Comparison

UPCIC Mobile vs Tailrow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UPCIC Mobile

Manage your home insurance policy conveniently from your mobile device. Access policy documents, make secure payments, file and track claims, and locate agents. The app offers a centralized dashboard for all your insurance needs.

Highlights
  • Access policy documents
  • Make payments
  • File and track claims
  • Find an agent
  • Manage settings
  • Paperless options
Features
Read full description

With the Universal Property & Casualty Insurance Company mobile app, you can easily access your policy documents, make payments, file and track claims, find nearby agents and manage many other facets of your home insurance policy with the click of a button! • ACCESS POLICY DOCUMENTS - One-stop shop dashboard houses your crucial documents in one place. • MAKE PAYMENTS - Secure and confidential payment processing system. • FILE & TRACK CLAIMS - Easy filing form with drop down menus and immediate updates. • FIND AN AGENT - Locate your agent’s information or find an agent closest to you. • MANAGE SETTINGS - Go paperless or manage your SMS notifications with a single click.

About

Tailrow

Access all your insurance policy details, including coverage, premiums, and payment history. View agent contact information and manage your policy conveniently from anywhere.

Highlights
  • Access policy details
  • View coverage limits
  • Check premiums
  • Review payment history
  • Manage policies
  • View agent contact information
Features
Read full description

With Tailrow, you can easily access all the details of your insurance policies including coverage limits, premiums, and payment history. You can also view your agent’s contact information and manage your policy anytime and anywhere.

Screenshots

UPCIC Mobile4 screens
Tailrow4 screens

Verdict

The call

The clearest difference is rating: UPCIC Mobile at 4.5 against Tailrow's 1.0. UPCIC Mobile also leads on ratings volume (8.3K vs 1). Tailrow's advantage is iOS requirement (13.4 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPCIC Mobile holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: UPCIC Mobile has 8.3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

UPCIC Mobile ships an update monthly, Tailrow every 5 weeks. The most recent releases landed on October 13, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
UPCIC Mobile versus Tailrow: the parameters behind the verdict, then further details
ParameterUPCIC MobileTailrow
PriceFreeFree
Rating4.5 (8.3K ratings) — better1.0 (1 ratings)
Positive reviews26.8% of reviews—
Number of ratings8.3K — better1
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1513.4 — better
Further details — not scored
Size88 MB34 MB
Age rating4+4+
DeveloperUniversal Property & Casualty Insurance CompanyExzeo USA Inc.

Customer experience

UPCIC Mobile

All ratings7,766 ratings
Positive88.1%
Neutral2.3%
Negative9.6%
Written reviews138 reviews
Positive26.8%
Neutral10.9%
Negative62.3%

Tailrow

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

UPCIC Mobile

Reported bugs

4 issues
  • App not recognizing account information
  • Unable to delete or archive payment reminders
  • Claim details not visible after submission
  • Inconsistent app behavior after updates

Requested features

4 requests
  • Add option to pay full annual premium
  • Implement recurring payment option
  • Improve in-app payment functionality
  • Allow users to update personal information

Tailrow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UPCIC Mobile

No in-app purchases

None

Tailrow

No in-app purchases

Questions

Is UPCIC Mobile free?
UPCIC Mobile is free to download, with no in-app purchases.
Is Tailrow free?
Tailrow is free to download, with no in-app purchases.
Which has better reviews, UPCIC Mobile or Tailrow?
UPCIC Mobile is rated higher. UPCIC Mobile averages 4.5 out of 5 from 8.3K ratings, while Tailrow averages 1.0 from 1 ratings.
Do UPCIC Mobile or Tailrow have ads?
Neither UPCIC Mobile nor Tailrow shows ads.
Which is updated more often, UPCIC Mobile or Tailrow?
UPCIC Mobile ships an update monthly, and Tailrow every 5 weeks. Most recently, UPCIC Mobile was updated on October 13, 2026 and Tailrow on September 30, 2026.

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