UPCIC Mobile vs Access Insurance App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UPCIC Mobile
Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.
- Access policy documents
- Make payments
- File and track claims
- Find an agent
- Manage settings
- Paperless options
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With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • FIND AN AGENT - Locate your agent’s information or find an agent closest to you. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.
Access Insurance App
Manage your insurance policies and request quotes directly from your mobile device. Upload documents and profile pictures with ease. Securely delete your account when needed.
- Insurance policy management
- Request insurance quotes
- Profile picture upload
- Document upload (PDF, image)
- Permanent account deletion
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AccessInsurance app is used for Insurance policies. Firstly user login into this app when the user login opens the Home screen. The home screen contains two buttons one button is used to get all policies and another button is used to request quotes. A camera is used in this app to upload the profile picture and a Document picker is also used in this app to upload the PDF and image for policy details. The user can delete the account permanently functionality also in this app.
Screenshots
Verdict
The clearest difference is rating: UPCIC Mobile at 4.5 against Access Insurance App's 3.5. UPCIC Mobile also leads on ratings volume (9.1K vs 2). Access Insurance App's advantage is update cadence (every 5 days vs every 2 months) and iOS requirement (13.0 vs 15). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPCIC Mobile holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: UPCIC Mobile has 9.1K ratings behind it against 2, so its average is the more settled of the two.
UPCIC Mobile ships an update every 2 months, Access Insurance App every 5 days. The most recent releases landed on October 29, 2026 and October 2, 2026 respectively.
| Parameter | UPCIC Mobile | Access Insurance App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (9.1K ratings) — better | 3.5 (2 ratings) |
| Positive reviews | 26.8% of reviews | — |
| Number of ratings | 9.1K — better | 2 |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15 | 13.0 — better |
| Further details — not scored | ||
| Size | 88 MB | 16 MB |
| Age rating | 4+ | 17+ |
| Developer | Universal Property & Casualty Insurance Company | Access Insurance Underwriter, LLC |
Customer experience
UPCIC Mobile
Access Insurance App
Bugs and requests
UPCIC Mobile
Reported bugs
4 issues- App not recognizing account information
- Unable to delete or archive payment reminders
- Claim details not visible after submission
- Inconsistent app behavior after updates
Requested features
4 requests- Add option to pay full annual premium
- Implement recurring payment option
- Improve in-app payment functionality
- Allow users to update personal information
Access Insurance App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UPCIC Mobile
No in-app purchases
Access Insurance App
No in-app purchases
Questions
Is UPCIC Mobile free?
Is Access Insurance App free?
Which has better reviews, UPCIC Mobile or Access Insurance App?
Do UPCIC Mobile or Access Insurance App have ads?
Which is updated more often, UPCIC Mobile or Access Insurance App?
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