Comparison

Muun Wallet vs Billy Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Muun Wallet

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Highlights
  • Lightning fast payments
  • Seamless lightning integration
  • Smartest bitcoin fees
  • Fully self-custodial
  • Convenient wallet recovery
  • Multi-signature protection
Read full description

Muun is the most powerful wallet for bitcoin and lightning network. It is simple, fast, and secure. We provide the best user experience for sending and receiving bitcoin (BTC). Muun's highlights include: - Lightning fast payments: send and receive instant payments using bitcoin's latest tech, lightning network. Lightning is the most popular scaling solution for blockchains and brings great UX benefits such as faster and cheaper payments. - Seamless lightning integration: make all payments from a single wallet and following the same steps. You can enjoy lightning without needing any specific knowledge. - Smartest bitcoin fees: Muun's mempool-based estimator gets your transaction confirmed fast without overpaying. Save an average of 30% compared to other wallets. - Fully self-custodial: Muun is a self-custodial wallet meaning you are in total control of your bitcoin. Nobody, not even Muun, can access your money. Export an Emergency Kit with your private keys and output descriptors, intended to be used in a scenario where Muun is unavailable. The Kit was designed to fit bitcoin's latest scripts, including multisig, lightning and taproot. - Convenient wallet recovery: access your wallet from a different phone using a code written on paper or your email and password. - Protected with multi-signature: Muun is a 2-of-2 multi-signature wallet. Your Emergency Kit has both keys, but your phone just one. Your money is safe even if your phone gets hacked or stolen because two keys are needed to spend it, and only one is in your phone. Other features include: - Fee selection - Support for Bech32 - Native app - Customer support in English and Spanish For feedback and assistance, you can reach us at support@muun.com. You can also find us on Twitter: @MuunWallet

About

Billy Split

Features
Read full description

Snap a photo of the receipt and let Billy Split do the math. Billy Split turns any receipt into a shareable bill in seconds. Scan it, send a link, and everyone picks their own items from their phone — no app download, no sign-up, no spreadsheet. HOW IT WORKS 1. Snap the receipt — items, tax, tip, and fees are read automatically. 2. Share a link or QR code with the table. 3. Everyone taps what they had. 4. See exactly who owes what — fees, discounts, and tip split fairly. WHY YOU'LL LIKE IT • Fast: from receipt to split in under a minute • Fair: shared fees and discounts divided proportionally, not evenly • Frictionless: friends join from a link in their browser — nothing to install • Flexible: edit items, cover someone's share, adjust tip and service • Shareable: email anyone a copy of the final receipt Perfect for dinners, trips, group orders, and roommates. Stop doing math at the table. Split the bill, not the friendship.

Screenshots

Muun Wallet4 screens
Billy Split4 screens

Verdict

The call

The clearest difference is update cadence: Billy Split at every 3 days against Muun Wallet's monthly. Muun Wallet's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Muun Wallet ships an update monthly, Billy Split every 3 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Muun Wallet versus Billy Split: the parameters behind the verdict, then further details
ParameterMuun WalletBilly Split
PriceFreeFree
Rating4.1 (336 ratings) — better—
Positive reviews70.1% of reviews—
Number of ratings336 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size170 MB54 MB
Age rating4+4+
DeveloperMuun Wallet, IncAdam Kulpa

Bugs and requests

Muun Wallet

Reported bugs

2 issues
  • Wallet creation process sometimes gets stuck
  • Reported issues with funds disappearing or not reflecting correctly

Requested features

3 requests
  • Add support for multiple wallets within the app
  • Implement LNURL support for easier Lightning Network usage
  • Provide more granular control over transaction fees

Billy Split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Muun Wallet

No in-app purchases

None

Billy Split

No in-app purchases

Questions

Is Muun Wallet free?
Muun Wallet is free to download, with no in-app purchases.
Is Billy Split free?
Billy Split is free to download, with no in-app purchases.
Do Muun Wallet or Billy Split have ads?
Neither Muun Wallet nor Billy Split shows ads.
Which is updated more often, Muun Wallet or Billy Split?
Muun Wallet ships an update monthly, and Billy Split every 3 days. Most recently, Muun Wallet was updated on November 3, 2026 and Billy Split on October 31, 2026.

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