AMK Mobile vs U
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMK Mobile
This mobile banking app allows customers to perform financial and non-financial transactions. Users can pay bills, transfer funds, top up mobile credit, and use QR payments securely. It's designed for customers of AMK Microfinance Institution Plc in Cambodia.
- Bill payment
- Fund transfer
- Mobile Topup
- Partner Mobile Wallet topup
- QR Pay
- Secure financial transactions
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“AMK Mobile” is a Mobile Banking application which will be used by Customers of AMK Microfinance Institution Plc (refer to as AMK) in Cambodia. AMK is a Microfinance deposit taking institution licensed by National Bank of Cambodia. AMK has been granted with a MDI license to operate financial services in Cambodia and we provide variety of financial services including: Credit, Non credit, Fund transfer, Bill payment, and other financial services. AMK Mobile Banking allows our customers to perform both financial and non-financial transactions. Example: • Bill payment • Fund transfer • Mobile Topup • Partner Mobile Wallet topup • QR Pay • Others AMK Mobile Banking is a secure application to be used by customers for banking with us. Every financial transaction will be executed with customer's authorization.
U
This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.
- Scan to pay quickly
- Manage your wallet
- Online bill payment
- Cashback rewards program
- Redeem U-Points for discounts
- Send red packets
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Making payment with U-Pay is secured and convenient. Pay & Transfer Scan to pay quickly, and cleverly manage your wallet at your fingertips. Bill Payment Conveniently pay your bills online with just a few taps on U-Pay App. Cashback U-Pay and merchants jointly launch rewards program, by which you could buy more but save more. U-Points Use U-Points to redeem discount or gift. Red Packet Send surprising red packet, bond closer with your friends, and enjoying more fun.
Screenshots
Verdict
The clearest difference is rating: U at 4.4 against AMK Mobile's 4.1. AMK Mobile's advantage is iOS requirement (13.0 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
U holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 16 and 7 respectively.
AMK Mobile ships an update every 3 weeks, U every 2 weeks. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.
| Parameter | AMK Mobile | U |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (16 ratings) | 4.4 (7 ratings) — better |
| Positive reviews | 66.7% of reviews | — |
| Number of ratings | 16 — better | 7 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 331 MB | 161 MB |
| Age rating | 4+ | 4+ |
| Developer | AMK BANK PLC | U-Pay Digital Plc. |
Customer experience
AMK Mobile
U
In-app purchases
AMK Mobile
No in-app purchases
U
No in-app purchases
