MyFin vs Moneco
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyFin
Manage your finances securely with a digital wallet offering free IBAN, fee-free currency exchange, and convenient payment options. Trade stocks, manage your cards, and pay bills all from your smartphone.
- Free IBAN account
- Fee-free currency exchange
- POS payments in multiple countries
- ATM cash deposits
- Utility and vignette payments
- QR code payments
- Stock and ETF trading
- Card management and personalization
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MyFin - Your Digital Wallet! As a licensed company approved by the Bulgarian National Bank, MyFin offers you security comparable to that of a traditional bank, all while saving you time and money. With MyFin, you'll enjoy: - Free IBAN: Obtain your own IBAN directly through your smartphone within minutes, simply by registering on the app. - Currency Exchange Without Fees: Exchange currencies without incurring any additional fees. - POS Payments in Various Countries: MyFin serves as your digital wallet, enabling fast and secure payments in multiple countries. - Cash Deposits via ATM (available exclusively for Fibank ATMs): Easily add cash to your MyFin wallet at Fibank ATMs without any extra charges. - Utility Payments and Vignette Purchases: MyFin provides the convenience of paying utility bills and purchasing vignettes for your car directly from your phone, all without any fees. - Electronic food vouchers! Now you can easily manage and check your voucher balance directly through the app. Available exclusively in Bulgaria. - Payment with QR code: Experience the convenience of making payments more easily than ever before with our new QR code payment feature. Simply scan and pay directly from your smartphone, enhancing your payment experience. - Investments - You can now trade stocks and ETFs! We offer you direct trading on the stock market. Invest quickly and easily and monitor your investments at any time. - Card Management: Take control of your cards by freezing them or setting customized limits for payments, ATM withdrawals, and geographical regions. - Personalized card design: Make your MyFin card uniquely yours with our personalized card design feature. Customize the design of your card effortlessly, reflecting your individual style and preferences. MyFin - Твоя дигитален портфейл! Като лицензирано дружество от БНБ MyFin ти дава сигурност на банкова институция, позволявайки ти да спестяваш време и пари. С MyFin получаваш: - Безплатен IBAN. Отваряш собствена сметка с IBAN, напълно безплатно за няколко минути през своето мобилно устройство. - Обмяна на валута, без такса. - Плащания на POS - терминал в различни държави. MyFin е дигитален портфейл, който ти позволява да правиш плащания бързо и сигрурно в различни държави. - Внасяне на пари в брой през банкомат, без такса. - Комунални услуги, винетка. MyFin ти дава възможност да плащаш своите битови услуги, както и да си закупиш винетка. - Плащане с QR код: Изживейте удобството на правене на плащания по-лесно от всякога с нашата нова функция за плащане с QR код. Просто сканирайте и платете директно от вашия смартфон, подобрявайки вашето преживяване при плащанията. - Инвестиции - Вече може да търгуваш с акции и ETF-и! Предлагаме ти директна търговия на пазара с акции. Инвестирай бързо и лесно и следи инвестициите си по всяко време. - Управление на карти. Контролираш своите карти чрез замразяване, слагаш лимити за плащания, теглене както и по регион. - Персонализиране на картите: Направете вашата карта уникална с нашата функция за персонализиран дизайн. Пригоди дизайна на твоята карта лесно, отразявайки твоя индивидуален стил и предпочитания.
Moneco
Open an international bank account in minutes from your phone. Send and receive money securely in EUR and USD with a virtual card. Enjoy higher transfer limits and hassle-free international banking.
- Open international bank account
- Send and receive EUR and USD
- Virtual payment card
- Higher transfer limits
- Multilingual support
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Avec Moneco, ouvre un compte bancaire international en quelques minutes. Crée ton compte en 5 minutes et commence à envoyer ou recevoir de l’argent en EUR et USD en toute sécurité. Accès à un compte bancaire international en quelques minutes. Ouvre un compte bancaire international aux États-Unis et dans l’UE depuis ton téléphone, juste avec ton passeport. Aucune frontière pour ton argent En ouvrant un compte avec Moneco, tu accèdes à des services bancaires internationaux sans tracas. POURQUOI CHOISIR MONECO ? - Comptes en EUR et USD - Reçois des paiements internationaux facilement. - Envoie de l’argent à tes clients ou tes proches. - Effectue des paiements internationaux avec une carte virtuelle en dollars. - Plus de liberté financière : des plafonds de réception et de transfert plus élevés. - Support multilingue
Screenshots
Verdict
The clearest difference is review sentiment: Moneco at 58% against MyFin's 31%. Moneco also leads on monetization model (free vs free with in-app purchases) and update cadence (every 5 days vs every 3 weeks). MyFin's advantage is rating (4.6 vs 4.4) and ratings volume (821 vs 104). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyFin holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: MyFin has 821 ratings behind it against 104, so its average is the more settled of the two. Written reviews complicate that: 31% of MyFin's written reviews are positive against 58% of Moneco's, so the app with the better star average is not the one people write more warmly about.
MyFin ships an update every 3 weeks, Moneco every 5 days. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | MyFin | Moneco |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (821 ratings) — better | 4.4 (104 ratings) |
| Positive reviews | 31.1% of reviews | 58.2% of reviews — better |
| Number of ratings | 821 — better | 104 |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.2 | 15 — better |
| Further details — not scored | ||
| Size | 121 MB | 117 MB |
| Age rating | 4+ | 17+ |
| Developer | First Investment Bank AD | Moneco France |
Customer experience
MyFin
Moneco
Bugs and requests
MyFin
Reported bugs
4 issues- Login problems
- Inability to complete sign-up
- Camera access issues
- Crashing and freezing
Requested features
3 requests- Dark mode option
- Improved international support
- Enhanced security features
Moneco
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyFin
No in-app purchases
Moneco
No in-app purchases









