълно безплатно за няколко минути през своето мобилно устройство. - Обмяна на валута, без такса. - Плащания на POS - терминал в различни държави. MyFin е дигитален портфейл, който ти позволява да правиш плащания бързо и сигрурно в различни държави. - Внасяне на пари в брой през банкомат, без такса. - Комунални услуги, винетка. MyFin ти дава възможност да плащаш своите битови услуги, както и да си закупиш винетка. - Плащане с QR код: Изживейте удобството на правене на плащания по-лесно от всякога с нашата нова функция за плащане с QR код. Просто сканирайте и платете директно от вашия смартфон, подобрявайки вашето преживяване при плащанията. - Инвестиции - Вече може да търгуваш с акции и ETF-и! Предлагаме ти директна търговия на пазара с акции. Инвестирай бързо и лесно и следи инвестициите си по всяко време. - Управление на карти. Контролираш своите карти чрез замразяване, слагаш лимити за плащания, теглене както и по регион. - Персонализиране на картите: Направете вашата карта уникална с нашата функция за персонализиран дизайн. Пригоди дизайна на твоята карта лесно, отразявайки твоя индивидуален стил и предпочитания.

About

Precise Spend

Features
Read full description

Precise Spend helps you track every dollar you spend with less effort than a spreadsheet. Snap a photo of a receipt or use your voice to log an expense, and Precise Spend sorts it into the right category automatically with the help of AI. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://precisespend.com/privacy Key features: - AI-powered receipt scanning: photograph a receipt and let Precise Spend extract the details and categorize the purchase - Voice input: dictate an expense instead of typing it in - Budgets: set spending limits by category and see where you stand at a glance - Spending insights: charts and summaries that show where your money goes over time - Multi-currency support: track spending across different currencies Whether you are managing a personal budget or tracking household spending, Precise Spend keeps your financial data organized without manual entry. See our Privacy Policy for details on how your data is handled. Precise Spend offers optional subscription plans (Standard and Pro) that unlock additional features. Core expense tracking is available to all users. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://precisespend.com/privacy

Screenshots

MyFin4 screens
Precise Spend4 screens

Verdict

The call

The clearest difference is in-app purchases: MyFin at none against Precise Spend's 4. Precise Spend's advantage is update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Precise Spend sells 4 in-app purchases, starting at $4.99 per month. MyFin asks for nothing beyond the download.

UpkeepUpdate frequency

MyFin ships an update every 3 weeks, Precise Spend every 3 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
MyFin versus Precise Spend: the parameters behind the verdict, then further details
ParameterMyFinPrecise Spend
PriceFreeFree
Rating4.6 (823 ratings) — better—
Positive reviews31.1% of reviews—
Number of ratings823 — better—
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.215.0 — better
Further details — not scored
Size121 MB4 MB
Age rating4+4+
DeveloperFirst Investment Bank ADArtem Maliuha

Bugs and requests

MyFin

Reported bugs

4 issues
  • Login problems
  • Inability to complete sign-up
  • Camera access issues
  • Crashing and freezing

Requested features

3 requests
  • Dark mode option
  • Improved international support
  • Enhanced security features

Precise Spend

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyFin

No in-app purchases

4 purchases

Precise Spend

Subscriptions4
  • Family Standard (Monthly)$4.991 Month
  • Family Pro (Monthly)$12.991 Month
  • Family Standard (Annual)$49.001 Year
Show 1 more
  • Family Pro (Annual)$129.001 Year

Questions

Is MyFin free?
MyFin is free to download, with no in-app purchases.
Is Precise Spend free?
Precise Spend is free to download, with in-app purchases available.
Do MyFin or Precise Spend have ads?
Neither MyFin nor Precise Spend shows ads.
Which is updated more often, MyFin or Precise Spend?
MyFin ships an update every 3 weeks, and Precise Spend every 3 days. Most recently, MyFin was updated on November 3, 2026 and Precise Spend on October 31, 2026.

Other comparisons