Comparison

UPCIC Mobile vs APPCIC Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPCIC Mobile

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

Highlights
  • Access policy documents
  • Make payments
  • File and track claims
  • Find an agent
  • Manage settings
  • Paperless options
Features
Read full description

With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • FIND AN AGENT - Locate your agent’s information or find an agent closest to you. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.

About

APPCIC Mobile

Manage your home insurance policy effortlessly. Access policy documents, make secure payments, and file or track claims with ease. Find local agents and update your settings, such as going paperless, all from your mobile device.

Highlights
  • Access policy documents
  • Make secure payments
  • File and track claims
  • Find nearby agents
  • Manage settings
  • Go paperless
Features
Read full description

With the American Platinum Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.

Screenshots

UPCIC Mobile4 screens
APPCIC Mobile4 screens

Verdict

The call

UPCIC Mobile and APPCIC Mobile both sit at 4.5 stars, but that hides the real split: 27% of UPCIC Mobile's written reviews are positive against 0% of APPCIC Mobile's. UPCIC Mobile also leads on ratings volume (9K vs 72). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for UPCIC Mobile against 4.5 for APPCIC Mobile. That said, the two scores are not equally well evidenced: UPCIC Mobile has 9K ratings behind it against 72, so its average is the more settled of the two. Written reviews are what separate them: 27% of UPCIC Mobile's written reviews are positive against 0% of APPCIC Mobile's.

UpkeepUpdate frequency

UPCIC Mobile ships an update every 2 months, APPCIC Mobile monthly. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
UPCIC Mobile versus APPCIC Mobile: the parameters behind the verdict, then further details
ParameterUPCIC MobileAPPCIC Mobile
PriceFreeFree
Rating4.5 (9K ratings)4.5 (72 ratings) — better
Positive reviews26.8% of reviews — better0.0% of reviews
Number of ratings9K — better72
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1515
Further details — not scored
Size88 MB74 MB
Age rating4+4+
DeveloperUniversal Property & Casualty Insurance CompanyAMERICAN PLATINUM PROPERTY AND CASUALTY INSURANCE COMPANY

Customer experience

UPCIC Mobile

All ratings8,996 ratings
Positive88.6%
Neutral2.2%
Negative9.3%
Written reviews138 reviews
Positive26.8%
Neutral10.9%
Negative62.3%

APPCIC Mobile

All ratings64 ratings
Positive87.5%
Neutral1.6%
Negative10.9%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

UPCIC Mobile

Reported bugs

4 issues
  • App not recognizing account information
  • Unable to delete or archive payment reminders
  • Claim details not visible after submission
  • Inconsistent app behavior after updates

Requested features

4 requests
  • Add option to pay full annual premium
  • Implement recurring payment option
  • Improve in-app payment functionality
  • Allow users to update personal information

APPCIC Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UPCIC Mobile

No in-app purchases

None

APPCIC Mobile

No in-app purchases

Questions

Is UPCIC Mobile free?
UPCIC Mobile is free to download, with no in-app purchases.
Is APPCIC Mobile free?
APPCIC Mobile is free to download, with no in-app purchases.
Which has better reviews, UPCIC Mobile or APPCIC Mobile?
APPCIC Mobile is rated higher. UPCIC Mobile averages 4.5 out of 5 from 9K ratings, while APPCIC Mobile averages 4.5 from 72 ratings.
Do UPCIC Mobile or APPCIC Mobile have ads?
Neither UPCIC Mobile nor APPCIC Mobile shows ads.
Which is updated more often, UPCIC Mobile or APPCIC Mobile?
UPCIC Mobile ships an update every 2 months, and APPCIC Mobile monthly. Most recently, UPCIC Mobile was updated on October 16, 2026 and APPCIC Mobile on October 3, 2026.

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