UPCIC Mobile vs Tower Hill Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UPCIC Mobile
Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.
- Access policy documents
- Make payments
- File and track claims
- Find an agent
- Manage settings
- Paperless options
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With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • FIND AN AGENT - Locate your agent’s information or find an agent closest to you. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.
Tower Hill Mobile
Manage your insurance policy on the go with this app. Access policy details, make payments, track claims, and receive important notifications directly from your device. Existing customers can log in with their portal credentials.
- Policy information access
- Payment options
- Claims updates
- Push notifications
- Secure login
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Download the Tower Hill mobile app for iOS. Our app provides policyholders with easy access to policy information, payment options, claims updates, push notifications, and much more! Policyholders with a Tower Hill Customer Portal account can use the same credentials to access the mobile app right away, no setup required.
Screenshots
Verdict
The clearest difference is review sentiment: Tower Hill Mobile at 60% against UPCIC Mobile's 27%. Tower Hill Mobile also leads on update cadence (every 2 weeks vs monthly). UPCIC Mobile's advantage is ratings volume (8.3K vs 21) and rating (4.5 vs 4.2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPCIC Mobile holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: UPCIC Mobile has 8.3K ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 27% of UPCIC Mobile's written reviews are positive against 60% of Tower Hill Mobile's, so the app with the better star average is not the one people write more warmly about.
UPCIC Mobile ships an update monthly, Tower Hill Mobile every 2 weeks. The most recent releases landed on September 27, 2026 and September 9, 2026 respectively.
| Parameter | UPCIC Mobile | Tower Hill Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (8.3K ratings) — better | 4.2 (21 ratings) |
| Positive reviews | 27.4% of reviews | 60.0% of reviews — better |
| Number of ratings | 8.3K — better | 21 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 — better | 15.1 |
| Further details — not scored | ||
| Size | 88 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Universal Property & Casualty Insurance Company | Tower Hill Insurance |
Customer experience
UPCIC Mobile
Tower Hill Mobile
Bugs and requests
UPCIC Mobile
Reported bugs
4 issues- App not recognizing account information
- Unable to delete or archive payment reminders
- Claim details not visible after submission
- Inconsistent app behavior after updates
Requested features
4 requests- Add option to pay full annual premium
- Implement recurring payment option
- Improve in-app payment functionality
- Allow users to update personal information
Tower Hill Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UPCIC Mobile
No in-app purchases
Tower Hill Mobile
No in-app purchases
Questions
Is UPCIC Mobile free?
Is Tower Hill Mobile free?
Which has better reviews, UPCIC Mobile or Tower Hill Mobile?
Do UPCIC Mobile or Tower Hill Mobile have ads?
Which is updated more often, UPCIC Mobile or Tower Hill Mobile?
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