Comparison

UPCIC Mobile vs Tower Hill Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPCIC Mobile

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

Highlights
  • Access policy documents
  • Make payments
  • File and track claims
  • Find an agent
  • Manage settings
  • Paperless options
Features
Read full description

With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • FIND AN AGENT - Locate your agent’s information or find an agent closest to you. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.

About

Tower Hill Mobile

Manage your insurance policy on the go with this app. Access policy details, make payments, track claims, and receive important notifications directly from your device. Existing customers can log in with their portal credentials.

Highlights
  • Policy information access
  • Payment options
  • Claims updates
  • Push notifications
  • Secure login
Read full description

Download the Tower Hill mobile app for iOS. Our app provides policyholders with easy access to policy information, payment options, claims updates, push notifications, and much more! Policyholders with a Tower Hill Customer Portal account can use the same credentials to access the mobile app right away, no setup required.

Screenshots

UPCIC Mobile4 screens
Tower Hill Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Tower Hill Mobile at 60% against UPCIC Mobile's 27%. Tower Hill Mobile also leads on update cadence (every 2 weeks vs monthly). UPCIC Mobile's advantage is ratings volume (8.3K vs 21) and rating (4.5 vs 4.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPCIC Mobile holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: UPCIC Mobile has 8.3K ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 27% of UPCIC Mobile's written reviews are positive against 60% of Tower Hill Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

UPCIC Mobile ships an update monthly, Tower Hill Mobile every 2 weeks. The most recent releases landed on September 27, 2026 and September 9, 2026 respectively.

Scorecard4 real differences · 6 level
UPCIC Mobile versus Tower Hill Mobile: the parameters behind the verdict, then further details
ParameterUPCIC MobileTower Hill Mobile
PriceFreeFree
Rating4.5 (8.3K ratings) — better4.2 (21 ratings)
Positive reviews27.4% of reviews60.0% of reviews — better
Number of ratings8.3K — better21
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15 — better15.1
Further details — not scored
Size88 MB38 MB
Age rating4+4+
DeveloperUniversal Property & Casualty Insurance CompanyTower Hill Insurance

Customer experience

UPCIC Mobile

All ratings7,766 ratings
Positive88.1%
Neutral2.3%
Negative9.6%
Written reviews135 reviews
Positive27.4%
Neutral11.1%
Negative61.5%

Tower Hill Mobile

All ratings21 ratings
Positive81.0%
Neutral0.0%
Negative19.0%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Bugs and requests

UPCIC Mobile

Reported bugs

4 issues
  • App not recognizing account information
  • Unable to delete or archive payment reminders
  • Claim details not visible after submission
  • Inconsistent app behavior after updates

Requested features

4 requests
  • Add option to pay full annual premium
  • Implement recurring payment option
  • Improve in-app payment functionality
  • Allow users to update personal information

Tower Hill Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UPCIC Mobile

No in-app purchases

None

Tower Hill Mobile

No in-app purchases

Questions

Is UPCIC Mobile free?
UPCIC Mobile is free to download, with no in-app purchases.
Is Tower Hill Mobile free?
Tower Hill Mobile is free to download, with no in-app purchases.
Which has better reviews, UPCIC Mobile or Tower Hill Mobile?
UPCIC Mobile is rated higher. UPCIC Mobile averages 4.5 out of 5 from 8.3K ratings, while Tower Hill Mobile averages 4.2 from 21 ratings.
Do UPCIC Mobile or Tower Hill Mobile have ads?
Neither UPCIC Mobile nor Tower Hill Mobile shows ads.
Which is updated more often, UPCIC Mobile or Tower Hill Mobile?
UPCIC Mobile ships an update monthly, and Tower Hill Mobile every 2 weeks. Most recently, UPCIC Mobile was updated on September 27, 2026 and Tower Hill Mobile on September 9, 2026.

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