Comparison

Merseyflow Quick Pay vs TrustID Chip Reader

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Merseyflow Quick Pay

Manage your toll account, apply for discounts, and pay for crossings. This app allows users to register, update payment plans, and access savings schemes like LUDS and Blue Badge Holder. Set up pay-as-you-go accounts or pay for individual journeys.

Highlights
  • Manage account and payment plans
  • Apply for discount schemes
  • Set up pay-as-you-go accounts
  • Pay for one-off crossings
  • Register and update account details
Features
Read full description

Top reasons to download the merseyflow App: - Whether you have a pre-pay or a pay-as-you-go account, you can use either the merseyflow website or the app to register for discounts, manage your accounts or use a pay-as-you-go option. - The enhanced app allows customers to use either the merseyflow website or app to: - Register, update and manage your account and payment plans directly. - Apply for discount schemes (save up to 10%), including the Local User Discount Scheme (LUDS) and the Blue Badge Holder scheme. - Set up a pay-as-you-go account, where there are no discounts, but payment can automatically be taken from a bank account without having a pre-pay merseyflow account. - Pay for one-off crossings.

About

TrustID Chip Reader

Securely scan and verify the NFC chip embedded in your passport or ID card. This application provides a straightforward method for digital identity verification.

Highlights
  • Scan NFC chips
  • Verify passport data
  • Verify ID card data
  • Secure scanning
Features
Read full description

This TrustID app allows you to securely scan and verify the NFC chip in your passport or ID Card.

Screenshots

Merseyflow Quick Pay4 screens
TrustID Chip Reader4 screens

Verdict

The call

The clearest difference is update cadence: Merseyflow Quick Pay at fortnightly against TrustID Chip Reader's every 6 weeks. TrustID Chip Reader's advantage is review sentiment (13% vs 3%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Merseyflow Quick Pay ships an update fortnightly, TrustID Chip Reader every 6 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Merseyflow Quick Pay versus TrustID Chip Reader: the parameters behind the verdict, then further details
ParameterMerseyflow Quick PayTrustID Chip Reader
PriceFreeFree
Rating—1.7 (3 ratings) — better
Positive reviews3.5% of reviews12.8% of reviews — better
Number of ratings—3 — better
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size149 MB14 MB
Age rating4+4+
DeveloperEMOVIS OPERATIONS MERSEY LTDTrustID Ltd.

Customer experience

Merseyflow Quick Pay

Written reviews143 reviews
Positive3.5%
Neutral2.1%
Negative94.4%

TrustID Chip Reader

All ratings3 ratings
Positive0.0%
Neutral33.3%
Negative66.7%
Written reviews86 reviews
Positive12.8%
Neutral4.7%
Negative82.6%

User reviews

Merseyflow Quick Pay

From App Store reviews

What we love

  • ✅ Simple registration process when it works
  • 💳 Autopay functionality for regular users
  • 📱 Convenient mobile payment option
  • ⚡ Quick payment processing when functional

Room to improve

  • 🐛 App crashes and freezes frequently
  • ❌ Cannot pay for crossings - core function broken
  • 🔐 Login failures with valid credentials
  • 💥 Recent updates broke existing functionality
  • 📧 Confirmation emails not arriving

TrustID Chip Reader

From 3 App Store ratings

What we love

  • 🚀 Quick scan when it works
  • 👍 Straightforward process (when functional)
  • ✅ Worked first time for some users

Room to improve

  • 🐛 Frequent passport chip scan failures
  • 🐛 App not recognized after download
  • 🐛 Camera not opening/black screen
  • 🐛 Browser redirection issues
  • 🐛 Frustrating and time-consuming

Bugs and requests

Merseyflow Quick Pay

Reported bugs

18 issues
  • App crashes on splash screen or logo display
  • Login fails with correct credentials
  • Password validation differs between app and website
  • Cannot add or update card details - error occurred while executing request
  • Email verification codes not being sent
Show 13 more
  • Autopay stops working after updates
  • False notifications about crossings and payments
  • White screen on app launch
  • App freezes during payment processing
  • 3D Secure authentication fails repeatedly
  • Registration number not recognized despite being in system
  • Account details not syncing between app and website
  • Cannot add crossings - price must be greater than 0 error
  • App not compatible with iPhone 7 and older models
  • Duplicate charge attempts when retrying failed payments
  • Password reset emails not arriving
  • Account lockouts with no recovery option
  • Form fields not rendering properly on mobile

Requested features

14 requests
  • Apple Pay and Google Pay integration
  • Multiple vehicle registration per account
  • Push notifications for crossings and payment reminders
  • Transaction history and receipt tracking
  • Password autofill and biometric authentication
Show 9 more
  • Postcode lookup for address entry
  • Account balance visibility before payment
  • VAT receipts for business expense claims
  • Unified login between app and website
  • Real-time crossing notifications
  • Ability to view and dispute penalty charge notices (PCNs)
  • Direct payment option without pre-payment requirement
  • Offline functionality or cached data
  • Better error messages with solutions

TrustID Chip Reader

Reported bugs

13 issues
  • Passport chip scan fails repeatedly
  • App not recognized even after download
  • Camera not opening or showing a black screen
  • Browser link does not redirect to the app
  • App gets stuck on the welcome screen
Show 8 more
  • Camera not working even with permissions
  • App loops back to download prompt
  • QR code expired error
  • App freezes
  • Cannot upload photos of passport
  • Camera fails after passport photo scan
  • Stuck at scanning chip stage
  • AI fails to recognize app is downloaded

Requested features

7 requests
  • Improve app stability and reliability
  • Fix browser redirection issues
  • Provide clear instructions for users
  • Ensure app works with default browsers
  • Make the app compatible with all devices and browsers
Show 2 more
  • Improve error message clarity
  • Allow manual ID check as an alternative

In-app purchases

None

Merseyflow Quick Pay

No in-app purchases

None

TrustID Chip Reader

No in-app purchases

Questions

Is Merseyflow Quick Pay free?
Merseyflow Quick Pay is free to download, with no in-app purchases.
Is TrustID Chip Reader free?
TrustID Chip Reader is free to download, with no in-app purchases.
Do Merseyflow Quick Pay or TrustID Chip Reader have ads?
Neither Merseyflow Quick Pay nor TrustID Chip Reader shows ads.
Which is updated more often, Merseyflow Quick Pay or TrustID Chip Reader?
Merseyflow Quick Pay ships an update fortnightly, and TrustID Chip Reader every 6 weeks. Most recently, Merseyflow Quick Pay was updated on October 29, 2026 and TrustID Chip Reader on October 30, 2026.

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